Toscana At Bay Colony
Homes for Sale in Naples, FL
All 1,847 homes for sale in Naples, FL · median $430,000 · 289 homes for sale in 34108 · Collier County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $3,400,000, $1,349 per square foot, a median 132 days on market, sellers accepting 95% of original asking (+0% versus the prior year). At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $37,580 ($37,140 with the full homestead exemption).
Part of the Bay Colony master-planned community in Naples, FL — see all Bay Colony homes for sale (18 listings across 15 villages and sections in the MLS).

Three closings is the entire dataset here, so treat every figure as directional rather than statistical. What the numbers do show is a market priced well north of $1,300 per square foot with a median sale near $3.4M — this is a segment where the property itself, not the broader Naples curve, sets the number.
A median 132 days on market and flat year-over-year movement point to a patient market on both sides. Sellers are not chasing quick offers, and buyers who commit are typically doing so on a specific unit rather than reacting to competitive pressure. Pricing discipline and a strong listing presentation matter more than timing the market.
Toscana At Bay Colony right now
🟡 Still climbing. The trailing-12-month median ($3.40M) is up 0.0% from the prior 12 months ($3.40M). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Florida Gulf Coast MLS closed sales, 12-month windows ending September 12. Confidence: Low (3 and 3 sales in the two windows).
What's unique here: the median sale price is about 6x the typical Collier County sale ($3.40M vs $615K, trailing 12 months, Florida Gulf Coast MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 17, 2026 · Live data: Florida Gulf Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Toscana At Bay Colony market snapshot (as of September 12, 2026): the median sale price is about $3.40M ($1349 per sq ft over the trailing 12 months of closed sales), and a median 132 days on market for closed sales. The trailing-12-month median is up 0% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (3 closings in the current window).
In ZIP 34108 (Naples), 627 homes closed in the last 12 months at a median of $962K ($548/sq ft), down 3.1% year over year, with a median 84 days on market. Right now 262 active and 57 pending listings — a soft market. See the live ZIP 34108 housing market and the Collier County market.
Toscana At Bay Colony trades in a thin, high-dollar slice of the Naples market, where a handful of closings sets the tone and per-square-foot pricing runs well above typical area comparables.
Who Toscana At Bay Colony is best for.
Best for
- Buyers targeting the upper end of the Naples price spectrum with flexibility on timing given the longer median days-on-market.
- Buyers comfortable evaluating a specific unit on its own merits rather than relying on broad market trend data.
- Sellers with a well-positioned property who can be patient for the right offer rather than needing a fast sale.
Probably not for
- Buyers who need a documented amenity package confirmed before making an offer.
- Buyers expecting a defined price range to shop within, since only a single median figure is available.
- Anyone relying on year-over-year trend data to time a purchase or sale in a market with this few recorded closings.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($3.40M) IS the median in the snapshot above, and the move from 2025 ($3.40M) IS the +0.0% one-year change.
Windows contain 1 to 9 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
20% of homes for sale in ZIP 34108 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
The Toscana At Bay Colony buying strategy.
If we were buying in Toscana At Bay Colony today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Toscana At Bay Colony.
A market defined by scarcity, not volume
With only three closings feeding the current snapshot, Toscana At Bay Colony behaves less like a tracked market and more like a series of individual transactions. The median price of $3.4M and per-square-foot figure near $1,349 reflect what actually sold, not a broad pricing band — buyers should expect condition, finish level, and unit specifics to swing outcomes significantly from that midpoint.
The 132-day median days-on-market is consistent with a segment where buyers are deliberate and sellers are not under pressure to discount. Zero year-over-year change suggests no clear directional momentum yet, which in a low-volume market often just means there is not enough transaction history to call a trend either way. Community amenities were not identified from current MLS listings, so anyone evaluating a specific unit should confirm building or association features directly rather than assume a standard package.
The location and the amenities are priced into every listing in Toscana At Bay Colony. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with this few closings, generic comps do not hold up — we pull the actual sales, review unit-level pricing against square footage and condition, and tell you honestly whether a listed price lines up with what has actually traded before you write or accept an offer.
Toscana At Bay Colony in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Toscana At Bay Colony buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Toscana At Bay Colony sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Toscana At Bay Colony, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Toscana At Bay Colony home worth?
Get a no-obligation home value based on real comparable sales in Toscana At Bay Colony, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Naples →
Frequently Asked Questions
What is the median home price in Toscana At Bay Colony?
How long do homes in Toscana At Bay Colony take to sell?
Who is the best real estate agent for Toscana At Bay Colony?
How do I find a top Naples real estate agent who knows Toscana At Bay Colony?
Can Momentum Realty connect me with an agent for Toscana At Bay Colony?
Should you buy in Toscana At Bay Colony?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (54 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Toscana At Bay Colony fits the bigger picture — live prices, inventory, and Momentum Scores:
More Naples & Naples & Collier County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Naples & Collier County or the full Neighborhood Finder.
