Aerial view of Caldwell Terrace

Caldwell Terrace
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 89 homes for sale in 32254 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32254
322 homesBuilt 1920–2024
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 52 closed sales in Caldwell Terrace in Jacksonville, FL since 2001, the most recent in April 2026. Recorded prices since 2024 ran from $75,000 to $192,000 (median $97,400), on homes of 672 to 1,300 sq ft. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $1,740 ($1,010 with the full homestead exemption).

Live · Caldwell Terrace Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
2
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
25%
Owner-occupied · Caldwell Terrace
86 of 338 parcels homesteaded (FL DOR 2025)
75%
Non-owner-occupied · Caldwell Terrace
incl. 34% trust or LLC-held · 16% out-of-state
322
Homes in the community
plus 16 vacant residential lots · 338 residential parcels (FL DOR 2025)
Track record · 25 years of records
30
Recorded sales · 2024-2025
median $122K · qualified sales on the county roll (FL DOR 2025)
Est. 1920
Community established
homes built 1920-2024, median 1951 (FL DOR 2025)
0.6%/yr
Turnover rate
about 2 of 322 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Caldwell Terrace is an older, price-accessible pocket of Jacksonville where condition, not location, is doing most of the work on price. With a median around $78,250 and a median build year of 1951, you are pricing structures that have lived several lives — what a given home sells for hinges on how much of the mechanicals, roof, and systems have actually been touched. Expect a wide spread around that median depending on whether you are looking at a gut renovation or a project.

At a median of just over 40 days on market, this is not a frantic pace — sellers should plan for a real marketing window rather than a bidding war, and buyers usually have room to inspect and negotiate. The homestead share sitting near 28% tells you a meaningful slice of these homes are held as rentals or non-owner-occupied, which shapes both the inventory you see and the condition you should underwrite for.

Nearby homes for sale

No active listings inside Caldwell Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

2941 3RD Street
$210K · 0.0 mi away
3 bd · 2 ba · 1,214 sqft
2941 3RD Street
Listed by LIGHTHOUSE PROPERTY MANAGEMENT & REALTY LLC
1201 SAINT CLAIR Street
$275K · 0.1 mi away
4 bd · 2 ba · 1,739 sqft
1201 SAINT CLAIR Street
Listed by EXP REALTY LLC
1205 SAINT CLAIR Street
$275K · 0.1 mi away
4 bd · 2 ba · 1,739 sqft
1205 SAINT CLAIR Street
Listed by EXP REALTY LLC
1084 RHONDA Road
$115K · 0.1 mi away
3 bd · 1 ba · 924 sqft
1084 RHONDA Road
Listed by 1 REALTY CORP
2965 SUNSET Street
$180K · 0.1 mi away
3 bd · 1.5 ba · 1,056 sqft
2965 SUNSET Street
Listed by MASH REALTY SERVICES, LLC
2923 W 5TH Street
$110K · 0.2 mi away
3 bd · 1 ba · 912 sqft
2923 W 5TH Street
Listed by SUNSHINE REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Caldwell Terrace is a deep, older Jacksonville market of just over 500 homes spanning more than a century of construction, where the entry price is low but the real cost lives in the renovation math.

realMLS (Northeast Florida) sales records identify 33 homes in Caldwell Terrace that have changed hands since 2005, built between 1943 and 2020 (median 1964), with a median living area of about 1,104 sq ft and a typical 3-bedroom, 1.5-bath layout; 97% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 30 qualified sales in Caldwell Terrace across 2024–2025 (15 in 2024, 15 in 2025), median $122,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Value-focused buyers with a working renovation budget and patience for an older home
  • Investors underwriting for condition who want a low basis in a deep Jacksonville market
  • Buyers who can move deliberately during a 40-day-plus market and negotiate on inspection

Probably not for

  • Buyers who need a move-in-ready home with recent systems and no project work
  • Anyone unable to carry the gap between purchase price and finished condition
  • Buyers who want a fast, competitive close and predictable, uniform pricing

The market around Caldwell Terrace

Caldwell Terrace is too small for its own price trend, so here is the market around it.

In ZIP 32254, 124 homes are on the market and 26% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32254 (Jacksonville), 382 homes closed in the last 12 months at a median of $275K ($176/sq ft), up 1.1% year over year, with a median 53 days on market. Right now 61 active and 25 pending listings put supply at about 5.2 months — a balanced market. See the live ZIP 32254 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Caldwell Terrace specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Caldwell Terrace, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 10 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Caldwell Terrace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Caldwell Terrace.

Best Buy
Buyers comfortable with older homes and a renovation budget.
Biggest Risk
Age-driven deferred maintenance can swamp the purchase price.
Sweet Spot
An already-updated home bought at a condition-adjusted price.
Avoid If
You need turnkey and have no appetite for surprises.

Buying the condition, not the address

The construction range here runs from 1918 to 2024, which is unusually wide for one community and tells you what to expect on the ground: original early-century houses standing next to recent infill. That mix is why a single median price is a poor stand-in for any specific home. A median around $98.57 per square foot on roughly 1,162 square feet of living space points to compact footprints where the price-per-foot is being pulled down by age and deferred work as much as by size.

For buyers, the practical move is to budget for the gap between purchased condition and finished condition, and to lean hard on inspection. For sellers, the reward for a genuinely updated home is separation from the pack — in a market this condition-driven, verifiable recent work on roof, HVAC, and plumbing is the clearest lever on both price and days on market.

“

The location and the amenities are priced into every listing in Caldwell Terrace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A community where prices swing on condition and a chunk of the stock is non-owner-occupied is exactly where local underwriting earns its keep. We help buyers read the difference between cosmetic and structural, price the renovation gap honestly, and walk away when the math does not work — and we position updated listings to stand apart in a market where most of the competition is selling a project.

Caldwell Terrace in 15 seconds.

Best forBuyers comfortable with older homes and a renovation budget.
Biggest advantageA genuinely low entry price for Jacksonville.
Biggest riskAge-driven deferred maintenance can swamp the purchase price.
Sweet spotAn already-updated home bought at a condition-adjusted price.
Avoid ifYou need turnkey and have no appetite for surprises.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Caldwell Terrace homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Caldwell Terrace.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Caldwell Terrace sales matched to your home.

What is your Caldwell Terrace home worth?

Get a no-obligation home value based on real comparable sales in Caldwell Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Caldwell Terrace?
The Florida DOR 2025 assessment roll shows 322 homes plus 16 vacant residential lots in Caldwell Terrace (public records).
What share of Caldwell Terrace is owner-occupied?
25% of Caldwell Terrace parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Caldwell Terrace built?
Homes in Caldwell Terrace were built between 1920 and 2024, with a median year built of 1951.0 (FL DOR 2025 roll).
Who is the best real estate agent for Caldwell Terrace?
The best agent for Caldwell Terrace is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Caldwell Terrace.
How do I find a top Jacksonville real estate agent who knows Caldwell Terrace?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Caldwell Terrace and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Caldwell Terrace?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Caldwell Terrace purchase or sale - no call center and no pressure.
Where is Caldwell Terrace, and what county is it in?
Caldwell Terrace is in Jacksonville, Duval County, FL, ZIP 32254. The community's center is about 4 miles west of downtown Jacksonville (straight-line).
How far is Caldwell Terrace from downtown Jacksonville and the beach?
About 4 miles from downtown Jacksonville and about 19 miles from the Atlantic beach at Atlantic Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Value-focused buyers with a working renovation budget and patience for an older homeExcellent fit
Investors underwriting for condition who want a low basis in a deep Jacksonville marketExcellent fit
Buyers who can move deliberately during a 40-day-plus market and negotiate on inspectionExcellent fit
Buyers who need a move-in-ready home with recent systems and no project workProbably not
Anyone unable to carry the gap between purchase price and finished conditionProbably not
Buyers who want a fast, competitive close and predictable, uniform pricingProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32205/32254))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2001 (52 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Caldwell Terrace? 2 recorded closings (window ending 2026-10-01). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Caldwell Terrace with Momentum Realty’s local guides.

Hartsfield0.1 mi awayStevenage0.1 mi awayWPWestwood Park St Johns0.1 mi away · median $113K, 9 sales/12 moHBHanna Boutross0.2 mi away · 303 homes, built 1918–24Rosa0.2 mi awayWestwood Park0.2 mi away · median $108K, 8 sales/12 moJHJoe Hammond Park0.3 mi away · 309 homes, built 1930–22St Claire Terrace0.3 mi away · 99 homes, built 1920–23

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Caldwell Terrace. These are the public schools most often assigned to other communities in ZIP 32254; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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