Emerald Bay
Homes for Sale in Jacksonville, FL

Emerald Bay is a mature, fully established Jacksonville community where homes were built across a roughly fifteen-year span and have since settled into steady, owner-occupied ownership. The story here is consistency: comparable-era homes, similar square footage, and a market that rewards upkeep.

realMLS (Northeast Florida) sales records identify 64 homes in Emerald Bay that have changed hands since 2001, built between 1993 and 2000 (median 1997), with a median living area of about 1,856 sq ft and a typical 3-bedroom, 2-bath layout; 98% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 9 qualified sales in Emerald Bay across 2024–2025 (5 in 2024, 4 in 2025), median $350,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Emerald Bay is too small for its own price trend, so here is the market around it.

In ZIP 32277, 101 homes are on the market and 25% are under contract — a steady corner of Jacksonville.

Across Duval County, 4,384 homes are active and 1,562 pending (26% under contract).

In ZIP 32277 (Jacksonville), 211 homes closed in the last 12 months at a median of $298K ($177/sq ft), down 4.1% year over year, with a median 30 days on market. Right now 39 active and 17 pending listings put supply at about 3.1 months — a healthy market. See the live ZIP 32277 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Emerald Bay specifically. Momentum Research analysis of MLS records.

Because Emerald Bay stopped adding homes around 2006, everything trading today is resale, and most homes are now old enough to have reached the age where roofs, HVAC systems, and water heaters come due. That is the single biggest variable a buyer will confront. Two homes of nearly identical square footage can sit far apart in value depending on whether those big-ticket items have been addressed and whether kitchens and baths have been touched since the original build.

The high homestead share tells you this is a stay-put community, which historically keeps inventory tight and listings deliberate. For a seller, that means presentation and documented updates carry weight. For a buyer, it means patience — the right floor plan in the right condition may not appear on demand, and when it does, being ready to move matters more than in a high-turnover subdivision.

In a condition-driven market like Emerald Bay, the number that matters is not the list price — it is what a home will cost you after the deferred maintenance is accounted for. We price and negotiate off the actual state of the roof, systems, and finishes, and we know how comparable-era homes in this community have differed once you look past square footage. That is the difference between overpaying for cosmetics and buying the right bones.