Copperfield
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Copperfield in Middleburg, FL, the most recent in October 2010. Across Middleburg as a whole, 667 homes closed in the last 12 months at a median of $315,000, 47 median days on market, with 219 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).
Copperfield sits in Middleburg, out in Clay County, where price is driven less by a fixed tier and more by the condition and configuration of the individual home. Without a median or day-count in front of me for this snapshot, I'd steer both sides toward the same discipline: price and negotiate off the specific property, not off a headline number.
For a buyer, that means the strongest leverage comes from reading each listing on its own merits — updates, lot, layout — rather than assuming the community sets one rate. For a seller, it means presentation and condition do real work here; a well-prepared home separates itself from a tired one faster than any pricing trick.
The 60-Second Overview
Copperfield is a Middleburg community in Clay County, positioned in the western reach of the Northeast Florida market where you trade proximity to the urban core for more room and a quieter setting.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Copperfield is best for.
Best for
- Buyers prioritizing square footage and lot over location convenience
- Shoppers willing to compare listings closely to catch condition-driven value
- Owners planning to stay long enough that commute distance is a fair trade
Probably not for
- Buyers who need a short commute to the urban core
- Anyone wanting walkable errands and dense amenities nearby
- Shoppers who want a narrow, predictable price band rather than case-by-case value
The market around Copperfield
Copperfield is too small for its own price trend, so here is the market around it.
In ZIP 32068, 459 homes are on the market and 27% are under contract — a steady corner of Middleburg.
Across Clay County, 1,267 homes are active and 451 pending (26% under contract).
ZIP and county figures describe the wider market, not Copperfield specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Copperfield, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Copperfield buying strategy.
If we were buying in Copperfield today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Copperfield.
Reading Copperfield on its own terms
Middleburg communities like Copperfield tend to reward buyers who value space and a settled residential feel over walk-to-everything convenience. The trade-off is commute distance and reliance on the car for daily errands, which is worth weighing honestly before you fall for a floor plan.
Because we don't have a price range to lean on, treat every Copperfield listing as its own case. Condition, updates, and lot differences move value more than any community average, so the smart move is a side-by-side comparison of what's actually on the market rather than a blanket assumption about the area.
The location and the amenities are priced into every listing in Copperfield. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
We work Clay County listings close to the ground and price them off the home in front of us, not a rounded-off average. If Copperfield isn't the right fit for how you live or what you're trying to net, we'll say so and point you somewhere that is.
Copperfield in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Copperfield buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Copperfield sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Copperfield, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Copperfield home worth?
Get a no-obligation home value based on real comparable sales in Copperfield, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Should you buy in Copperfield?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2010 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Copperfield fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.