Cottages at Seagrove in Santa Rosa Beach

Cottages at Seagrove
Homes for Sale in Santa Rosa Beach, FL

All 848 homes for sale in Santa Rosa Beach, FL · median $1,135,000 · 878 homes for sale in 32459 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County · ZIP 32459
18 homesBuilt 2007–2024
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data8 years of closingsFL DOR public recordsUpdated twice daily

As of September 2026, Cottages at Seagrove in Santa Rosa Beach, FL has 1 home for sale. As of September 2026, the MLS records 8 closed sales in Cottages at Seagrove in Santa Rosa Beach, FL since 2018, the most recent in February 2026. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).

Part of the Seagrove master-planned community in Santa Rosa Beach, FL — see all Seagrove homes for sale (53 listings across 20 villages and sections in the MLS).

COTTAGES AT SEAGROVE key facts
LocationSanta Rosa Beach, Walton County, FL · ZIP 32459
Homes in the community18 (FL DOR 2025 assessment roll)
Years built2007–2024 (median 2020.0)
Typical living area2,742 sq ft (median)
Amenities listed by sellersPool, Short Term Rental - Allowed, Beach, Gated, Pets Allowed, TV Cable
For sale right now1 active, 0 pending · median asking $1,495,000 · 12.0 months of supply
Owner-occupied (homestead) share11%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “COTTAGES AT SEAGROVE key facts,” movewithmomentum.com/neighborhoods/cottages-at-seagrove, data as of September 20, 2026.

Live · Cottages at Seagrove Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Walton: 18% (698 of 3,872)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
11%
Owner-occupied · Cottages at Seagrove
2 of 18 parcels homesteaded (FL DOR 2025)
89%
Non-owner-occupied · Cottages at Seagrove
incl. 39% trust or LLC-held · 83% out-of-state
18
Homes in the community
18 residential parcels (FL DOR 2025)
Track record · 8 years of records
3
Recorded sales · 2024-2025
median $1.39M · qualified sales on the county roll (FL DOR 2025)
Est. 2007
Community established
homes built 2007-2024, median 2020 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Cottages at Seagrove is a small enclave in Santa Rosa Beach, and right now there is exactly one active listing on the market. With inventory this thin, there is no meaningful spread to read from — price here is set by the specific home that happens to be available, its condition, and how it sits within the enclave, not by any broad community trend.

For a buyer, that means the decision is really about a single property rather than a menu of options; if it fits, you move, and if it does not, there is no second choice to fall back on. For a seller, a market with no competing listings is a real advantage — but it also means pricing has to be justified on the merits of the home itself, since there are no comparable actives to lean on.

Cottages at Seagrove Housing Pulse · Momentum Research · as of September 20, 2026

Cottages at Seagrove right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 29, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

A small, cottage-scale community in the Seagrove area of Santa Rosa Beach, in Walton County. With just one home currently listed, this is a spot you evaluate one property at a time rather than as a market.

Emerald Coast MLS sales records identify 7 homes in COTTAGES AT SEAGROVE that have changed hands since 2018, built between 2012 and 2024 (median 2020), with a median living area of about 2,591 sq ft and a typical 4-bedroom, 3.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 3 qualified sales in COTTAGES AT SEAGROVE across 2024–2025 (1 in 2024, 2 in 2025), median $1.39M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers focused on the Seagrove area of Santa Rosa Beach who can move on the single available home
  • Buyers who value a small, cottage-scale setting over shared community amenities
  • Sellers who want to list into a moment with no competing inventory

Probably not for

  • Buyers who want to compare several homes side by side before deciding
  • Buyers who require dedicated community amenities as part of the deal
  • Buyers on a fixed timeline who cannot wait for the right property to become available

The market around Cottages at Seagrove

Cottages at Seagrove is too small for its own price trend, so here is the market around it.

In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.

Across Walton County, 3,174 homes are active and 698 pending (18% under contract).

In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.

ZIP and county figures describe the wider market, not Cottages at Seagrove specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in COTTAGES AT SEAGROVE, Santa Rosa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 7 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Cottages at Seagrove

Live MLS inventory for Cottages at Seagrove. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Cottages at Seagrove listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Cottages At Seagrove Right Now (1)

All 1 active and pending Cottages At Seagrove listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 75 Sawgrass Lane · $1,495,000 · 5 bd / 6.5 ba · listed Jun 30, 2026 · listed by Watersound Real Estate

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Dune Lakes · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Cottages at Seagrove listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Cottages at Seagrove address.

If we were buying in Cottages at Seagrove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cottages at Seagrove.

Best Buy
Buyers who want a cottage-scale home in the Seagrove area and are ready to act on one property.
Biggest Risk
With a single listing, buyer choice is extremely limited and timing matters.
Sweet Spot
A buyer whose needs match the one available home and its condition.
Avoid If
You need multiple options to compare or an amenity-rich association.

A single-listing market

The defining fact of Cottages at Seagrove today is scarcity. One active listing gives you no range, no tiers, and no easy comps within the community itself. That puts more weight on condition, layout, and location within the enclave than on any headline number.

Our current MLS data identifies no dedicated community amenities here, so the value proposition rests on the homes and the Seagrove location in Santa Rosa Beach rather than on shared facilities. Buyers who need an amenity-rich association should calibrate expectations accordingly.

“

The location and the amenities are priced into every listing in Cottages at Seagrove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with one active listing and no amenity story to lean on, the analysis is all about the individual home and how it prices against the wider Santa Rosa Beach market. We will walk the single property with you, tell you plainly whether it is worth the ask, and help you decide whether to wait for the next one to surface — because here, there may not be a backup on the shelf.

Cottages at Seagrove in 15 seconds.

Best forBuyers who want a cottage-scale home in the Seagrove area and are ready to act on one property.
Biggest advantageFor sellers, there is currently no competing active listing in the community.
Biggest riskWith a single listing, buyer choice is extremely limited and timing matters.
Sweet spotA buyer whose needs match the one available home and its condition.
Avoid ifYou need multiple options to compare or an amenity-rich association.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cottages at Seagrove homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cottages at Seagrove.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cottages at Seagrove sales matched to your home.

What is your Cottages at Seagrove home worth?

Get a no-obligation home value based on real comparable sales in Cottages at Seagrove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.
How much local inventory is already under contract

18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).

Frequently Asked Questions

Is Cottages at Seagrove a buyer's or seller's market right now?
As of September 20, 2026, Cottages at Seagrove leans toward buyers: 12.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Cottages at Seagrove?
The Florida DOR 2025 assessment roll shows 18 homes in Cottages at Seagrove (public records).
What share of Cottages at Seagrove is owner-occupied?
11% of Cottages at Seagrove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cottages at Seagrove built?
Homes in Cottages at Seagrove were built between 2007 and 2024, with a median year built of 2020.0 (FL DOR 2025 roll).
Who is the best real estate agent for Cottages at Seagrove?
The best agent for Cottages at Seagrove is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cottages at Seagrove.
How do I find a top Santa Rosa Beach real estate agent who knows Cottages at Seagrove?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cottages at Seagrove and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for Cottages at Seagrove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cottages at Seagrove purchase or sale - no call center and no pressure.
Where is Cottages at Seagrove, and what county is it in?
Cottages at Seagrove is in Santa Rosa Beach, Walton County, FL, ZIP 32459. The community's center is about 2 miles northeast of the center of Santa Rosa Beach (straight-line).
Buyers focused on the Seagrove area of Santa Rosa Beach who can move on the single available homeExcellent fit
Buyers who value a small, cottage-scale setting over shared community amenitiesExcellent fit
Sellers who want to list into a moment with no competing inventoryExcellent fit
Buyers who want to compare several homes side by side before decidingProbably not
Buyers who require dedicated community amenities as part of the dealProbably not
Buyers on a fixed timeline who cannot wait for the right property to become availableProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32459))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2018 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Cottages at Seagrove with Momentum Realty’s local guides.

Rollin Tide Villas0.1 mi away · 29 homes, built 1996–24, 3 for saleGulf Cove Of Seagrove0.1 mi away · 101 homes, built 1910–24, 1 for saleMagnolia Dune0.1 mi away · 43 homes, built 1996–24, 1 for salePalmeira Villas At Seagrove Beach0.1 mi away · 18 homes, built 2006–20, 1 for saleLot 14 Magnolia Dune S D Less The W 20Ft Thereof0.1 mi away · 14 homes, built 2005–20, 1 for saleCassine Station0.1 mi away · 2 for saleCassine Village0.1 mi away · median $1.09M, 4 sales/12 moSugar Sand Lane0.1 mi away · 29 homes, built 1996–24, 1 for sale

Browse all neighborhood guides →

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