Cooper Lake Gardens
Homes for Sale in Hawthorne, FL
All 39 homes for sale in Hawthorne, FL · median $215,000 · 47 homes for sale in 32640 · Putnam County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Cooper Lake Gardens in Hawthorne, FL, the most recent in April 2003. Across Hawthorne as a whole, 3 homes closed in the last 12 months at a median of $265,000, 53 median days on market, with 1 homes for sale today. At that median and Putnam County's FY2025-26 rate of 16.89 mills, annual property tax runs about $4,470 ($3,800 with the full homestead exemption).
Cooper Lake Gardens sits in the rural stretch of Putnam County near Hawthorne, and that setting does most of the pricing work. This is a location-and-land market more than a comps-driven one: what a given property fetches depends heavily on lot size, acreage, condition, and whether the home has been updated, because listings here are neither uniform nor frequent.
For a buyer, patience matters more than speed — inventory turns over slowly out here, so the right property may take time to surface and is worth waiting for. For a seller, condition and honest presentation drive the outcome; in a thin market, a well-prepared home stands out and a deferred-maintenance property gets discounted hard.
Nearby homes for sale
No active listings inside Cooper Lake Gardens right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cooper Lake Gardens is a small, rural community in the Hawthorne area of Putnam County, where land, setting, and home condition define value far more than any tidy per-square-foot formula.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cooper Lake Gardens is best for.
Best for
- Buyers prioritizing acreage and privacy who can be patient on timing
- Buyers comfortable evaluating rural systems like well and septic and budgeting for upkeep
- Buyers seeking distance from town density and willing to trade convenience for space
Probably not for
- Buyers who need a short daily commute to major job hubs
- Buyers who want walkable retail, dining, and services nearby
- Buyers on a tight timeline who cannot wait for limited inventory to surface
The market around Cooper Lake Gardens
Cooper Lake Gardens is too small for its own price trend, so here is the market around it.
In ZIP 32640, 79 homes are on the market and 20% are under contract — a steady corner of Hawthorne.
Across Putnam County, 701 homes are active and 163 pending (19% under contract).
In ZIP 32640 (Hawthorne), 38 homes closed in the last 12 months at a median of $265K ($192/sq ft), down 12.7% year over year, with a median 67 days on market. Right now 5 active and 1 pending listings put supply at about 6.4 months — a buyer's market. See the live ZIP 32640 housing market and the Putnam County market.
ZIP and county figures describe the wider market, not Cooper Lake Gardens specifically. Momentum Research analysis of MLS records.
The Cooper Lake Gardens buying strategy.
If we were buying in Cooper Lake Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cooper Lake Gardens.
A rural Putnam market
Expect a wide spread in what homes trade for here, because the housing stock is not standardized. Two properties down the road from each other can price very differently depending on acreage, well and septic condition, structural updates, and how much land clearing or maintenance has been kept up. Treat every listing as its own case.
The trade-off of this location is real and worth naming plainly. You are trading proximity to dense retail and services for space, quiet, and distance from Hawthorne's town center and the larger job hubs. If a short commute and walkable errands are non-negotiable, this is not the place to force it.
The location and the amenities are priced into every listing in Cooper Lake Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin, non-uniform rural markets reward local judgment over dashboards. We help buyers read a specific property on its merits — land, condition, systems — rather than a blunt average, and we help sellers position honestly so a well-kept home is not lumped in with a distressed one. In a market this slow-turning, getting the read right the first time is the whole game.
Cooper Lake Gardens in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cooper Lake Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cooper Lake Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cooper Lake Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cooper Lake Gardens home worth?
Get a no-obligation home value based on real comparable sales in Cooper Lake Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Hawthorne →
Should you buy in Cooper Lake Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2003 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
Schools serving nearby communities
We do not have a confirmed school assignment for Cooper Lake Gardens. These are the public schools most often assigned to other communities in ZIP 32640; zones change and vary by address, so confirm with the district before you buy.
- Interlachen Junior-Senior High School · High (assigned to 3 nearby communities)
- Ochwilla Elementary School · Elementary · FLDOE grade B (assigned to 3 nearby communities)
- Keystone Heights Junior/Senior High · junior/senior high (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Cooper Lake Gardens
Where is Cooper Lake Gardens?
Cooper Lake Gardens is a community in Hawthorne, Putnam County, Florida, ZIP 32640.
Are there homes for sale in Cooper Lake Gardens right now?
No active listings inside Cooper Lake Gardens at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Cooper Lake Gardens have an HOA or CDD?
No HOA is on record for Cooper Lake Gardens in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
See how Cooper Lake Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:
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