Bear Creek
Homes for Sale in Glen St. Mary, FL
All 30 homes for sale in Glen St. Mary, FL · median $324,995 · 33 homes for sale in 32040 · Baker County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Bear Creek in Glen St. Mary, FL since 2015, the most recent in December 2021. Across Glen St. Mary as a whole, 19 homes closed in the last 12 months at a median of $455,000, 57 median days on market, with 12 homes for sale today. At that median and Baker County's FY2025-26 rate of 15.42 mills, annual property tax runs about $7,020 ($6,410 with the full homestead exemption).
Bear Creek sits in Glen St. Mary, out in Baker County, and the numbers here are thin enough that I won't pretend to know more than I do. What I can tell you is that pricing in a small, rural-leaning community like this tends to be driven by the individual property — lot size, acreage, condition, and how recently a home has been updated — far more than by any tidy per-square-foot rule. Two listings a mile apart can trade at very different levels for reasons that have nothing to do with the address.
For a buyer, that means the work is in the walk-through, not the spreadsheet: judge each home on its own merits and don't assume the last sale sets your comp. For a seller, condition and presentation carry disproportionate weight because there isn't a dense, fast-moving comparable set doing the pricing work for you. Come in with realistic expectations on timing and be ready to justify your number.
Nearby homes for sale
No active listings inside Bear Creek right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Bear Creek is a Baker County community in Glen St. Mary, west of the Jacksonville metro — a setting for buyers who want room and a rural pace rather than a walkable, amenity-dense grid.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Bear Creek is best for.
Best for
- Buyers prioritizing land and privacy over proximity and convenience
- Buyers willing to do full inspections and underwrite a rural property carefully
- Buyers who value a longer commute in exchange for a lower-density setting
Probably not for
- Buyers who need a walkable, amenity-rich neighborhood
- Buyers who want quick, liquid resale backed by a deep comp set
- Buyers uncomfortable with well, septic, or acreage upkeep
The market around Bear Creek
Bear Creek is too small for its own price trend, so here is the market around it.
In ZIP 32040, 45 homes are on the market and 27% are under contract — a steady corner of Glen St. Mary.
Across Baker County, 113 homes are active and 32 pending (22% under contract).
In ZIP 32040 (Glen St. Mary), 52 homes closed in the last 12 months at a median of $457K ($207/sq ft), up 37.1% year over year, with a median 56 days on market. Right now 47 active and 15 pending listings put supply at about 7.6 months — a buyer's market. See the live ZIP 32040 housing market and the Baker County market.
ZIP and county figures describe the wider market, not Bear Creek specifically. Momentum Research analysis of MLS records.
The Bear Creek buying strategy.
If we were buying in Bear Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bear Creek.
What actually moves a Bear Creek price
This is property-specific territory. In communities like Bear Creek, the spread between homes is wide and condition-driven — an updated house on a usable lot lives in a different world than a dated one that needs work, even when they look similar from the road. Land matters here in a way it doesn't in a subdivision: acreage, road frontage, well and septic versus utilities, and how the parcel actually functions all feed the price.
The practical takeaway is to underwrite each listing on its own. Don't lean on a single recent sale as gospel, and don't assume a low or high number reflects the whole area. Get the inspections that rural properties warrant, understand what you're buying beyond the walls, and price accordingly.
The location and the amenities are priced into every listing in Bear Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this thin rewards local legwork over algorithms. We price and evaluate Bear Creek homes property-by-property — reading the lot, the condition, and the true comparables rather than trusting a formula — and we'll tell you plainly when a listing's number doesn't hold up or when this isn't the right community for what you're after.
Bear Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bear Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bear Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bear Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bear Creek home worth?
Get a no-obligation home value based on real comparable sales in Bear Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Glen St. Mary →
Should you buy in Bear Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2015 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bear Creek fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Bear Creek with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Bear Creek. These are the public schools most often assigned to other communities in ZIP 32040; zones change and vary by address, so confirm with the district before you buy.
- Baker County Middle School · 5-8 · FLDOE grade B (assigned to 3 nearby communities)
- Baker County Senior High School · 9-12 · FLDOE grade B (assigned to 3 nearby communities)
- Macclenny Elementary School · K-5 · FLDOE grade A (assigned to 2 nearby communities)
- Westside Elementary School · elementary K-3 (current zoning, confirm) · FLDOE grade B (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Bear Creek
Where is Bear Creek?
Bear Creek is a community in Glen St. Mary, Baker County, Florida, ZIP 32040.
Are there homes for sale in Bear Creek right now?
No active listings inside Bear Creek at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Bear Creek have an HOA or CDD?
No HOA is on record for Bear Creek in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.