St Croix Club
Homes for Sale in Naples, FL
All 2,052 homes for sale in Naples, FL · median $429,000 · 294 homes for sale in 34103 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, St Croix Club in Naples, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $1,241,250, $693 per square foot, a median 158 days on market, sellers accepting 81% of original asking. At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $13,720 ($13,280 with the full homestead exemption).
Last 30 days in St Croix Club: 1 new listing (median asking $1,290,000), 1 under contract right now. As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
St Croix Club's pricing is being set by very few transactions. With only four closings in the current window, the median of $1,241,250 reflects whatever handful of properties changed hands rather than a broad, statistically deep market. That thin volume means each sale carries outsized weight on the number, and a buyer or seller should treat the median as directional, not a hard benchmark for a specific home.
Days on market sitting at 158 tells the real story here: this is not a market that moves fast. Pricing discipline matters more than urgency. Sellers who price to the condition and finish level of their home tend to find buyers eventually; sellers who chase a number based on one comparable sale risk sitting well past the five-month mark.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
St Croix Club market snapshot (as of September 20, 2026): the median sale price is about $1.24M ($693 per sq ft over the trailing 12 months of closed sales), and a median 158 days on market for closed sales.
In ZIP 34103 (Naples), 489 homes closed in the last 12 months at a median of $1.34M ($804/sq ft), down 0.6% year over year, with a median 94 days on market. Right now 213 active and 37 pending listings — a soft market. See the live ZIP 34103 housing market and the Collier County market.
St Croix Club is a low-volume Naples market where a handful of sales set the tone each cycle, and per-square-foot pricing near $693 signals a market rewarding finish and condition over square footage alone.
Who St Croix Club is best for.
Best for
- Buyers with a defined budget near the $1,241,250 median who are prepared to verify value through independent comparables
- Sellers who can price patiently and hold through a market averaging around 158 days on market
- Buyers focused on finish quality and per-square-foot value rather than a set list of community amenities
Probably not for
- Buyers who want a deep bench of recent comparable sales to lean on before making an offer
- Sellers expecting a quick close given the market's extended median days on market
- Buyers who require a confirmed, published amenity package before considering a purchase
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.24M) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
14% of homes for sale in ZIP 34103 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
St Croix Club Market Scorecard
St Croix Club is currently a balanced market., a median asking price of $1,290,000, and homes go under contract in about 12 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in St Croix Club
Live MLS inventory for St Croix Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St Croix Club listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The St Croix Club buying strategy.
If we were buying in St Croix Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Croix Club.
A Market Defined by Scarcity
Four closings in the tracked window is a small sample by any measure. That scarcity cuts both ways: sellers are not competing against a deep pool of active comparables, but buyers also have little recent transaction history to lean on when evaluating whether a list price is fair. Anyone transacting here should expect to do more independent diligence on comparable sales outside the immediate community.
The median price-per-square-foot of $693.16 puts St Croix Club solidly in higher-value territory for the area, but with so few data points, that figure should be read as a snapshot rather than a trend line. Current MLS records show no distinct community amenities identified, so buyers evaluating lifestyle features should confirm details directly with listings or the association rather than assuming a standard amenity package.
The location and the amenities are priced into every listing in St Croix Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with only four closings to study, interpretation matters more than access to a portal search. We pull the actual comparable sales, weigh condition and timing against the 158-day median hold, and give clients a realistic read on where a specific home sits, rather than letting a single recent sale set false expectations.
St Croix Club in 15 seconds.
What it really costs to own in St Croix Club
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $6,938/yr across 4 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1972 across 4 listings. An original roof here would be about 54 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in St Croix Club
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about St Croix Club
Have a question about the homes, fees, rules or commute here? A Momentum agent who works St Croix Club will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St Croix Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Croix Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Croix Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Croix Club home worth?
Get a no-obligation home value based on real comparable sales in St Croix Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Recently off market in St Croix Club
Homes in St Croix Club that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 3483 Gulf Shore Blvd N 604 · off market
| Location | Naples, Collier County, FL · ZIP 34103 |
|---|---|
| Sale prices, last 12 months | $1,241,250 median across 4 closed sales · $693 per sq ft |
| Days on market (closed sales) | 158 median |
| For sale right now | 1 active, 1 pending · median asking $1,290,000 |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “St Croix Club key facts,” movewithmomentum.com/neighborhoods/st-croix-club, data as of September 20, 2026.
Housing distress & ownership in St Croix Club, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in St Croix Club Right Now (2)
All 2 active and pending St Croix Club listings with a detail page, newest first, refreshed twice a day from the MLS.
- 3483 Gulf Shore Blvd N 104 · $1,349,000 · 2 bd / 2 ba · pending · listed Sep 30, 2026 · listed by William Raveis Real Estate
- 3483 Gulf Shore Blvd N 105 - At 2nd Floor Level · $1,290,000 · 2 bd / 2 ba · listed Sep 19, 2026 · listed by John R Wood Properties
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Frequently Asked Questions
What is the median home price in St Croix Club?
How long do homes in St Croix Club take to sell?
Who is the best real estate agent for St Croix Club?
How do I find a top Naples real estate agent who knows St Croix Club?
Can Momentum Realty connect me with an agent for St Croix Club?
Where is St Croix Club, and what county is it in?
Should you buy in St Croix Club?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how St Croix Club fits the bigger picture — live prices, inventory, and Momentum Scores:
More on St Croix Club
- Home values · What homes in St Croix Club actually sell for
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