Bay Colony Shores
Homes for Sale in Naples, FL
All 2,052 homes for sale in Naples, FL · median $429,000 · 339 homes for sale in 34108 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of October 2026, Bay Colony Shores in Naples, FL has 4 homes for sale, asking from $6,995,000 to $12,995,000 (median $9,597,500). Over the 12 months ending 2026-09-20, 6 recorded sales closed at a median of $7,950,000, $1,086 per square foot, a median 407 days on market, sellers accepting 82% of original asking (-9% versus the prior year). Homes listed or recently sold were built 1990–2018; 4 of 4 report an HOA (median $767/mo); 1 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $87,870 ($87,430 with the full homestead exemption).
Last 30 days in Bay Colony Shores: 2 new listings (median asking $9,995,000). As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Bay Colony Shores
Live MLS inventory for Bay Colony Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bay Colony Shores listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Bay Colony Shores prices off the house, not the neighborhood. With a median living area over 13,000 square feet and a median price near $6.4M, this is a market of custom estates, and the per-square-foot figure of roughly $1,139 tells you land, water access, and construction quality are doing most of the work. A community of only 63 homes with just 7 closings in this window means any single sale can swing the averages hard, and the -46.6% year-over-year figure should be read as a reflection of which specific homes traded, not a wholesale repricing of the area.
The median 462 days on market is the number that matters most for planning. This is not a market where a well-priced listing moves in weeks. Sellers should expect a long runway and buyers should expect room to negotiate on a property that has sat, especially if condition or dated finishes are part of the story. At this price point, patience and precision on pricing matter more than urgency.
Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Bay Colony Shores right now
🔴 Off the recent peak. The trailing-12-month median ($7.95M) is down 9.2% from the prior 12 months ($8.76M). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (6 and 4 sales in the two windows).
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· Updated October 20, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Colony Shores market snapshot (as of September 20, 2026): the median sale price is about $7.95M ($1086 per sq ft over the trailing 12 months of closed sales), and a median 407 days on market for closed sales. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (6 closings in the current window).
In ZIP 34108 (Naples), 629 homes closed in the last 12 months at a median of $955K ($547/sq ft), down 2.0% year over year, with a median 84 days on market. Right now 257 active and 52 pending listings — a soft market. See the live ZIP 34108 housing market and the Collier County market.
Bay Colony Shores is a low-volume estate community in Naples where homes built between 1990 and 2024 sit on large footprints, and roughly 59% of owners carry a homestead exemption, pointing to a meaningful share of primary residences rather than a purely seasonal ownership base.
The setting & the homes.
Aerial and on-site photos of Bay Colony Shores. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bay Colony Shores
Bay Colony Shores
Bay Colony Shores
Bay Colony ShoresPhotos from Florida Gulf Coast MLS listings in Bay Colony Shores; content deemed reliable but not guaranteed.
Who Bay Colony Shores is best for.
Best for
- Buyers with a defined budget near the mid-$6M range looking for a large, private estate lot rather than a packaged amenity community.
- Buyers comfortable evaluating a wide range of construction eras, from 1990s originals to homes built as recently as 2024.
- Owners planning a long-term primary residence, consistent with the meaningful homestead share already in the community.
Probably not for
- Buyers who need a sale to close within weeks given the median 462-day time on market.
- Buyers prioritizing shared clubhouse, fitness, or recreational amenities, since none are identified in current listings.
- Buyers working with a tight, fixed budget well below the $6.4M median, where fewer comparable homes will be available.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($7.95M) IS the median in the snapshot above, and the move from 2025 ($8.76M) IS the -9.2% one-year change.
Windows contain 0 to 11 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
14% of homes for sale in ZIP 34108 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Bay Colony Shores Market Scorecard
Bay Colony Shores is currently a balanced market., a median asking price of $7,200,000, and homes go under contract in about 104 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Gulf Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Bay Colony Shores on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.
The Bay Colony Shores buying strategy.
If we were buying in Bay Colony Shores today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Colony Shores.
A market measured in estates, not transactions
At 63 total homes, Bay Colony Shores does not behave like a typical subdivision market. Pricing here is set home by home, with the median year built of 1995 alongside newer construction through 2024 meaning buyers will encounter a real mix of original-era estates and rebuilt or newly constructed homes on the same streets. That range is the first thing to price correctly: a 1990s home and a 2024 home carry very different renovation, mechanical, and finish-level realities even at similar lot sizes.
No community amenities are identified from current MLS listings, which means the draw here is the home and the setting itself, not a clubhouse or shared recreational package. Combined with a median 462 days on market, this points to a community where the buyer pool is narrow and deliberate, and where a listing's condition, layout, and price relative to true replacement cost carry more weight than typical market timing.
The location and the amenities are priced into every listing in Bay Colony Shores. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Colony Shores buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.6). Basis: Recent Direction -9.2% year-over-year; Owner Commitment 42% owner-occupied; Pricing Power 82.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A market this thin rewards granular knowledge over general trend-following. We track each of the small number of active and recent Bay Colony Shores listings individually, so pricing conversations are grounded in the specific home and its true comparables rather than a blended neighborhood average that a 63-home, low-closing-volume market cannot reliably support.
Bay Colony Shores in 15 seconds.
Tools for a Bay Colony Shores buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Colony Shores sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Colony Shores, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Colony Shores home worth?
Get a no-obligation home value based on real comparable sales in Bay Colony Shores, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
| Location | Naples, Collier County, FL · ZIP 34108 |
|---|---|
| Homes in the community | 11 (FL DOR 2025 assessment roll) |
| Years built | 1990–2006 (median 1992) |
| Typical living area | 11,202 sq ft (median) |
| Sale prices, last 12 months | $7,950,000 median across 6 closed sales · $1086 per sq ft · -9.2% vs the prior 12 months |
| Days on market (closed sales) | 407 median |
| For sale right now | 3 active, 0 pending · median asking $7,200,000 |
| Owner-occupied (homestead) share | 42% |
Data as of September 20, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Colony Shores key facts,” movewithmomentum.com/neighborhoods/bay-colony-shores, data as of September 20, 2026.
Housing distress & ownership in Bay Colony Shores, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Bay Colony Shores
The newest homes for sale in Bay Colony Shores right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 7326 Tilden Ln $6,995,000 · 4 bd · 6 ba · 5,017 sq ft · 1 day on market Courtesy of Premier Sotheby's Int'l Realty
- 385 Colony Dr $12,995,000 · 6 bd · 8 ba · 7,710 sq ft · 12 days on market Courtesy of The Agency Naples
- 333 Sedgwick Ct $11,995,000 · 6 bd · 8 ba · 6,622 sq ft · 104 days on market Courtesy of William Raveis Real Estate
- 328 Sedgwick Ct $7,200,000 · 5 bd · 6 ba · 4,875 sq ft · 204 days on market Courtesy of Compass Florida LLC
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Bay Colony Shores Right Now (4)
All 4 active and pending Bay Colony Shores listings with a detail page, newest first, refreshed twice a day from the MLS.
- 385 Colony Dr · $12,995,000 · 6 bd / 8 ba · listed Oct 5, 2026 · listed by The Agency Naples
- 7326 Tilden Ln · $6,995,000 · 4 bd / 6 ba · listed Sep 10, 2026 · listed by Premier Sotheby's Int'l Realty
- 333 Sedgwick Ct · $11,995,000 · 6 bd / 8 ba · listed Jul 22, 2026 · listed by William Raveis Real Estate
- 328 Sedgwick Ct · $7,200,000 · 5 bd / 6 ba · listed Jul 22, 2026 · listed by Compass Florida LLC
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What it really costs to own in Bay Colony Shores
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $41,843/yr across 8 listings here (MLS tax records, 2026-10-20). |
|---|---|
| HOA dues | Median $9,209/year (about $767/month) across 4 MLS listings (most billed annually; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2001 across 8 listings. An original roof here would be about 25 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $4,433/month (tax $3,487, HOA $767, insurance $179). An estimate from the sources above, not a quote.
Frequently Asked Questions
What is the median home price in Bay Colony Shores?
How long do homes in Bay Colony Shores take to sell?
What share of Bay Colony Shores is owner-occupied?
Who is the best real estate agent for Bay Colony Shores?
How do I find a top Naples real estate agent who knows Bay Colony Shores?
Can Momentum Realty connect me with an agent for Bay Colony Shores?
Where is Bay Colony Shores, and what county is it in?
Is Bay Colony Shores a good place to live?
Should you buy in Bay Colony Shores?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34108)) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Bay Colony Shores fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bay Colony Shores
- Home values · What homes in Bay Colony Shores actually sell for
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