Bay Colony Shores in Naples

Bay Colony Shores
Homes for Sale in Naples, FL

All 2,295 homes for sale in Naples, FL · median $439,000 · 393 homes for sale in 34108 · Collier County homes for sale

Community in Naples · Collier County
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Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS dataUpdated twice daily

As of November 2026, Bay Colony Shores in Naples, FL has 4 homes for sale, asking from $6,995,000 to $12,995,000 (median $9,297,500). Homes listed or recently sold were built 1990–2018; 4 of 4 report an HOA (median $826/mo); 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft).

Last 30 days in Bay Colony Shores: 3 new listings (median asking $11,395,000). As of November 11, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Bay Colony Shores Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Collier: 15% (932 of 6,115)
4 · 0
For sale · pending
live counts, refreshed twice daily

Homes For Sale Right Now in Bay Colony Shores

Live MLS inventory for Bay Colony Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bay Colony Shores listings as of 2026-11-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 29, 2026

Bay Colony Shores prices off the house, not the neighborhood. With a median living area over 13,000 square feet and a median price near $6.4M, this is a market of custom estates, and the per-square-foot figure of roughly $1,139 tells you land, water access, and construction quality are doing most of the work. A community of only 63 homes with just 7 closings in this window means any single sale can swing the averages hard, and the -46.6% year-over-year figure should be read as a reflection of which specific homes traded, not a wholesale repricing of the area.

The median 462 days on market is the number that matters most for planning. This is not a market where a well-priced listing moves in weeks. Sellers should expect a long runway and buyers should expect room to negotiate on a property that has sat, especially if condition or dated finishes are part of the story. At this price point, patience and precision on pricing matter more than urgency.

Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Bay Colony Shores is a low-volume estate community in Naples where homes built between 1990 and 2024 sit on large footprints, and roughly 59% of owners carry a homestead exemption, pointing to a meaningful share of primary residences rather than a purely seasonal ownership base.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a defined budget near the mid-$6M range looking for a large, private estate lot rather than a packaged amenity community.
  • Buyers comfortable evaluating a wide range of construction eras, from 1990s originals to homes built as recently as 2024.
  • Owners planning a long-term primary residence, consistent with the meaningful homestead share already in the community.

Probably not for

  • Buyers who need a sale to close within weeks given the median 462-day time on market.
  • Buyers prioritizing shared clubhouse, fitness, or recreational amenities, since none are identified in current listings.
  • Buyers working with a tight, fixed budget well below the $6.4M median, where fewer comparable homes will be available.

The market around Bay Colony Shores

Bay Colony Shores is too small for its own price trend, so here is the market around it.

Across Collier County, 5,183 homes are active and 932 pending (15% under contract).

ZIP and county figures describe the wider market, not Bay Colony Shores specifically. Momentum Research analysis of MLS records.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.

If we were buying in Bay Colony Shores today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Colony Shores.

Best Buy
Buyers seeking a large custom estate in Naples with no shared amenity overhead.
Biggest Risk
A 462-day median time on market means holding costs and patience are part of the deal on both sides.
Sweet Spot
Buyers comparing a specific 1990s-era home against newer construction on comparable lots within the same 63-home pool.
Avoid If
You need a fast close or want built-in community amenities as part of the purchase.

A market measured in estates, not transactions

At 63 total homes, Bay Colony Shores does not behave like a typical subdivision market. Pricing here is set home by home, with the median year built of 1995 alongside newer construction through 2024 meaning buyers will encounter a real mix of original-era estates and rebuilt or newly constructed homes on the same streets. That range is the first thing to price correctly: a 1990s home and a 2024 home carry very different renovation, mechanical, and finish-level realities even at similar lot sizes.

No community amenities are identified from current MLS listings, which means the draw here is the home and the setting itself, not a clubhouse or shared recreational package. Combined with a median 462 days on market, this points to a community where the buyer pool is narrow and deliberate, and where a listing's condition, layout, and price relative to true replacement cost carry more weight than typical market timing.

“

The location and the amenities are priced into every listing in Bay Colony Shores. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this thin rewards granular knowledge over general trend-following. We track each of the small number of active and recent Bay Colony Shores listings individually, so pricing conversations are grounded in the specific home and its true comparables rather than a blended neighborhood average that a 63-home, low-closing-volume market cannot reliably support.

Bay Colony Shores in 15 seconds.

Best forBuyers seeking a large custom estate in Naples with no shared amenity overhead.
Biggest advantagePer-square-foot pricing near $1,139 reflects genuine construction and lot value rather than amenity premiums.
Biggest riskA 462-day median time on market means holding costs and patience are part of the deal on both sides.
Sweet spotBuyers comparing a specific 1990s-era home against newer construction on comparable lots within the same 63-home pool.
Avoid ifYou need a fast close or want built-in community amenities as part of the purchase.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Colony Shores sales matched to your home.

What is your Bay Colony Shores home worth?

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Real comps, not an automated estimate.
Buyers with a defined budget near the mid-$6M range looking for a large, private estate lot rather than a packaged amenity community.Excellent fit
Buyers comfortable evaluating a wide range of construction eras, from 1990s originals to homes built as recently as 2024.Excellent fit
Owners planning a long-term primary residence, consistent with the meaningful homestead share already in the community.Excellent fit
Buyers who need a sale to close within weeks given the median 462-day time on market.Probably not
Buyers prioritizing shared clubhouse, fitness, or recreational amenities, since none are identified in current listings.Probably not
Buyers working with a tight, fixed budget well below the $6.4M median, where fewer comparable homes will be available.Probably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: November 12, 2026)
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-11-11

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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Housing distress & ownership in Bay Colony Shores, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend — 0.0% now (2026-08-18 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Bay Colony Shores Right Now (4)

All 4 active and pending Bay Colony Shores listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Bay Colony Shores with Momentum Realty’s local guides.

Breakwater0.2 mi away · median $1.14M, 6 sales/12 moVizcaya At Bay Colony0.3 mi away · 27 homes, built 1992–94, 2 for saleGrand Bay At Pelican Bay0.3 mi away · 2 for salePointe At Pelican Bay0.3 mi away · 1 for saleMarquesa At Bay Colony0.3 mi away · 1 for saleToscana At Bay Colony0.3 mi away · 1 for saleBeachwalk Villas (Collier)0.3 mi away · 1 for saleBeachwalk Gardens0.3 mi away · 8 for sale

Browse all neighborhood guides →

More on Bay Colony Shores

What it really costs to own in Bay Colony Shores

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $42,471/yr across 8 listings here (MLS tax records, 2026-11-12).
HOA duesMedian $9,908/year (about $826/month) across 5 MLS listings (most billed annually; 2026-11-12). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2001 across 8 listings. An original roof here would be about 25 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Estimated carrying cost at the median asking price, before the mortgage: about $4,544/month (tax $3,539, HOA $826, insurance $179). An estimate from the sources above, not a quote.

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