Shadow Oaks
Homes for Sale in Holiday, FL

All 263 homes for sale in Holiday, FL · median $234,900 · 67 homes for sale in 34690 · Pasco County homes for sale

Community in Holiday · Pasco County · ZIP 34690
56 homesBuilt 1980–2007
Free · No obligation
Talk to a Shadow Oaks Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Stellar MLS

Built fromLive Stellar MLS data20 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Shadow Oaks in Holiday, FL has 1 home for sale. Homes listed or recently sold were built 1987–2002; 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft).

Shadow Oaks key facts
LocationHoliday, Pasco County, FL · ZIP 34690
Homes in the community56 (FL DOR 2025 assessment roll)
Years built1980–2007 (median 2000.0)
Typical living area2,113 sq ft (median)
Amenities listed by sellersDeed Restrictions, No Truck/RV/Motorcycle Parking
For sale right now1 active, 0 pending · median asking $319,000 · 4.0 months of supply
Owner-occupied (homestead) share82%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Shadow Oaks key facts,” movewithmomentum.com/neighborhoods/shadow-oaks, data as of September 20, 2026.

Live · Shadow Oaks Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Pasco: 22% (1,214 of 5,427)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
82%
Owner-occupied · Shadow Oaks
46 of 56 parcels homesteaded (FL DOR 2025)
18%
Non-owner-occupied · Shadow Oaks
incl. 5% trust or LLC-held · 5% out-of-state
56
Homes in the community
56 residential parcels (FL DOR 2025)
Track record · 20 years of records
5
Recorded sales · 2024-2025
median $390K · qualified sales on the county roll (FL DOR 2025)
Est. 1980
Community established
homes built 1980-2007, median 2000 (FL DOR 2025)
3.6%/yr
Turnover rate
about 2 of 56 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Shadow Oaks is a mature, established pocket of Holiday where price is driven mostly by condition, not by year built. With homes dating from 1980 to 2007 and a median build near 1988, what you pay tracks how much updating a given house has already absorbed. Two otherwise similar floor plans can trade far apart depending on roof age, systems, and kitchens. The median living area of roughly 2,121 square feet gives you real room to work with, which matters when the value story is about renovation potential.

The homestead share here is high at about 84%, which points to a community held largely by long-term owners rather than churned by investors. That usually means fewer listings hit the market at once and turnover is measured, so a well-prepared, correctly priced home can find its buyer without a long wait, while an overpriced or dated one sits. Sellers should lean into condition and disclosure; buyers should be ready to move on the cleaner listings and negotiate hard on the projects.

Shadow Oaks Housing Pulse · Momentum Research · as of September 20, 2026

Shadow Oaks right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Shadow Oaks is a settled Pasco County community of 68 homes in Holiday, built out over roughly a quarter-century and now dominated by owner-occupants. It reads as an established, low-turnover neighborhood where the individual home's condition, not its address, sets the number.

Stellar MLS sales records identify 54 homes in Shadow Oaks that have changed hands since 2004, built between 1980 and 2004 (median 1989), with a median living area of about 1,816 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in Shadow Oaks across 2024–2025 (2 in 2024, 3 in 2025), median $390,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Renovation-minded buyers who want to build equity through improvements rather than pay for someone else's finishes
  • Buyers prioritizing living space and lot over newest-construction finishes
  • Long-hold owners comfortable in a stable, low-turnover neighborhood

Probably not for

  • Buyers set on new construction or homes with all major systems already recent
  • Short-term holders needing quick, guaranteed resale in a thin-inventory market
  • Anyone with no budget or appetite for roof, HVAC, or interior updates

The market around Shadow Oaks

Shadow Oaks is too small for its own price trend, so here is the market around it.

In ZIP 34690, 91 homes are on the market and 20% are under contract — a steady corner of Holiday.

Across Pasco County, 4,213 homes are active and 1,214 pending (22% under contract).

In ZIP 34690 (Holiday), 402 homes closed in the last 12 months at a median of $229K ($195/sq ft), down 5.3% year over year, with a median 33 days on market. Right now 63 active and 17 pending listings put supply at about 3.7 months — a balanced market. See the live ZIP 34690 housing market and the Pasco County market.

ZIP and county figures describe the wider market, not Shadow Oaks specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Shadow Oaks, Holiday

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
10.0%
1 of 10 listings · short sale 1
Distress share trend — 10.0% now (2026-09-13 → 2026-09-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Shadow Oaks

Live MLS inventory for Shadow Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Shadow Oaks listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Tap any home to ask about it.

Every Home for Sale in Shadow Oaks Right Now (1)

All 1 active and pending Shadow Oaks listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Anclote Elementary-PO · Elementary
  • Paul R. Smith Middle-PO · Middle
  • Anclote High-PO · High

Zoned schools reflect the assignments reported on recent Shadow Oaks listings and can change; always confirm with Pasco County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Shadow Oaks address.

Recent Developments in Shadow Oaks

Development, infrastructure, retail, and school activity affecting Shadow Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum34/100 · Moderate
  1. April 2026
    Development

    New mixed-use development planned on State Road 52 in central Pasco

    A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.

    What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 10 miles east of Shadow Oaks.

    Source: Tampa Bay Times
  2. January 2026
    Development

    Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco

    Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.

    What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 6 miles east of Shadow Oaks.

    Source: WUSF

Development alerts for Shadow OaksGet a short monthly email when something new is approved, funded, or opens near Shadow Oaks.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Shadow Oaks today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Shadow Oaks.

Best Buy
Buyers who want real square footage in an established Holiday neighborhood and are open to updating.
Biggest Risk
Aging homes mean deferred maintenance and big-ticket systems that vary widely house to house.
Sweet Spot
A structurally sound home with cosmetic updates left to do, bought below the turnkey listings.
Avoid If
You need a brand-new build or refuse to touch roof, HVAC, or dated interiors.

Condition is the whole ballgame

With a build range from 1980 to 2007, Shadow Oaks spans homes that are firmly in the replace-the-big-stuff phase of their lives. Roofs, HVAC, water heaters, and original kitchens and baths are the variables that separate a strong price from a soft one. The single median figure we can cite is useful directionally, but treat it as an average of very different houses rather than a going rate; expect a wide spread around it based on how much work has already been done.

The median living area near 2,121 square feet is meaningful. These are not cramped floor plans, so there is room to update and reconfigure without an addition. For a buyer willing to renovate, that space plus a dated interior is where the opportunity lives. For a buyer who wants turnkey, the trade-off is patience and a willingness to pay up for the homes that are already done.

“

The location and the amenities are priced into every listing in Shadow Oaks. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover neighborhood where condition sets the price, the hard part is pricing a specific house against a thin, uneven set of comps. We underwrite each home on its systems and finishes rather than a blanket per-square-foot number, so sellers list at a defensible figure and buyers know what a project actually costs before they commit. That discipline is what protects you when two look-alike homes are worth very different amounts.

Shadow Oaks in 15 seconds.

Best forBuyers who want real square footage in an established Holiday neighborhood and are open to updating.
Biggest advantageA high owner-occupant share and measured turnover keep the community stable and inventory limited.
Biggest riskAging homes mean deferred maintenance and big-ticket systems that vary widely house to house.
Sweet spotA structurally sound home with cosmetic updates left to do, bought below the turnkey listings.
Avoid ifYou need a brand-new build or refuse to touch roof, HVAC, or dated interiors.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Shadow Oaks homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Shadow Oaks.
In short
  • HOA dues reported around $16/month · median of 38 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $16 per month — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Shadow Oaks sales matched to your home.

What is your Shadow Oaks home worth?

Get a no-obligation home value based on real comparable sales in Shadow Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Holiday →

Real comps, not an automated estimate.
How much local inventory is already under contract

23% of homes for sale in ZIP 34690 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Frequently Asked Questions

Is Shadow Oaks a buyer's or seller's market right now?
As of September 20, 2026, Shadow Oaks is roughly balanced: 4.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Shadow Oaks?
The Florida DOR 2025 assessment roll shows 56 homes in Shadow Oaks (public records).
What share of Shadow Oaks is owner-occupied?
82% of Shadow Oaks parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Shadow Oaks built?
Homes in Shadow Oaks were built between 1980 and 2007, with a median year built of 2000.0 (FL DOR 2025 roll).
Who is the best real estate agent for Shadow Oaks?
The best agent for Shadow Oaks is one who actively works Holiday and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Shadow Oaks.
How do I find a top Holiday real estate agent who knows Shadow Oaks?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Shadow Oaks and the wider Holiday area.
Can Momentum Realty connect me with an agent for Shadow Oaks?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Shadow Oaks purchase or sale - no call center and no pressure.
Where is Shadow Oaks, and what county is it in?
Shadow Oaks is in Holiday, Pasco County, FL, ZIP 34690. The community's center is about 8 miles southwest of the center of Holiday (straight-line).
Renovation-minded buyers who want to build equity through improvements rather than pay for someone else's finishesExcellent fit
Buyers prioritizing living space and lot over newest-construction finishesExcellent fit
Long-hold owners comfortable in a stable, low-turnover neighborhoodExcellent fit
Buyers set on new construction or homes with all major systems already recentProbably not
Short-term holders needing quick, guaranteed resale in a thin-inventory marketProbably not
Anyone with no budget or appetite for roof, HVAC, or interior updatesProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 34690))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2006 (19 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →

More on Shadow Oaks

Thinking of selling in Shadow Oaks? 2 recorded closings (window ending 2026-09-20). See the Pasco County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Shadow Oaks with Momentum Realty’s local guides.

SOShadow Oaks0.1 mi away · 51 homes, built 1980–07La Villa Gardens0.2 mi away · median $231K, 13 sales/12 moColonial Hills0.5 mi away · median $239K, 69 sales/12 moCHColonial Hills0.6 mi awaySPStony Point0.6 mi away · 67 homes, built 1979–02ARAnclote River0.7 mi awayCopperspring New Port Richey0.8 mi away · median $380K, 13 sales/12 mo

Browse all neighborhood guides →

Talk to a Local Shadow Oaks Expert
Call Get Listings