Canoe Creek Lakes
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 9 closed sales in Canoe Creek Lakes Add in St Cloud, FL since 2011, the most recent in September 2025. Across St Cloud as a whole, 2,424 homes closed in the last 12 months at a median of $410,000, 48 median days on market, with 1,082 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,250 ($5,640 with the full homestead exemption).
Right now Canoe Creek Lakes shows zero active listings in the MLS, which tells you more about supply than demand. When a small community goes quiet like this, it usually means owners are staying put rather than the area losing interest - but it also means there is no live pricing signal to lean on today.
With only a single closing in the recent window and nothing currently for sale, this is not a community where you can point to a trend line. Anyone serious about buying or selling here needs boots-on-the-ground intel - agent-to-agent calls, off-market conversations, and a close watch for the next listing to hit - rather than a dashboard read.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Canoe Creek Lakes Add right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Canoe Creek Lakes Add sits within St Cloud in Osceola County, and the current MLS snapshot reflects a community with essentially no active inventory to evaluate.
Stellar MLS sales records identify 339 homes in Canoe Creek Lakes that have changed hands since 2004, built between 1994 and 2005 (median 2001), with a median living area of about 1,776 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Canoe Creek Lakes across 2024 - 2025 (1 in 2024, 3 in 2025), median $440,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Canoe Creek Lakes is best for.
Best for
- A buyer with an open timeline who is comfortable waiting for the right listing to surface
- Someone specifically targeting this address or plat and willing to pursue off-market inquiries
- An investor or move-up buyer who wants first notice on the next listing rather than a competitive bidding scenario
Probably not for
- A buyer who needs to compare multiple active listings before deciding
- Anyone working on a tight closing deadline who cannot wait for inventory to appear
- A seller expecting a clear recent-sales trend to justify a listing price
The market around Canoe Creek Lakes
Canoe Creek Lakes is too small for its own price trend, so here is the market around it.
In ZIP 34772, 511 homes are on the market and 28% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,465 homes are active and 1,093 pending (20% under contract).
In ZIP 34772 (St Cloud), 721 homes closed in the last 12 months at a median of $395K ($203/sq ft), down 1.4% year over year, with a median 50 days on market. Right now 128 active and 51 pending listings put supply at about 2.1 months - a healthy market. See the live ZIP 34772 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Canoe Creek Lakes specifically. Momentum Research analysis of MLS records.
The Canoe Creek Lakes buying strategy.
If we were buying in Canoe Creek Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Canoe Creek Lakes.
A market with nothing on the shelf
There is no way to responsibly characterize price levels, condition spread, or amenity draw here because the current MLS feed does not have listings or identified amenities to pull from. That is the honest state of the data as of this snapshot.
This does not mean the community is inactive in a broader sense - it means the public listing side is thin at this exact moment. A single closing in the window is not enough to establish a price trend or a typical days-on-market pattern, so we are not going to manufacture one.
The location and the amenities are priced into every listing in Canoe Creek Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active listings, the value of a broker is finding out what is not yet public - upcoming listings, owners considering a sale, or comparable closings just outside the immediate dataset. That is the kind of legwork we do before a house ever hits the MLS.
Canoe Creek Lakes in 15 seconds.
Tools for a Canoe Creek Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Canoe Creek Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Canoe Creek Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Canoe Creek Lakes home worth?
Get a no-obligation home value based on real comparable sales in Canoe Creek Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Canoe Creek Lakes on the map →
| Location | St Cloud, Osceola County, FL · ZIP 34772 |
|---|---|
| Homes in the community | 14 (FL DOR 2025 assessment roll) |
| Years built | 2005–2005 (median 2005.0) |
| Typical living area | 2,244 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 79% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Canoe Creek Lakes key facts,” movewithmomentum.com/neighborhoods/canoe-creek-lakes-add-st-cloud, data as of September 20, 2026.
Housing distress & ownership in Canoe Creek Lakes Add, St Cloud
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
More St Cloud home searches
- All homes for sale in St Cloud, FL
- Homes for sale in Osceola County, FL
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- St Cloud home values: what is my house worth?
St Cloud guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Osceola County)
- Homestead exemption (Osceola County)
- New construction
- New construction (Osceola County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Canoe Creek Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Canoe Creek Lakes will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Canoe Creek Lakes?
What share of Canoe Creek Lakes is owner-occupied?
When were the homes in Canoe Creek Lakes built?
Who is the best real estate agent for Canoe Creek Lakes?
How do I find a top St Cloud real estate agent who knows Canoe Creek Lakes?
Can Momentum Realty connect me with an agent for Canoe Creek Lakes?
Where is Canoe Creek Lakes, and what county is it in?
Should you buy in Canoe Creek Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 5, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34772)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2011 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Canoe Creek Lakes Add fits the bigger picture — live prices, inventory, and Momentum Scores:
