Bay Harbour in Jacksonville

Bay Harbour
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 320 homes for sale in 32218 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32218
28 homesBuilt 1995–2018
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of CRYSTAL CLEAR REALTY, LLC · via realMLS

Built fromLive realMLS data19 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 10 closed sales in Bay Harbour in Jacksonville, FL since 2007, the most recent in June 2026. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).

Live · Bay Harbour Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
82%
Owner-occupied · Bay Harbour
23 of 28 parcels homesteaded (FL DOR 2025)
18%
Non-owner-occupied · Bay Harbour
incl. 21% trust or LLC-held · 0% out-of-state
28
Homes in the community
28 residential parcels (FL DOR 2025)
Track record · 19 years of records
Est. 1995
Community established
homes built 1995-2018, median 2003 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Bay Harbour is a small, established pocket in Jacksonville — 28 homes, built between 1995 and 2018, with a median size north of 3,200 square feet. Price here is driven less by any single list figure and more by condition and vintage: a 1990s home that hasn't been updated and a later build in the same neighborhood are not the same product, and the spread reflects that. Treat any one number as a starting point, not a verdict.

With about 82% of homes under homestead exemption, this is an owner-occupied enclave, not an investor churn. Turnover is thin by definition when the community is this small, so inventory moves in ones and twos. For a seller that means condition and presentation carry real weight; for a buyer it means patience — the right home appears when it appears, and you move decisively when it does.

Nearby homes for sale

No active listings inside Bay Harbour right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

276 BAISDEN Road
$605K · 0.5 mi away
4 bd · 3 ba · 2,676 sqft
276 BAISDEN Road
Listed by RE/MAX SPECIALISTS
284 BAISDEN Road
$339K · 0.5 mi away
3 bd · 2 ba · 2,160 sqft
284 BAISDEN Road
Listed by CENTURY 21 INTEGRA
235 BAISDEN Road
$245K · 0.5 mi away
3 bd · 2 ba · 1,926 sqft
235 BAISDEN Road
Listed by ENTERA REALTY LLC
11266 ANDREA Drive
$296K · 0.7 mi away
4 bd · 2 ba · 1,572 sqft
11266 ANDREA Drive
Listed by ENRG GLOBAL REALTY, LLC
11276 ANDREA Drive
$180K · 0.7 mi away
3 bd · 1.5 ba · 1,238 sqft
11276 ANDREA Drive
Listed by 1 REALTY CORP
11100 EMUNESS Road
$575K · 0.7 mi away
4 bd · 3 ba · 2,250 sqft
11100 EMUNESS Road
Listed by FLORIDA HOMES REALTY & MTG LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Bay Harbour is a compact, owner-heavy community of larger homes in Duval County, where the age range spans roughly two decades of construction and the value question is almost always about how a given home has been maintained and updated.

realMLS (Northeast Florida) sales records identify 8 homes in Bay Harbour that have changed hands since 2007, built between 1995 and 2025 (median 1998), with a median living area of about 2,612 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing square footage who want an established setting over a new subdivision
  • Long-hold owner-occupants comfortable in a small, stable community
  • Buyers willing to wait for the right listing and act decisively when it surfaces

Probably not for

  • Buyers needing a broad selection or homes coming to market frequently
  • Investors seeking high turnover or rental-driven activity
  • Buyers wanting a smaller, lower-maintenance footprint

The market around Bay Harbour

Bay Harbour is too small for its own price trend, so here is the market around it.

In ZIP 32218, 461 homes are on the market and 30% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32218 (Jacksonville), 1,145 homes closed in the last 12 months at a median of $302K ($171/sq ft), down 0.3% year over year, with a median 41 days on market. Right now 225 active and 107 pending listings put supply at about 6.6 months — a balanced market. See the live ZIP 32218 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Bay Harbour specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Bay Harbour, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Bay Harbour today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Harbour.

Best Buy
Buyers who want a larger home in an established, owner-occupied Jacksonville pocket.
Biggest Risk
A thin comp set makes pricing more art than science on both sides.
Sweet Spot
A well-maintained or updated home priced against its true vintage, not the average.
Avoid If
You need frequent inventory or a fast, wide selection to choose from.

A small pool of larger homes

The defining trait here is scale paired with scarcity. A median living area above 3,200 square feet puts these firmly in the larger-home category, and with only 28 homes total, comparable sales are limited. That thin comp set makes pricing more of a judgment call than a formula — the nearest recent sale may be a different vintage or in a different state of repair, and both sides of a deal need to account for that.

The 1995-to-2018 build window matters practically. Earlier homes may be candidates for kitchen, bath, roof, and mechanical updates; later builds carry newer systems and layouts. Neither is automatically better — but the difference should show up in the price you accept or offer, and it's the single biggest thing to underwrite before you commit.

“

The location and the amenities are priced into every listing in Bay Harbour. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 28-home community, there is no substitute for knowing the individual homes and how they differ. We track what actually trades here, weigh vintage and condition against the limited comp set, and price accordingly — instead of leaning on a broad average that flattens real differences. Whether you're listing or hunting, that granularity is where money is made or lost.

Bay Harbour in 15 seconds.

Best forBuyers who want a larger home in an established, owner-occupied Jacksonville pocket.
Biggest advantageScale and stability — big floor plans in a settled, low-turnover community.
Biggest riskA thin comp set makes pricing more art than science on both sides.
Sweet spotA well-maintained or updated home priced against its true vintage, not the average.
Avoid ifYou need frequent inventory or a fast, wide selection to choose from.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Bay Harbour homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Bay Harbour.
In short
  • HOA dues reported around $29/month (about $348/yr) · median of 38 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $29 per month ($348 a year) — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Harbour sales matched to your home.

What is your Bay Harbour home worth?

Get a no-obligation home value based on real comparable sales in Bay Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

Recently off market in Bay Harbour

Homes in Bay Harbour that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Bay Harbour?
The Florida DOR 2025 assessment roll shows 28 homes in Bay Harbour (public records).
What share of Bay Harbour is owner-occupied?
82% of Bay Harbour parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Bay Harbour built?
Homes in Bay Harbour were built between 1995 and 2018, with a median year built of 2002.5 (FL DOR 2025 roll).
Who is the best real estate agent for Bay Harbour?
The best agent for Bay Harbour is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bay Harbour.
How do I find a top Jacksonville real estate agent who knows Bay Harbour?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bay Harbour and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Bay Harbour?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bay Harbour purchase or sale - no call center and no pressure.
Where is Bay Harbour, and what county is it in?
Bay Harbour is in Jacksonville, Duval County, FL, ZIP 32218. The community's center is about 7 miles north of downtown Jacksonville (straight-line).
How far is Bay Harbour from downtown Jacksonville and the beach?
About 7 miles from downtown Jacksonville and about 14 miles from the Atlantic beach at Amelia Island (south end), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers prioritizing square footage who want an established setting over a new subdivisionExcellent fit
Long-hold owner-occupants comfortable in a small, stable communityExcellent fit
Buyers willing to wait for the right listing and act decisively when it surfacesExcellent fit
Buyers needing a broad selection or homes coming to market frequentlyProbably not
Investors seeking high turnover or rental-driven activityProbably not
Buyers wanting a smaller, lower-maintenance footprintProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32218))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2007 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Bay Harbour with Momentum Realty’s local guides.

BHBay Harbor0.1 mi away · 28 homes, built 1995–18CBCedar Bay Orange Park0.4 mi away · median $295K, 6 sales/12 moCBCedar Bay0.4 mi away · median $295K, 6 sales/12 moSan Mateo0.8 mi away · median $235K, 28 sales/12 moDunns0.8 mi awaySan Mateo Heights0.9 mi awayCedar Heights1.0 mi away · 99 homes, built 1928–24Brier Hill1.0 mi away · 152 homes, built 1950–15

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Bay Harbour. These are the public schools most often assigned to other communities in ZIP 32218; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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