Bay Harbour
Homes for Sale in Jacksonville, FL
All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 393 homes for sale in 32218 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CRYSTAL CLEAR REALTY, LLC · via realMLS
As of November 2026, the MLS records 7 closed sales in Bay Harbour in Jacksonville, FL since 2013, the most recent in June 2026. Across Jacksonville as a whole, 12,703 homes closed in the last 12 months at a median of $304,990, 43 median days on market, with 4,150 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,450 ($4,710 with the full homestead exemption).

Bay Harbour is a small, established pocket in Jacksonville — 28 homes, built between 1995 and 2018, with a median size north of 3,200 square feet. Price here is driven less by any single list figure and more by condition and vintage: a 1990s home that hasn't been updated and a later build in the same neighborhood are not the same product, and the spread reflects that. Treat any one number as a starting point, not a verdict.
With about 82% of homes under homestead exemption, this is an owner-occupied enclave, not an investor churn. Turnover is thin by definition when the community is this small, so inventory moves in ones and twos. For a seller that means condition and presentation carry real weight; for a buyer it means patience — the right home appears when it appears, and you move decisively when it does.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Bay Harbour right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bay Harbour is a compact, owner-heavy community of larger homes in Duval County, where the age range spans roughly two decades of construction and the value question is almost always about how a given home has been maintained and updated.
realMLS (Northeast Florida) sales records identify 8 homes in Bay Harbour that have changed hands since 2007, built between 1995 and 2025 (median 1998), with a median living area of about 2,612 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bay Harbour. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Bay Harbour; content deemed reliable but not guaranteed.
Who Bay Harbour is best for.
Best for
- Buyers prioritizing square footage who want an established setting over a new subdivision
- Long-hold owner-occupants comfortable in a small, stable community
- Buyers willing to wait for the right listing and act decisively when it surfaces
Probably not for
- Buyers needing a broad selection or homes coming to market frequently
- Investors seeking high turnover or rental-driven activity
- Buyers wanting a smaller, lower-maintenance footprint
The market around Bay Harbour
Bay Harbour is too small for its own price trend, so here is the market around it.
In ZIP 32218, 542 homes are on the market and 27% are under contract — a steady corner of Jacksonville.
Across Duval County, 4,343 homes are active and 1,482 pending (25% under contract).
In ZIP 32218 (Jacksonville), 1,049 homes closed in the last 12 months at a median of $318K ($173/sq ft), up 0.6% year over year, with a median 40 days on market. Right now 238 active and 104 pending listings put supply at about 2.7 months — a healthy market. See the live ZIP 32218 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Bay Harbour specifically. Momentum Research analysis of MLS records.
The Bay Harbour buying strategy.
If we were buying in Bay Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Harbour.
A small pool of larger homes
The defining trait here is scale paired with scarcity. A median living area above 3,200 square feet puts these firmly in the larger-home category, and with only 28 homes total, comparable sales are limited. That thin comp set makes pricing more of a judgment call than a formula — the nearest recent sale may be a different vintage or in a different state of repair, and both sides of a deal need to account for that.
The 1995-to-2018 build window matters practically. Earlier homes may be candidates for kitchen, bath, roof, and mechanical updates; later builds carry newer systems and layouts. Neither is automatically better — but the difference should show up in the price you accept or offer, and it's the single biggest thing to underwrite before you commit.
The location and the amenities are priced into every listing in Bay Harbour. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 28-home community, there is no substitute for knowing the individual homes and how they differ. We track what actually trades here, weigh vintage and condition against the limited comp set, and price accordingly — instead of leaning on a broad average that flattens real differences. Whether you're listing or hunting, that granularity is where money is made or lost.
Bay Harbour in 15 seconds.
Tools for a Bay Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Harbour home worth?
Get a no-obligation home value based on real comparable sales in Bay Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in Bay Harbour
Homes in Bay Harbour that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 10860 Peaceful Harbor Drive · off market
- 10892 Peaceful Harbor Drive · off market
Housing distress & ownership in Bay Harbour, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recently sold in Bay Harbour Jacksonville
- 10860 Peaceful Harbor Drive · sold $415,000
- 10892 Peaceful Harbor Drive · sold $537,500
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Jacksonville home searches
- All homes for sale in Jacksonville, FL
- Homes for sale in Duval County, FL
- Jacksonville pool homes for sale
- Jacksonville waterfront homes for sale
- Gated communities in Jacksonville
- Jacksonville golf course homes
- Homes under $300K in Jacksonville
- Homes from $300K to $500K in Jacksonville
- Jacksonville home values: what is my house worth?
Jacksonville guides & data
- Market data
- Cost of living
- Best neighborhoods (ranked by data)
- Best neighborhoods
- Flood zones
- Property taxes (Duval County)
- Homestead exemption (Duval County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Jacksonville? Join Momentum in Jacksonville: 100% commission, one $12K cap.
Email me new listings in Bay Harbour
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bay Harbour
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bay Harbour will answer, and the answer is published on this page for the next buyer.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Bay Harbour Jacksonville year by year since 2013, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Recent Developments in Bay Harbour
Development, infrastructure, retail, and school activity affecting Bay Harbour, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Retail & Dining
Hotel, restaurants and retail proposed to replace vacant Neptune Beach Kmart
TriBridge Residential plans Town Center West at the former Kmart, 500 Atlantic Blvd., with a hotel, two restaurants, and office and retail space after demolishing the building. The project is described as a $100 million-plus investment and still needs variances and development plan approval. Design and permitting would take roughly 9 to 12 months once approvals are in hand.
What it may mean for the marketRedeveloping a long-vacant big-box site on Atlantic Boulevard could add dining, lodging and shopping options close to the Beaches' central corridor. The project is about 7 miles southeast of Bay Harbour, elsewhere in Duval County.
Source: Jacksonville Today - October 2026Market
Northeast Florida home sales dip in September as inventory tightens
Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.
What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 9 miles southwest of Bay Harbour.
Source: Clay Today - October 2026Development
FSCJ opens large automated semiconductor training lab, a first for Florida
Florida State College at Jacksonville has built a fully automated lab it describes as the first of its kind in Florida for its size. Students train on electrical, robotics, mechatronics, AI inspection and control systems used in chip manufacturing. The college says it aims to help draw semiconductor companies to Northeast Florida and prepare workers for local manufacturers.
What it may mean for the marketA regional technical-training pipeline can support recruitment of advanced manufacturers, which would widen the local employment base. The site is about 9 miles southwest of Bay Harbour.
Source: News4JAX - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is less than a mile north of Bay Harbour.
Source: News4JAX - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is less than a mile north of Bay Harbour.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is less than a mile north of Bay Harbour.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Bay Harbour?
What share of Bay Harbour is owner-occupied?
When were the homes in Bay Harbour built?
Who is the best real estate agent for Bay Harbour?
How do I find a top Jacksonville real estate agent who knows Bay Harbour?
Can Momentum Realty connect me with an agent for Bay Harbour?
Where is Bay Harbour, and what county is it in?
How far is Bay Harbour from downtown Jacksonville and the beach?
Should you buy in Bay Harbour?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32218)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2013 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bay Harbour fits the bigger picture — live prices, inventory, and Momentum Scores:











