Bay Harbor
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 320 homes for sale in 32218 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of WATSON REALTY CORP · via realMLS
As of October 2026, the MLS records 16 closed sales in Bay Harbor in Jacksonville, FL since 2003, the most recent in July 2025. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
Bay Harbor is a small, established pocket in Jacksonville with just 28 homes on the market snapshot. What sets price here is size and condition, not a wide spread of product types. These are substantial houses, with a median living area north of 3,200 square feet, so the conversation is usually about how updated a specific home is rather than which price tier it falls into.
With homes built between 1995 and 2018 and a median vintage around 2002, most of the inventory is old enough to have seen at least one round of updates and young enough to avoid major structural surprises. For sellers, that means condition and finish level are your real levers. For buyers, expect to underwrite each home on its own merits, because a low turnover community like this rarely gives you three near-identical comps to lean on.
Nearby homes for sale
No active listings inside Bay Harbor right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bay Harbor is a compact enclave of larger, relatively newer homes in Duval County, where a high owner-occupancy rate and thin listing count define the day-to-day market more than any single price point.
realMLS (Northeast Florida) sales records identify 9 homes in Bay Harbor that have changed hands since 2006, built between 1995 and 2008 (median 2002), with a median living area of about 2,842 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bay Harbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Bay HarborPhotos from realMLS listings in Bay Harbor; content deemed reliable but not guaranteed.
Who Bay Harbor is best for.
Best for
- Buyers prioritizing square footage and a settled, owner-occupied setting over a bustling turnover market
- Long-hold buyers comfortable underwriting a home on its individual condition and finishes
- Buyers who value a consistent building era and are patient enough to wait for the right listing
Probably not for
- Buyers who need a broad menu of active listings to compare at once
- Investors seeking rental-heavy turnover, given the high homestead share
- Buyers wanting a smaller, lower-maintenance footprint than the 3,200-plus square-foot median suggests
The market around Bay Harbor
Bay Harbor is too small for its own price trend, so here is the market around it.
In ZIP 32218, 461 homes are on the market and 30% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
In ZIP 32218 (Jacksonville), 1,145 homes closed in the last 12 months at a median of $302K ($171/sq ft), down 0.3% year over year, with a median 41 days on market. Right now 225 active and 107 pending listings put supply at about 6.6 months — a balanced market. See the live ZIP 32218 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Bay Harbor specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Bay Harbor, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recent Developments in Bay Harbor
Development, infrastructure, retail, and school activity affecting Bay Harbor, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 21 miles west of Bay Harbor, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 14 miles west of Bay Harbor, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 28 miles west of Bay Harbor, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 6 miles northwest of Bay Harbor.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 28 miles west of Bay Harbor, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 6 miles northwest of Bay Harbor.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Bay Harbor buying strategy.
If we were buying in Bay Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Harbor.
A low-turnover pocket of larger homes
The defining number here is stability. With roughly 82 percent of homes held as homesteads, this is a live-in community rather than an investor or rental play. That tends to keep the standing inventory small and means the homes that do list are often owner-maintained rather than turned quickly.
The building window of 1995 to 2018 gives Bay Harbor a consistent architectural era without being uniform. Median living space above 3,200 square feet points to floor plans built around space rather than efficiency, so buyers comparing across the neighborhood should weigh layout, lot, and update history carefully. Because so few homes trade, pricing is condition-driven and can vary widely from one listing to the next.
The location and the amenities are priced into every listing in Bay Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-inventory community like Bay Harbor, the wrong comp can cost you real money on either side of the table. We track this pocket at the listing level, so when a home comes up we can tell you fast whether its price reflects its condition and square footage or whether it is an outlier. That judgment matters most where the sample size is small.
Bay Harbor in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Harbor home worth?
Get a no-obligation home value based on real comparable sales in Bay Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Bay Harbor
Homes in Bay Harbor that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 111 Schooner Key Place · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Bay Harbor?
What share of Bay Harbor is owner-occupied?
When were the homes in Bay Harbor built?
Who is the best real estate agent for Bay Harbor?
How do I find a top Jacksonville real estate agent who knows Bay Harbor?
Can Momentum Realty connect me with an agent for Bay Harbor?
Where is Bay Harbor, and what county is it in?
How far is Bay Harbor from downtown Jacksonville and the beach?
Should you buy in Bay Harbor?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32218)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2003 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Bay Harbor fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Bay Harbor with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Bay Harbor. These are the public schools most often assigned to other communities in ZIP 32218; zones change and vary by address, so confirm with the district before you buy.
- First Coast High School · 9-12 · FLDOE grade C (assigned to 56 nearby communities)
- Highlands Middle School · 6-8 · FLDOE grade C (assigned to 35 nearby communities)
- Oceanway Elementary School · PreK-5 · FLDOE grade B (assigned to 17 nearby communities)
- Oceanway School · 6-8 (zoned; confirm by address) · FLDOE grade C (assigned to 13 nearby communities)
- Garden City Elementary School · K-5 (zoned, confirm by address) · FLDOE grade C (assigned to 10 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).