Aerial view of Deer Creek

Deer Creek
Homes for Sale in Glen St. Mary, FL

All 30 homes for sale in Glen St. Mary, FL · median $324,995 · 33 homes for sale in 32040 · Baker County homes for sale

Community in Glen St. Mary · Baker County · ZIP 32040
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Built fromLive realMLS data7 years of closingsUpdated twice daily

As of September 2026, the MLS records 1 closed sale in Deer Creek in Glen St. Mary, FL, the most recent in April 2019. Across Glen St. Mary as a whole, 19 homes closed in the last 12 months at a median of $455,000, 57 median days on market, with 12 homes for sale today. At that median and Baker County's FY2025-26 rate of 15.42 mills, annual property tax runs about $7,020 ($6,410 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Deer Creek sits in Glen St. Mary, out in Baker County, and the honest starting point is that this is a small, rural-edge market rather than a high-turnover suburb. With the data this thin, the story here is location and property condition more than any headline number — what a given home has been maintained to, how much land comes with it, and how far you are from the commuting corridors will move price more than anything else.

For buyers, that means patience: inventory is limited and comparables are scarce, so each listing has to be judged on its own merits rather than against a deep set of recent sales. For sellers, it means pricing is a conversation about condition and features, not a plug-in formula. Neither side should expect the kind of fast, data-rich pricing signals you get closer to Jacksonville.

The 60-Second Overview

Deer Creek is a Glen St. Mary community in Baker County — a rural western reach of the Northeast Florida market where space and setting tend to define a property more than any single price point.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing space and a quiet, rural setting over convenience
  • Long-hold buyers who are not counting on quick resale
  • Buyers willing to weigh a home on condition and land rather than a comp sheet

Probably not for

  • Buyers who need a short daily commute to Jacksonville employment centers
  • Buyers who want deep, recent sales data to anchor an offer
  • Buyers needing to resell quickly in a fast-moving market

The market around Deer Creek

Deer Creek is too small for its own price trend, so here is the market around it.

In ZIP 32040, 45 homes are on the market and 27% are under contract — a steady corner of Glen St. Mary.

Across Baker County, 113 homes are active and 32 pending (22% under contract).

In ZIP 32040 (Glen St. Mary), 52 homes closed in the last 12 months at a median of $457K ($207/sq ft), up 37.1% year over year, with a median 56 days on market. Right now 47 active and 15 pending listings put supply at about 7.6 months — a buyer's market. See the live ZIP 32040 housing market and the Baker County market.

ZIP and county figures describe the wider market, not Deer Creek specifically. Momentum Research analysis of MLS records.

If we were buying in Deer Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deer Creek.

Best Buy
Buyers who want rural space and are comfortable judging homes on their own merits.
Biggest Risk
Thin comparables make pricing more art than formula.
Sweet Spot
A well-maintained property with usable land at a defensible price.
Avoid If
You need fast liquidity or a short commute to Jacksonville job centers.

What actually drives value out here

In a market this size, condition does the heavy lifting. Two homes on the same road can price very differently depending on updates, systems, and how the lot is used, so the spread between listings can be wide and is rarely about square footage alone. Treat any single number as a starting point, not a verdict.

Baker County's position on the western side of the region means you are trading proximity for room. Commute distance to job centers, road access, and how much acreage or usable land a property offers all weigh on value here. Buyers who want that quiet, spread-out feel are usually paying for exactly that, and it should be evaluated deal by deal.

The location and the amenities are priced into every listing in Deer Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin data is where local judgment earns its keep. In a small Baker County community like Deer Creek, there is no substitute for walking properties, understanding what condition and land actually add, and pricing off real merits instead of a formula. We will tell you plainly when a listing is fairly priced, when it is a stretch, and when this community simply is not the right fit for your goals.

Deer Creek in 15 seconds.

Best forBuyers who want rural space and are comfortable judging homes on their own merits.
Biggest advantageRoom and setting on the western edge of the Northeast Florida market.
Biggest riskThin comparables make pricing more art than formula.
Sweet spotA well-maintained property with usable land at a defensible price.
Avoid ifYou need fast liquidity or a short commute to Jacksonville job centers.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deer Creek sales matched to your home.

What is your Deer Creek home worth?

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Real comps, not an automated estimate.
Buyers prioritizing space and a quiet, rural setting over convenienceExcellent fit
Long-hold buyers who are not counting on quick resaleExcellent fit
Buyers willing to weigh a home on condition and land rather than a comp sheetExcellent fit
Buyers who need a short daily commute to Jacksonville employment centersProbably not
Buyers who want deep, recent sales data to anchor an offerProbably not
Buyers needing to resell quickly in a fast-moving marketProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-12
Historical depthClosed-sale records back to 2019 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Deer Creek. These are the public schools most often assigned to other communities in ZIP 32040; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Deer Creek

Where is Deer Creek?

Deer Creek is a community in Glen St. Mary, Baker County, Florida, ZIP 32040.

Are there homes for sale in Deer Creek right now?

No active listings inside Deer Creek at the last feed refresh. In ZIP 32040, 45 homes are on the market and 27% are already under contract.

Does Deer Creek have an HOA or CDD?

No HOA is on record for Deer Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Deer Creek with Momentum Realty’s local guides.

FAForest Acres Glen St Mary0.8 mi awayCCCedar Creek Farms Glen St Mary0.9 mi away · 34 homes, built 1978–22WGWest Glen Estates Glen St Mary Baker2.0 mi away · 24 homes, built 2001–24WGWest Glen Estates Glen St Mary2.0 mi awayBSBakers Sanderson2.1 mi awayCCCedar Creek Sanderson2.2 mi away · 50 homes, built 1959–24JSJd Smith Glen St Mary2.2 mi awayBCBear Creek Glen St Mary2.3 mi away

Browse all neighborhood guides →

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