Caldwell Terrace
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Caldwell Terrace is an older, price-accessible pocket of Jacksonville where condition, not location, is doing most of the work on price. With a median around $78,250 and a median build year of 1951, you are pricing structures that have lived several lives — what a given home sells for hinges on how much of the mechanicals, roof, and systems have actually been touched. Expect a wide spread around that median depending on whether you are looking at a gut renovation or a project.
At a median of just over 40 days on market, this is not a frantic pace — sellers should plan for a real marketing window rather than a bidding war, and buyers usually have room to inspect and negotiate. The homestead share sitting near 28% tells you a meaningful slice of these homes are held as rentals or non-owner-occupied, which shapes both the inventory you see and the condition you should underwrite for.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Caldwell Terrace right now
🔴 Off the recent peak. The trailing-12-month median ($82K) is down 16.3% from the prior 12 months ($97K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 23. Confidence: Low (3 and 3 sales in the two windows).
What's unique here: the median sale price is about 74% below the typical Duval County sale ($82K vs $311K, trailing 12 months, realMLS records).
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· Updated October 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Caldwell Terrace market snapshot (as of October 23, 2026): the median sale price is about $82K ($106 per sq ft over the trailing 12 months of closed sales), and a median 84 days on market for closed sales. The trailing-12-month median is down 16% from the prior 12 months, computed from record-level realMLS closed sales (3 closings in the current window).
Caldwell Terrace is a community of 322 homes in Jacksonville, Duval County, built between 1920 and 2024 (median 1951.0), with a median living area of about 1,171 square feet. 25% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Caldwell Terrace is a deep, older Jacksonville market of just over 500 homes spanning more than a century of construction, where the entry price is low but the real cost lives in the renovation math.
Who Caldwell Terrace is best for.
Best for
- Value-focused buyers with a working renovation budget and patience for an older home
- Investors underwriting for condition who want a low basis in a deep Jacksonville market
- Buyers who can move deliberately during a 40-day-plus market and negotiate on inspection
Probably not for
- Buyers who need a move-in-ready home with recent systems and no project work
- Anyone unable to carry the gap between purchase price and finished condition
- Buyers who want a fast, competitive close and predictable, uniform pricing
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($82K) IS the median in the snapshot above, and the move from 2025 ($97K) IS the -16.3% one-year change.
Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32254 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Housing distress & ownership in Caldwell Terrace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Caldwell Terrace buying strategy.
If we were buying in Caldwell Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Caldwell Terrace.
Buying the condition, not the address
The construction range here runs from 1918 to 2024, which is unusually wide for one community and tells you what to expect on the ground: original early-century houses standing next to recent infill. That mix is why a single median price is a poor stand-in for any specific home. A median around $98.57 per square foot on roughly 1,162 square feet of living space points to compact footprints where the price-per-foot is being pulled down by age and deferred work as much as by size.
For buyers, the practical move is to budget for the gap between purchased condition and finished condition, and to lean hard on inspection. For sellers, the reward for a genuinely updated home is separation from the pack — in a market this condition-driven, verifiable recent work on roof, HVAC, and plumbing is the clearest lever on both price and days on market.
The location and the amenities are priced into every listing in Caldwell Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Caldwell Terrace buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (1.5). Basis: Recent Direction -16.3% year-over-year; Owner Commitment 25% owner-occupied; Pricing Power 81.5% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A community where prices swing on condition and a chunk of the stock is non-owner-occupied is exactly where local underwriting earns its keep. We help buyers read the difference between cosmetic and structural, price the renovation gap honestly, and walk away when the math does not work — and we position updated listings to stand apart in a market where most of the competition is selling a project.
Caldwell Terrace in 15 seconds.
Tools for a Caldwell Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Caldwell Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Caldwell Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Caldwell Terrace home worth?
Get a no-obligation home value based on real comparable sales in Caldwell Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Caldwell Terrace?
How long do homes in Caldwell Terrace take to sell?
How many homes are in Caldwell Terrace?
What share of Caldwell Terrace is owner-occupied?
When were the homes in Caldwell Terrace built?
Who is the best real estate agent for Caldwell Terrace?
How do I find a top Jacksonville real estate agent who knows Caldwell Terrace?
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Should you buy in Caldwell Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Caldwell Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending October 23, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32205/32254)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2001 (53 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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