Caldwell Terrace
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 89 homes for sale in 32254 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 52 closed sales in Caldwell Terrace in Jacksonville, FL since 2001, the most recent in April 2026. Recorded prices since 2024 ran from $75,000 to $192,000 (median $97,400), on homes of 672 to 1,300 sq ft. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $1,740 ($1,010 with the full homestead exemption).

Caldwell Terrace is an older, price-accessible pocket of Jacksonville where condition, not location, is doing most of the work on price. With a median around $78,250 and a median build year of 1951, you are pricing structures that have lived several lives — what a given home sells for hinges on how much of the mechanicals, roof, and systems have actually been touched. Expect a wide spread around that median depending on whether you are looking at a gut renovation or a project.
At a median of just over 40 days on market, this is not a frantic pace — sellers should plan for a real marketing window rather than a bidding war, and buyers usually have room to inspect and negotiate. The homestead share sitting near 28% tells you a meaningful slice of these homes are held as rentals or non-owner-occupied, which shapes both the inventory you see and the condition you should underwrite for.
Nearby homes for sale
No active listings inside Caldwell Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Caldwell Terrace is a deep, older Jacksonville market of just over 500 homes spanning more than a century of construction, where the entry price is low but the real cost lives in the renovation math.
realMLS (Northeast Florida) sales records identify 33 homes in Caldwell Terrace that have changed hands since 2005, built between 1943 and 2020 (median 1964), with a median living area of about 1,104 sq ft and a typical 3-bedroom, 1.5-bath layout; 97% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 30 qualified sales in Caldwell Terrace across 2024–2025 (15 in 2024, 15 in 2025), median $122,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Caldwell Terrace is best for.
Best for
- Value-focused buyers with a working renovation budget and patience for an older home
- Investors underwriting for condition who want a low basis in a deep Jacksonville market
- Buyers who can move deliberately during a 40-day-plus market and negotiate on inspection
Probably not for
- Buyers who need a move-in-ready home with recent systems and no project work
- Anyone unable to carry the gap between purchase price and finished condition
- Buyers who want a fast, competitive close and predictable, uniform pricing
The market around Caldwell Terrace
Caldwell Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32254, 124 homes are on the market and 26% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
In ZIP 32254 (Jacksonville), 382 homes closed in the last 12 months at a median of $275K ($176/sq ft), up 1.1% year over year, with a median 53 days on market. Right now 61 active and 25 pending listings put supply at about 5.2 months — a balanced market. See the live ZIP 32254 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Caldwell Terrace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Caldwell Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Caldwell Terrace buying strategy.
If we were buying in Caldwell Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Caldwell Terrace.
Buying the condition, not the address
The construction range here runs from 1918 to 2024, which is unusually wide for one community and tells you what to expect on the ground: original early-century houses standing next to recent infill. That mix is why a single median price is a poor stand-in for any specific home. A median around $98.57 per square foot on roughly 1,162 square feet of living space points to compact footprints where the price-per-foot is being pulled down by age and deferred work as much as by size.
For buyers, the practical move is to budget for the gap between purchased condition and finished condition, and to lean hard on inspection. For sellers, the reward for a genuinely updated home is separation from the pack — in a market this condition-driven, verifiable recent work on roof, HVAC, and plumbing is the clearest lever on both price and days on market.
The location and the amenities are priced into every listing in Caldwell Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community where prices swing on condition and a chunk of the stock is non-owner-occupied is exactly where local underwriting earns its keep. We help buyers read the difference between cosmetic and structural, price the renovation gap honestly, and walk away when the math does not work — and we position updated listings to stand apart in a market where most of the competition is selling a project.
Caldwell Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Caldwell Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Caldwell Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Caldwell Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Caldwell Terrace home worth?
Get a no-obligation home value based on real comparable sales in Caldwell Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Caldwell Terrace?
What share of Caldwell Terrace is owner-occupied?
When were the homes in Caldwell Terrace built?
Who is the best real estate agent for Caldwell Terrace?
How do I find a top Jacksonville real estate agent who knows Caldwell Terrace?
Can Momentum Realty connect me with an agent for Caldwell Terrace?
Where is Caldwell Terrace, and what county is it in?
How far is Caldwell Terrace from downtown Jacksonville and the beach?
Should you buy in Caldwell Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32205/32254)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2001 (52 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Caldwell Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Caldwell Terrace with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Caldwell Terrace. These are the public schools most often assigned to other communities in ZIP 32254; zones change and vary by address, so confirm with the district before you buy.
- William M. Raines High School · 9-12 · FLDOE grade B (assigned to 4 nearby communities)
- Lake Shore Middle School · 6-8 · FLDOE grade C (assigned to 4 nearby communities)
- Riverside High School · 9-12 · FLDOE grade C (assigned to 4 nearby communities)
- Biltmore Elementary School · Elementary · FLDOE grade D (assigned to 4 nearby communities)
- James Weldon Johnson College Preparatory Middle School · Middle · FLDOE grade A (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).






