What $400K Buys in St. Johns County, FL
A $400K budget buys a very different house depending on which St. Johns County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 271 homes for sale in St. Johns County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,774 sq ft, built 2022, at $228/sq ft; 31% of them are new construction and the median has been on the market 56 days. The most house for the money is in St. Augustine (1,795 sq ft median); the least in Ponte Vedra Beach (1,149 sq ft); the newest in Ponte Vedra (median build year 2026).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| St. Augustine | 192 | 1,795 | 3 / 2 | 2022 | $220 | 27% | 55 |
| St. Johns | 33 | 1,710 | 3 / 2 | 2024 | $244 | 45% | 45 |
| Ponte Vedra | 25 | 1,644 | 3 / 2.5 | 2026 | $255 | 52% | 82 |
| Ponte Vedra Beach | 8 | 1,149 | 2 / 2 | 1987 | $370 | 0% | 34 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 32092 St. Augustine | 92 | 1,812 | 2024 | $223 | 47% |
| 32084 St. Augustine | 51 | 1,788 | 2020 | $222 | 2% |
| 32259 St. Johns | 32 | 1,713 | 2024 | $240 | 41% |
| 32095 St. Augustine | 29 | 1,798 | 2024 | $217 | 34% |
| 32081 Ponte Vedra | 25 | 1,644 | 2026 | $255 | 52% |
| 32086 St. Augustine | 17 | 1,709 | 1993 | $225 | 0% |
| 32080 St. Augustine | 12 | 1,063 | 1982 | $364 | 0% |
| 32082 Ponte Vedra Beach | 8 | 1,149 | 1987 | $370 | 0% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Woodland Park At Nocatee | Ponte Vedra | 12 | 1,532 | 2026 |
| Entrada | ST AUGUSTINE | 10 | 1,919 | 2022 |
| Cordova Palms | St. Augustine | 10 | 2,011 | 2026 |
| Brook Forest | Jacksonville | 9 | 1,885 | 2026 |
| Reverie At Trailmark | St. Augustine | 9 | 1,812 | 2026 |
| RiverTown | St. Johns | 7 | 1,610 | 2026 |
| Silver Falls | St. Augustine | 7 | 1,714 | 2026 |
| St Augustine South | St. Augustine | 7 | 1,511 | 1984 |
| Watersong At Rivertown | St. Johns | 7 | 1,577 | 2026 |
| Cherry Elm Townhomes | St. Augustine | 7 | 1,933 | 2026 |
| Trailmark | ST AUGUSTINE | 6 | 2,043 | 2022 |
| Del Webb | Ponte Vedra | 6 | 1,815 | 2017 |
| San Salito | St. Augustine | 5 | 1,798 | 2018 |
| Bannon Lakes | St. Augustine | 5 | 1,510 | 2025 |
| Stillwater | St. Johns | 5 | 1,891 | 2022 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of October 5, 2026; property mix at this price: Single-family 69%, Townhouse 20%, Condo 10%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in St. Johns County: $300K, $500K, $750K, $1M. Back to homes for sale in St. Johns County, FL.