Aerial view of The Cove

The Cove
Homes for Sale in Jacksonville, FL

All 4,052 homes for sale in Jacksonville, FL · median $299,990 · 78 homes for sale in 32277 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32277
102 homesBuilt 1997–2002
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 85 closed sales in The Cove in Jacksonville, FL since 2001, the most recent in June 2026. Recorded prices since 2024 ran from $300,000 to $879,000 (median $370,000), on homes of 1,594 to 3,245 sq ft. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $6,610 ($5,880 with the full homestead exemption).

Live · The Cove Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
75%
Owner-occupied · The Cove
77 of 103 parcels homesteaded (FL DOR 2025)
25%
Non-owner-occupied · The Cove
incl. 6% trust or LLC-held · 8% out-of-state
102
Homes in the community
plus 1 vacant residential lots · 103 residential parcels (FL DOR 2025)
Track record · 25 years of records
7
Recorded sales · 2024-2025
median $350K · qualified sales on the county roll (FL DOR 2025)
Est. 1997
Community established
homes built 1997-2002, median 2000 (FL DOR 2025)
1.0%/yr
Turnover rate
about 1 of 102 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The Cove is a built-out community of 141 homes constructed between 1979 and 2002, with the median home dating to 1999. That build range matters: what sets price here isn't the address so much as the condition and updating of the individual house. With original-era finishes still in play across much of the inventory, the spread between a renovated home and a dated one can be wide, and that gap does the heavy lifting on value.

A homestead share near 77% tells you this is an owner-occupied, hold-and-live-in community rather than a churn of rentals and flips. For buyers, that means fewer distressed or investor listings and a market that moves on condition, not volume. For sellers, it means your competition is other well-kept, owner-occupied homes — so presentation and updates are where you win or lose.

Nearby homes for sale

No active listings inside The Cove right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

5041 CAPE ROMAIN Court
$548K · 0.1 mi away
4 bd · 3 ba · 2,570 sqft
5041 CAPE ROMAIN Court
Listed by FLORIDA HOMES REALTY & MTG LLC
4593 CAPE ELIZABETH Court
$345K · 0.2 mi away
4 bd · 2 ba · 2,092 sqft
4593 CAPE ELIZABETH Court
Listed by EAGLES WORLD REALTY, INC
4728 UNIVERSITY Boulevard
$1.85M · 0.4 mi away
5 bd · 5 ba · 5,812 sqft
4728 UNIVERSITY Boulevard
Listed by KELLER WILLIAMS FIRST COAST REALTY
4375 MAYWOOD Drive
$482K · 0.6 mi away
4 bd · 3 ba · 2,329 sqft
4375 MAYWOOD Drive
Listed by FLORIDA HOMES REALTY & MTG LLC
3865 SANDY SHORES Drive
$750K · 0.7 mi away
5 bd · 3 ba · 3,425 sqft
3865 SANDY SHORES Drive
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS
4575 OAK BAY Drive
$569K · 0.7 mi away
4 bd · 3 ba · 3,186 sqft
4575 OAK BAY Drive
Listed by REAL BROKER LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

The Cove is a mature, established Jacksonville community in Duval County, dominated by homes of substantial size — a median of roughly 2,312 living square feet — and a high owner-occupied base that keeps turnover measured.

realMLS (Northeast Florida) sales records identify 28 homes in The Cove that have changed hands since 2001, built between 1997 and 2002 (median 2000), with a median living area of about 2,133 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 7 qualified sales in The Cove across 2024–2025 (2 in 2024, 5 in 2025), median $350,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers wanting a larger, established home and willing to weigh condition against price
  • Long-term owner-occupants who value a low-turnover, hold-and-live-in setting
  • Buyers comfortable budgeting for updates on roof, HVAC, or finishes in exchange for square footage

Probably not for

  • Buyers who require brand-new construction and current-code everything
  • Buyers needing a fully renovated, zero-project turnkey home at a fixed budget
  • Investors chasing high rental turnover, since this is a predominantly owner-occupied market

The market around The Cove

The Cove is too small for its own price trend, so here is the market around it.

In ZIP 32277, 97 homes are on the market and 20% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32277 (Jacksonville), 246 homes closed in the last 12 months at a median of $292K ($180/sq ft), down 4.8% year over year, with a median 29 days on market. Right now 43 active and 8 pending listings put supply at about 3.2 months — a balanced market. See the live ZIP 32277 housing market and the Duval County market.

ZIP and county figures describe the wider market, not The Cove specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in The Cove, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in The Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Cove.

Best Buy
Buyers who want real square footage in an established, owner-occupied setting.
Biggest Risk
Aging systems and finishes vary widely and can carry surprise cost.
Sweet Spot
An updated home near the 2,312 sq ft median that has been kept current.
Avoid If
You need new construction or a move-in-ready home with zero project work.

Condition over vintage

With a median living area around 2,312 square feet, these are not starter footprints. Homes built from 1979 through 2002 give you real square footage and settled lots, but the systems and finishes vary enormously by how each owner has maintained and updated the property over the decades. Roof age, HVAC, kitchens, and baths are the line items that separate one asking price from another here.

Because the community is fully built out, there is no new construction competing for attention — every purchase is a resale. That puts a premium on inspection diligence and a clear-eyed read on deferred maintenance. The upside is a stable, low-turnover setting; the trade-off is that buyers should budget for updates and sellers should not expect renovated-home money for a dated house.

“

The location and the amenities are priced into every listing in The Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a condition-driven, owner-occupied market like The Cove, pricing is an argument you make house by house — and we bring the comparable analysis and renovation-cost perspective to make it. We will tell a seller which updates actually move the number and tell a buyer when a lower ask is really a deferred-maintenance bill in disguise.

The Cove in 15 seconds.

Best forBuyers who want real square footage in an established, owner-occupied setting.
Biggest advantageA stable, low-turnover community with no new-construction competition.
Biggest riskAging systems and finishes vary widely and can carry surprise cost.
Sweet spotAn updated home near the 2,312 sq ft median that has been kept current.
Avoid ifYou need new construction or a move-in-ready home with zero project work.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the The Cove homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in The Cove.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Cove sales matched to your home.

What is your The Cove home worth?

Get a no-obligation home value based on real comparable sales in The Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in The Cove?
The Florida DOR 2025 assessment roll shows 102 homes plus 1 vacant residential lots in The Cove (public records).
What share of The Cove is owner-occupied?
75% of The Cove parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in The Cove built?
Homes in The Cove were built between 1997 and 2002, with a median year built of 2000.0 (FL DOR 2025 roll).
Who is the best real estate agent for The Cove?
The best agent for The Cove is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for The Cove.
How do I find a top Jacksonville real estate agent who knows The Cove?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows The Cove and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for The Cove?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your The Cove purchase or sale - no call center and no pressure.
Where is The Cove, and what county is it in?
The Cove is in Jacksonville, Duval County, FL, ZIP 32277. The community's center is about 4 miles northeast of downtown Jacksonville (straight-line).
How far is The Cove from downtown Jacksonville and the beach?
About 4 miles from downtown Jacksonville and about 13 miles from the Atlantic beach at Huguenot Park (Jacksonville), both straight-line; driving distance is usually 15 to 30 percent more.
Buyers wanting a larger, established home and willing to weigh condition against priceExcellent fit
Long-term owner-occupants who value a low-turnover, hold-and-live-in settingExcellent fit
Buyers comfortable budgeting for updates on roof, HVAC, or finishes in exchange for square footageExcellent fit
Buyers who require brand-new construction and current-code everythingProbably not
Buyers needing a fully renovated, zero-project turnkey home at a fixed budgetProbably not
Investors chasing high rental turnover, since this is a predominantly owner-occupied marketProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32207/32210/32217/32225/32244/32257/32277))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2001 (85 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in The Cove? 1 recorded closings (window ending 2026-10-01). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Schools serving nearby communities

We do not have a confirmed school assignment for The Cove. These are the public schools most often assigned to other communities in ZIP 32277; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near The Cove with Momentum Realty’s local guides.

Rive St Johns0.1 mi away · median $395K, 8 sales/12 moEmerald Bay0.2 mi away · 106 homes, built 1993–05Point St Johns0.3 mi away · 51 homes, built 1994–02Charter Point0.5 mi away · median $409K, 10 sales/12 moSt Isabel0.6 mi awayTownhomes Of Woodmer0.7 mi away · 48 homes, built 1986–05BPBennett Park0.7 mi away · 63 homes, built 1947–23SSSandy Shores0.7 mi away · 14 homes, built 1985–95, 1 for sale

Browse all neighborhood guides →

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