Quail Lake
Homes for Sale in Palm Harbor, FL
All 552 homes for sale in Palm Harbor, FL · median $375,250 · 81 homes for sale in 34685 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, the MLS records 22 closed sales in Quail Lake in Palm Harbor, FL since 2007, the most recent in June 2026. Across Palm Harbor as a whole, 852 homes closed in the last 12 months at a median of $365,000, 46 median days on market, with 238 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,080 ($6,260 with the full homestead exemption).
| Location | Palm Harbor, Pinellas County, FL · ZIP 34685 |
|---|---|
| Homes in the community | 36 (FL DOR 2025 assessment roll) |
| Years built | 2000–2006 (median 2002.0) |
| Typical living area | 4,652 sq ft (median) |
| Amenities listed by sellers | Association Recreation - Owned, Deed Restrictions, Fence Restrictions, Park, Pickleball Court(s), Playground |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 86% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Quail Lake key facts,” movewithmomentum.com/neighborhoods/quail-lake, data as of September 20, 2026.
Quail Lake carries a median of $1.6M in Palm Harbor, and at roughly $321 per square foot, that price is buying both space and condition rather than a lot premium alone. The gap between the median price and the per-foot figure tells you this is a market of larger homes where finish level and updates move the number more than address.
Days on market sit at 66, well past the point where a home changes hands in a week or two. That posture favors a buyer with patience and leverage to negotiate, and it tells a seller that pricing to condition — not to aspiration — is what closes here.
Nearby homes for sale
No active listings inside Quail LakeHomes for Sale in Palm Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Quail Lake is a higher-end pocket of Palm Harbor where the median lands at $1.6M and homes take a while to trade, so both sides of a deal have room to be deliberate.
Stellar MLS sales records identify 27 homes in Quail Lake that have changed hands since 2004, built between 2000 and 2006 (median 2002), with a median living area of about 4,323 sq ft and a typical 4-bedroom, 4-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Quail Lake across 2024–2025 (1 in 2024, 3 in 2025), median $1.60M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Quail Lake is best for.
Best for
- Buyers working with a seven-figure budget who want a larger, higher-finish home
- Purchasers who can be patient and use a slower market to negotiate on price and terms
- Sellers willing to price to true condition rather than an aspirational number
Probably not for
- Anyone whose budget tops out well below the $1.6M median
- Buyers who need to close fast in a market that averages over two months on market
- Sellers expecting a quick, bidding-war sale on limited volume
The market around Quail Lake
Quail Lake is too small for its own price trend, so here is the market around it.
In ZIP 34685, 95 homes are on the market and 24% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34685 (Palm Harbor), 226 homes closed in the last 12 months at a median of $445K ($240/sq ft), down 3.3% year over year, with a median 53 days on market. Right now 37 active and 10 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34685 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Quail Lake specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Quail Lake, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Quail Lake buying strategy.
If we were buying in Quail Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Quail Lake.
Reading a thin, deliberate market
With only a handful of closings in the recent window, Quail Lake is a low-volume market, and low volume means every comparable sale carries weight. A single well-finished or poorly-priced home can skew the read, so it pays to look at each property on its own merits rather than leaning hard on a neighborhood average.
The 66-day median absorption is the number to watch. It signals a market where buyers are shopping carefully and sellers are not getting quick capitulation. Homes that show well and are priced to their actual condition move; those priced on hope sit and eventually chase the market down.
The location and the amenities are priced into every listing in Quail Lake. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a thin, high-price market like Quail Lake, the difference between a good and a bad outcome is comp interpretation and pacing. We read each sale individually, price to condition rather than wishful averages, and use the longer market timeline as negotiating leverage instead of pressure.
Quail Lake in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $183/month (about $2,196/yr) · median of 15 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $183 per month ($2,196 a year) — the median AssociationFee across 15 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Quail Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Quail Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Quail Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Quail Lake home worth?
Get a no-obligation home value based on real comparable sales in Quail Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Quail Lake?
What share of Quail Lake is owner-occupied?
When were the homes in Quail Lake built?
Who is the best real estate agent for Quail Lake?
How do I find a top Palm Harbor real estate agent who knows Quail Lake?
Can Momentum Realty connect me with an agent for Quail Lake?
Where is Quail Lake, and what county is it in?
Should you buy in Quail Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34685)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2007 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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