Homes for Sale $300K to $500K in Safety Harbor, FL

This page tracks every Safety Harbor listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

21 homes listed between $300,000 and $500,000 are for sale or pending in Safety Harbor, FL today across 15 communities. The median asking price is $430,000, from $309,000 to $499,900. Listings in Safety Harbor without that feature have a median of $699,900. Most listings right now: Country Villas-Unit Two (3), Philippe Bay (2), Los Prados Condo (2). Updated September 11, 2026 from the MLS.

Safety Harbor homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes $300K–$500KNew buildMedian listFrom
Country Villas-Unit Two30$484,900$479,000
Philippe Bay20$375,000$350,000
Los Prados Condo20$324,500$315,000
West Green Spgs10$499,900$499,900
10$495,000$495,000
10$479,900$479,900
Village Of Safety Harbor10$479,000$479,000
Country Villas10$459,900$459,900
Oak Haven Estates10$439,900$439,900
Palm View Terrace10$430,000$430,000
Bayfront Manor10$420,000$420,000
Seminole Park Rev10$420,000$420,000
Lincoln Highlands10$399,000$399,000
Cypress Trace North Condo10$350,000$350,000
Lincoln Highlands Rep10$309,000$309,000

Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Safety Harbor?
As of September 11, 2026, 21 Safety Harbor, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 15 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Safety Harbor?
The median asking price today is $430,000, with listings from $309,000 to $499,900. Safety Harbor listings without that feature have a median of $699,900.
Which Safety Harbor community has the most homes $300K–$500K for sale?
Country Villas-Unit Two has the most right now (3), followed by Philippe Bay (2), Los Prados Condo (2), West Green Spgs (1).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Safety Harbor

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Safety Harbor, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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