Emerald Bay in Jacksonville

Emerald Bay
Homes for Sale in Jacksonville, FL

All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 69 homes for sale in 32277 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32277
106 homesBuilt 1993–2005
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Photo via realMLS

Built fromLive realMLS data15 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Emerald Bay in Jacksonville, FL has 1 home for sale. Homes listed or recently sold were built 1996–2000; 4 of 4 report an HOA (median $23/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 8 ft).

Last 30 days in Emerald Bay: 1 under contract right now, 1 closed sale (median $309,000). As of November 13, 2026, realMLS.

Live · Emerald Bay Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
50%
Under contract
Duval: 25% (1,482 of 5,825)
1 · 1
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
81%
Owner-occupied · Emerald Bay
86 of 106 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · Emerald Bay
incl. 10% trust or LLC-held · 9% out-of-state
106
Homes in the community
106 residential parcels (FL DOR 2025)
Track record · 15 years of records
9
Recorded sales · 2024-2025
median $350K · qualified sales on the county roll (FL DOR 2025)
1993–2005
Years homes were built
median 1997 · county roll (FL DOR 2025)
1.9%/yr
Turnover rate
about 2 of 106 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Emerald Bay is a built-out community of 142 homes constructed between 1991 and 2006, with the typical house dating to the mid-1990s and running around 2,242 square feet. That combination — no new construction, consistent floor plans, and a settled housing stock — means price here is driven less by size and more by condition. The gap between an updated interior and one still carrying its original finishes is where the real spread shows up.

With roughly 80% of homes carrying a homestead exemption, this is an owner-occupied community rather than an investor pool, and turnover tends to be measured. Sellers who have kept up with roofs, systems, and kitchens hold the advantage; buyers should expect to underwrite each home on its own merits rather than assume a neighborhood-wide baseline. Read the condition, not the address.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Emerald Bay Housing Pulse · Momentum Research · as of November 12, 2026

Emerald Bay right now

🟡 Balanced market. 6.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (2 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Emerald Bay is a mature, fully established Jacksonville community where homes were built across a roughly fifteen-year span and have since settled into steady, owner-occupied ownership. The story here is consistency: comparable-era homes, similar square footage, and a market that rewards upkeep.

realMLS (Northeast Florida) sales records identify 64 homes in Emerald Bay that have changed hands since 2001, built between 1993 and 2000 (median 1997), with a median living area of about 1,856 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 9 qualified sales in Emerald Bay across 2024–2025 (5 in 2024, 4 in 2025), median $350,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a move-in-ready home who will pay for documented updates over cosmetics
  • Long-hold buyers who value a stable, owner-occupied community over quick turnover
  • Renovation-minded buyers willing to take on an original-condition home at the right basis

Probably not for

  • Buyers set on new construction or the latest floor plans
  • Investors chasing high turnover and short holding periods
  • Buyers who want to skip careful inspection of roof, HVAC, and other aging systems

The market around Emerald Bay

Emerald Bay is too small for its own price trend, so here is the market around it.

In ZIP 32277, 97 homes are on the market and 28% are under contract — a steady corner of Jacksonville.

Across Duval County, 4,343 homes are active and 1,482 pending (25% under contract).

In ZIP 32277 (Jacksonville), 206 homes closed in the last 12 months at a median of $290K ($177/sq ft), down 1.9% year over year, with a median 30 days on market. Right now 41 active and 16 pending listings put supply at about 2.4 months — a healthy market. See the live ZIP 32277 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Emerald Bay specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Emerald Bay

Live MLS inventory for Emerald Bay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Emerald Bay listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Emerald Bay Jacksonville Right Now (2)

All 2 active and pending Emerald Bay Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Fort Caroline · Elementary
  • Arlington · Middle
  • Terry Parker · High

Zoned schools reflect the assignments reported on recent Emerald Bay listings and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Emerald Bay address.

If we were buying in Emerald Bay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Emerald Bay.

Best Buy
Buyers who want an established community with consistent floor plans rather than new construction.
Biggest Risk
Aging systems mean value hinges on condition, not just size.
Sweet Spot
A mid-1990s home near the ~2,242 sqft median that has updated roof and systems.
Avoid If
You need new construction or want to skip due diligence on major systems.

A condition-driven resale market

Because Emerald Bay stopped adding homes around 2006, everything trading today is resale, and most homes are now old enough to have reached the age where roofs, HVAC systems, and water heaters come due. That is the single biggest variable a buyer will confront. Two homes of nearly identical square footage can sit far apart in value depending on whether those big-ticket items have been addressed and whether kitchens and baths have been touched since the original build.

The high homestead share tells you this is a stay-put community, which historically keeps inventory tight and listings deliberate. For a seller, that means presentation and documented updates carry weight. For a buyer, it means patience — the right floor plan in the right condition may not appear on demand, and when it does, being ready to move matters more than in a high-turnover subdivision.

“

The location and the amenities are priced into every listing in Emerald Bay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a condition-driven market like Emerald Bay, the number that matters is not the list price — it is what a home will cost you after the deferred maintenance is accounted for. We price and negotiate off the actual state of the roof, systems, and finishes, and we know how comparable-era homes in this community have differed once you look past square footage. That is the difference between overpaying for cosmetics and buying the right bones.

Emerald Bay in 15 seconds.

Best forBuyers who want an established community with consistent floor plans rather than new construction.
Biggest advantageOwner-occupied stability and a settled housing stock with predictable layouts.
Biggest riskAging systems mean value hinges on condition, not just size.
Sweet spotA mid-1990s home near the ~2,242 sqft median that has updated roof and systems.
Avoid ifYou need new construction or want to skip due diligence on major systems.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Emerald Bay sales matched to your home.

What is your Emerald Bay home worth?

Get a no-obligation home value based on real comparable sales in Emerald Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Housing distress & ownership in Emerald Bay, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-11-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Email me new listings in Emerald Bay

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Emerald Bay

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Emerald Bay will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

How much local inventory is already under contract

27% of homes for sale in ZIP 32277 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).

Frequently Asked Questions

Is Emerald Bay a buyer's or seller's market right now?
As of November 12, 2026, Emerald Bay is roughly balanced: 6.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Emerald Bay?
The Florida DOR 2025 assessment roll shows 106 homes in Emerald Bay (public records).
What share of Emerald Bay is owner-occupied?
81% of Emerald Bay parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Emerald Bay built?
Homes in Emerald Bay were built between 1993 and 2005, with a median year built of 1996.5 (FL DOR 2025 roll).
Who is the best real estate agent for Emerald Bay?
The best agent for Emerald Bay is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Emerald Bay.
How do I find a top Jacksonville real estate agent who knows Emerald Bay?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Emerald Bay and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Emerald Bay?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Emerald Bay purchase or sale - no call center and no pressure.
Where is Emerald Bay, and what county is it in?
Emerald Bay is in Jacksonville, Duval County, FL, ZIP 32277. The community's center is about 4 miles northeast of downtown Jacksonville (straight-line).
How far is Emerald Bay from downtown Jacksonville and the beach?
About 4 miles from downtown Jacksonville and about 13 miles from the Atlantic beach at Huguenot Park (Jacksonville), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers seeking a move-in-ready home who will pay for documented updates over cosmeticsExcellent fit
Long-hold buyers who value a stable, owner-occupied community over quick turnoverExcellent fit
Renovation-minded buyers willing to take on an original-condition home at the right basisExcellent fit
Buyers set on new construction or the latest floor plansProbably not
Investors chasing high turnover and short holding periodsProbably not
Buyers who want to skip careful inspection of roof, HVAC, and other aging systemsProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: November 13, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32277))
Under-contract sharesrealMLS records, as of 2026-11-12
Historical depthClosed-sale records back to 2011 (76 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Emerald Bay with Momentum Realty’s local guides.

Point St Johns0.3 mi away · 51 homes, built 1994–02The Cove0.3 mi away · 102 homes, built 1997–02Charter Point0.4 mi away · median $409K, 10 sales/12 moRive St Johns0.4 mi away · median $395K, 8 sales/12 moTownhomes Of Woodmer0.4 mi away · 48 homes, built 1986–05WIWhispering Inlet0.5 mi away · 64 homes, built 1978–84, 1 for saleBPBennett Park0.5 mi away · 63 homes, built 1947–23St Isabel0.5 mi away

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