Bunchs in Palatka

Bunchs
Homes for Sale in Palatka, FL

All 130 homes for sale in Palatka, FL · median $249,450 · 140 homes for sale in 32177 · Putnam County homes for sale

Community in Palatka · Putnam County · ZIP 32177
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True comps, carrying-cost math, and listings before the portals.

Photo via realMLS

Built fromLive realMLS data22 years of closingsUpdated twice daily

As of October 2026, the MLS records 11 closed sales in Bunchs in Palatka, FL since 2004, the most recent in September 2026. Across Palatka as a whole, 40 homes closed in the last 12 months at a median of $225,000, 67 median days on market, with 132 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $3,800 ($3,130 with the full homestead exemption).

Live · Bunchs Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Bunchs sits in Palatka, in Putnam County, and the honest starting point is that this is a small, condition-driven pocket rather than a large tract with predictable comps. What sets price here is the individual house — its shape, its updates, its lot — far more than any neighborhood premium. Two homes a block apart can trade well apart from each other, and that spread is about the asset, not a rising or falling tide.

For a buyer, that means you underwrite the specific property, not the ZIP code, and you read each listing on its own merits. For a seller, it means presentation and condition do the heavy lifting; you cannot lean on a hot submarket to carry a tired house. Price to the property, not to a headline, and expect the market to reward homes that show well.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Bunchs right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

117 MACKEREL Avenue
$248K · 1.4 mi away
3 bd · 2 ba · 1,321 sqft
117 MACKEREL Avenue
Listed by MAXREV, LLC
114 BARRACUDA Drive
$140K · 1.5 mi away
2 bd · 2 ba · 830 sqft
114 BARRACUDA Drive
Listed by COLDWELL BANKER VANGUARD REALTY
134 BOWFIN Drive
$497K · 1.6 mi away
3 bd · 2.5 ba · 2,540 sqft
134 BOWFIN Drive
Listed by COLDWELL BANKER BEN BATES INC
251 TARPON Boulevard
$90K · 1.7 mi away
3 bd · 2 ba · 924 sqft
251 TARPON Boulevard
Listed by COLDWELL BANKER BEN BATES INC
312 TARPON Boulevard
$195K · 1.9 mi away
2 bd · 2 ba · 1,188 sqft
312 TARPON Boulevard
Listed by COLDWELL BANKER BEN BATES INC
272 HARBOR Drive
$290K · 2.0 mi away
2 bd · 2 ba · 1,700 sqft
272 HARBOR Drive
Listed by JPAR CITY AND BEACH

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Bunchs is a modest Palatka pocket in Putnam County where the individual home, not a neighborhood label, drives value. Treat it as a place to buy a specific house rather than a market you time.

realMLS (Northeast Florida) sales records identify 7 homes in Bunchs that have changed hands since 2001, built between 1960 and 1998 (median 1973), with a median living area of about 1,309 sq ft and a typical 3-bedroom, 2-bath layout. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers on a tighter budget willing to take on cosmetic or deferred work
  • Value-focused buyers who will inspect thoroughly and price to condition
  • Sellers ready to invest in presentation to stand out on their own merits

Probably not for

  • Buyers who want uniform, easily comparable subdivision pricing
  • Anyone unwilling to budget for inspection and possible repairs
  • Sellers expecting a rising submarket to carry a tired house

The market around Bunchs

Bunchs is too small for its own price trend, so here is the market around it.

In ZIP 32177, 176 homes are on the market and 19% are under contract — a steady corner of Palatka.

Across Putnam County, 839 homes are active and 155 pending (16% under contract).

In ZIP 32177 (Palatka), 189 homes closed in the last 12 months at a median of $328K ($185/sq ft), down 1.0% year over year, with a median 68 days on market. Right now 15 active and 2 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32177 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Bunchs specifically. Momentum Research analysis of MLS records.

If we were buying in Bunchs today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bunchs.

Best Buy
Buyers who want to underwrite a specific house rather than time a market.
Biggest Risk
The same condition spread makes it easy to overpay without close inspection.
Sweet Spot
A structurally sound home whose updates can be improved over time.
Avoid If
You need predictable comps and a uniform, tract-style market.

A house-by-house market, not a tract

The defining trait of Bunchs is variability. Because this is a smaller area within Palatka rather than a uniform subdivision, condition, updates, and lot are the primary levers on price. That cuts both ways: there is room to find a home that fits a narrower budget through condition, and equally room to overpay for finishes that do not hold up to inspection.

Practically, this rewards patience and a careful walkthrough. Look hard at systems, roof, and structure, and weigh the cost of any deferred work against the asking price. In a market this individualized, the diligence you do on a single property matters more than any broad trend you might read about the county.

“

The location and the amenities are priced into every listing in Bunchs. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a house-by-house market like Bunchs, generic comps mislead. Our value is walking a specific property with you, separating cosmetic from structural, and pricing to the asset in front of us — whether you are buying and want to avoid overpaying for surface finishes, or selling and need condition and presentation to do the work. We will also tell you plainly when a given home in Palatka is not worth the number attached to it.

Bunchs in 15 seconds.

Best forBuyers who want to underwrite a specific house rather than time a market.
Biggest advantagePrice is driven by condition, so diligence can find real value.
Biggest riskThe same condition spread makes it easy to overpay without close inspection.
Sweet spotA structurally sound home whose updates can be improved over time.
Avoid ifYou need predictable comps and a uniform, tract-style market.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bunchs sales matched to your home.

What is your Bunchs home worth?

Get a no-obligation home value based on real comparable sales in Bunchs, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palatka →

Real comps, not an automated estimate.
Buyers on a tighter budget willing to take on cosmetic or deferred workExcellent fit
Value-focused buyers who will inspect thoroughly and price to conditionExcellent fit
Sellers ready to invest in presentation to stand out on their own meritsExcellent fit
Buyers who want uniform, easily comparable subdivision pricingProbably not
Anyone unwilling to budget for inspection and possible repairsProbably not
Sellers expecting a rising submarket to carry a tired houseProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 21, 2026)
Under-contract sharesrealMLS records, as of 2026-10-20
Historical depthClosed-sale records back to 2004 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Bunchs. These are the public schools most often assigned to other communities in ZIP 32177; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Email me new listings in Bunchs

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Bunchs

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bunchs will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Housing distress & ownership in Bunchs, Palatka

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-30 → 2026-10-22)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Bunchs with Momentum Realty’s local guides.

BSBostwick St Augustine0.7 mi away · median $380K, 6 sales/12 moWWhidemans0.8 mi awayHertyville0.8 mi awayWWideman0.8 mi awayCedar Creek1.5 mi away

Browse all neighborhood guides →

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Putnam County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,410/mo
Putnam County typical true cost to own
$112/mo
Putnam County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.