Bellingham
Homes for Sale in Cape Coral, FL
True comps, carrying-cost math, and listings before the portals.
Bellingham's numbers right now tell a story of a market working through a price correction. The median sits at $465,000, down 11.4% year over year, and homes are taking a median of 130 days to close — well beyond a brisk pace. That combination usually means sellers are adjusting expectations mid-listing rather than pricing correctly out of the gate.
With only three closings in the current window, treat any single data point here as directional, not definitive. A buyer with patience has real room to negotiate; a seller needs a pricing strategy grounded in what is actually closing, not what neighboring communities did a year ago.
Bellingham right now
🔴 Off the recent peak. The trailing-12-month median ($465K) is down 11.4% from the prior 12 months ($525K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level fgc closed sales, 12-month windows ending July 29. Confidence: Low (3 and 3 sales in the two windows).
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Updated July 29, 2026 · Live data: fgc, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bellingham market snapshot (as of July 29, 2026): the median sale price is about $465K ($167 per sq ft over the trailing 12 months of closed sales), and a median 130 days on market for closed sales. The trailing-12-month median is down 11% from the prior 12 months, computed from record-level fgc closed sales (3 closings in the current window).
Bellingham is a Cape Coral community in Lee County currently showing a wide gap between list expectations and closing reality, with the longer-than-average time on market signaling a buyer-favorable window for now.
Who Bellingham is best for.
Best for
- A buyer with flexible timing who wants to negotiate in a softening market rather than compete over a hot one
- A value-focused buyer comfortable evaluating condition-driven pricing rather than a tight, predictable per-square-foot band
- An investor or long-horizon buyer who can tolerate near-term price uncertainty tied to a thin closing sample
Probably not for
- A buyer who needs a quick close and can't accommodate a market currently averaging 130 days on market
- Someone relying heavily on last year's pricing as a guide, given the 11.4% year-over-year decline
- A buyer who wants amenity-driven community features, since none are currently identified in MLS listings here
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($465K) IS the median in the snapshot above, and the move from 2025 ($525K) IS the -11.4% one-year change.
Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
28% of homes for sale in ZIP 33991 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
The Bellingham buying strategy.
If we were buying in Bellingham today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bellingham.
A market still finding its floor
At a median of $166.67 per square foot, Bellingham pricing reflects a mix of home ages and finish levels typical of Cape Coral's inventory rather than a single tight price band. The double-digit year-over-year decline suggests the community is recalibrating after a stronger prior period, and the 130-day median days on market confirms that recalibration is still happening in real time — homes are not moving until price meets buyer appetite.
The thin closing count this window (three) means the median price and per-square-foot figure should be read as a snapshot, not a trend line carved in stone. Anyone buying or selling here should pull current, active comps at the time of the transaction rather than leaning solely on this window's numbers.
The location and the amenities are priced into every listing in Bellingham. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin on closings and this soft on days-on-market, pricing strategy and negotiation posture matter more than usual. We pull the live comps, not a stale average, and we tell you plainly whether a Bellingham listing is priced to move or priced to sit.
Bellingham in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bellingham buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bellingham sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bellingham, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bellingham home worth?
Get a no-obligation home value based on real comparable sales in Bellingham, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Bellingham?
How long do homes in Bellingham take to sell?
Do cash buyers compete in Bellingham?
Who is the best real estate agent for Bellingham?
How do I find a top Cape Coral real estate agent who knows Bellingham?
Can Momentum Realty connect me with an agent for Bellingham?
Should you buy in Bellingham?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | fgc closed sales, 12-month windows ending July 29, 2026 |
| Under-contract shares | fgc records, as of 2026-07-18 |
| Historical depth | Closed-sale records back to 2014 (37 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.
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