Bellingham
Homes for Sale in Cape Coral, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of September 2026, Bellingham in Cape Coral, FL has 1 home for sale. As of September 2026, the MLS records 37 closed sales in Bellingham in Cape Coral, FL since 2014, the most recent in June 2026. Recorded prices since 2024 ran from $441,870 to $650,000 (median $525,000), on homes of 2,196 to 2,800 sq ft. At that median and Lee County's FY2025-26 rate of 15.97 mills, annual property tax runs about $8,380 ($7,720 with the full homestead exemption).
Bellingham's numbers right now tell a story of a market working through a price correction. The median sits at $465,000, down 11.4% year over year, and homes are taking a median of 130 days to close — well beyond a brisk pace. That combination usually means sellers are adjusting expectations mid-listing rather than pricing correctly out of the gate.
With only three closings in the current window, treat any single data point here as directional, not definitive. A buyer with patience has real room to negotiate; a seller needs a pricing strategy grounded in what is actually closing, not what neighboring communities did a year ago.
The 60-Second Overview
Bellingham is a Cape Coral community in Lee County currently showing a wide gap between list expectations and closing reality, with the longer-than-average time on market signaling a buyer-favorable window for now.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Bellingham is best for.
Best for
- A buyer with flexible timing who wants to negotiate in a softening market rather than compete over a hot one
- A value-focused buyer comfortable evaluating condition-driven pricing rather than a tight, predictable per-square-foot band
- An investor or long-horizon buyer who can tolerate near-term price uncertainty tied to a thin closing sample
Probably not for
- A buyer who needs a quick close and can't accommodate a market currently averaging 130 days on market
- Someone relying heavily on last year's pricing as a guide, given the 11.4% year-over-year decline
- A buyer who wants amenity-driven community features, since none are currently identified in MLS listings here
The market around Bellingham
Bellingham is too small for its own price trend, so here is the market around it.
In ZIP 33991, 392 homes are on the market and 25% are under contract — a steady corner of Cape Coral.
Across Lee County, 9,645 homes are active and 2,286 pending (19% under contract).
ZIP and county figures describe the wider market, not Bellingham specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lee County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lee County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Bellingham Market Scorecard
Bellingham is currently a thin data market. Limited supply, a median asking price of $545,000, and homes go under contract in about 131 days.
Typical home value in the 33991 ZIP is $360,653, about 12.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Bellingham
Live MLS inventory for Bellingham. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bellingham listings as of 2026-09-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Bellingham buying strategy.
If we were buying in Bellingham today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bellingham.
A market still finding its floor
At a median of $166.67 per square foot, Bellingham pricing reflects a mix of home ages and finish levels typical of Cape Coral's inventory rather than a single tight price band. The double-digit year-over-year decline suggests the community is recalibrating after a stronger prior period, and the 130-day median days on market confirms that recalibration is still happening in real time — homes are not moving until price meets buyer appetite.
The thin closing count this window (three) means the median price and per-square-foot figure should be read as a snapshot, not a trend line carved in stone. Anyone buying or selling here should pull current, active comps at the time of the transaction rather than leaning solely on this window's numbers.
The location and the amenities are priced into every listing in Bellingham. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin on closings and this soft on days-on-market, pricing strategy and negotiation posture matter more than usual. We pull the live comps, not a stale average, and we tell you plainly whether a Bellingham listing is priced to move or priced to sit.
Bellingham in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bellingham buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bellingham sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bellingham, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bellingham home worth?
Get a no-obligation home value based on real comparable sales in Bellingham, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Bellingham?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Bellingham with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (37 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Bellingham fits the bigger picture — live prices, inventory, and Momentum Scores: