Emerald Lakes PUD in Cocoa

Emerald Lakes

Cocoa · Brevard County

A gated, established community in west Cocoa, a planned development reported with a mix of single-family homes and townhomes around lakes. The read is the home type, the lot, and the HOA.

Gated west CocoaSingle-family and townhomesLake-laced layout
Live Market Pulse
49/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Emerald Lakes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Space Coast MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseSpace Coast MLS
$368K
Median Price
4.5mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$187/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Emerald Lakes is a gated, established planned development (PUD) in west Cocoa (ZIP 32926). Area sources describe a gated community with a mix of single-family homes and townhomes around lakes, with home sizes spanning a wide roughly 1,500 to 3,800 square foot range, which reflects the mix of product types. The most important early read is the home type, since single-family and townhome ownership carry different HOA structures, inclusions and resale dynamics. The community has an active homeowners association. The catch buyers should read is the full carrying cost for the specific product: confirm the HOA dues and inclusions for single-family versus townhome, and verify any CDD or district assessment. The read is the home type, the floor plan, the lot, and the HOA confirmed in writing before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Emerald Lakes PUD market snapshot (as of June 17, 2026): the median sale price is about $368K ($187 per sq ft), a buyer-leaning market (limited data). Based on 8 recent closings in live Space Coast MLS data.

Emerald Lakes is a gated, established planned development (PUD) in west Cocoa (ZIP 32926), Brevard County. Area sources describe a gated community with a lake-laced layout and a mix of single-family homes and townhomes, with an active homeowners association.

The wide reported range of home sizes, roughly 1,500 to 3,800 square feet, reflects that product mix. The first thing to pin down on any home here is the type, since single-family and townhome ownership carry different HOA structures, inclusions, maintenance responsibilities and resale dynamics.

The setting is west Cocoa, an established, more affordable side of Cocoa near the SR-520 and Clearlake Road corridors, with I-95 access and a drive east to the beaches and the Cocoa Village riverfront. This is a value-oriented gated community rather than a high-amenity resort one.

The carrying-cost picture depends on the product. Confirm the HOA dues and exactly what they include for the specific home type, and verify any CDD or district assessment on the tax bill. Confirm the school assignment by address with Brevard Public Schools.

Best for

  • Buyers who want a gated, value-oriented west Cocoa community
  • Buyers open to either single-family or townhome ownership
  • Buyers who value a lake-laced layout and an established community
  • Buyers who will confirm the HOA for their specific product type

Probably not for

  • Buyers who want a no-HOA, individual-ownership setting
  • Buyers who want a high-amenity resort campus or golf
  • Buyers who want a waterfront or beachside address
  • Buyers unwilling to confirm the home type and its HOA structure

How Emerald Lakes is performing right now

49/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
4.5Months of supplytight
72Median days on marketdays
0 : 3Under contract vs for salestrong demand
8Sold in last 12 monthsliquidity
-2%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from the Space Coast MLS, as of June 17, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Emerald Lakes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Emerald Lakes PUD buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Emerald Lakes

Live MLS inventory for Emerald Lakes PUD. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Emerald Lakes listings as of 2026-06-17, priced high to low. Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.. Tap any home to ask about it.

Listing locations from Space Coast MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

SR-520 and Clearlake Road corridors~3 to 8 min · shopping and services
I-95 interchange~5 to 10 min · main highway access
Historic Cocoa Village~10 to 15 min · riverfront shops and dining
Rockledge Regional Medical Center area~10 to 15 min · area hospital
Cocoa Beach and the beaches~25 to 35 min · Atlantic beaches east
Orlando Melbourne Intl Airport~30 to 40 min · regional airport south

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Emerald Lakes with Momentum Realty’s local guides.

CatalinaVillageCatalinaVillageCocoa, FL · 0.6 miWhisperingPinesWhisperingPinesCocoa, FL · 0.6 miGrove AcresGrove AcresCocoa, FL · 0.6 miPoinsett GardensPoinsett GardensCocoa, FL · 0.7 miCoventryof CocoaCoventryof CocoaCocoa, FL · 0.8 miFennerWoodsFennerWoodsCocoa, FL · 0.8 miRangewood VillasRangewood VillasCocoa, FL · 1.0 miCocoaPinesCocoaPinesCocoa, FL · 1.0 miCountry LakeEstatesCountry LakeEstatesCocoa, FL · 1.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Emerald Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Brevard County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Emerald Lakes is served by Brevard County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Emerald Lakes address.

The takeaway

What is actually shaping value at Emerald Lakes, sourced and dated. We do not publish rumor.

Recent Developments in Emerald Lakes PUD

Our read on what is being built around Emerald Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a gated, value-oriented west Cocoa community with a mix of single-family and townhomes, where the home type, the lot, and the right HOA drive outcomes. Watch central Brevard growth and Cocoa-area reinvestment against the established stock's age and the need to comp within product type, and confirm every fee layer.

Gated, value-oriented west Cocoa location

Ongoing
BullishNotable impact
SignificanceRadius: Community

A gated community at a value-oriented west Cocoa price point supports demand from budget-conscious buyers, with I-95 access.

Mixed product types require careful comps

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Single-family and townhomes carry different HOA structures and resale dynamics, so comps must stay within the product type.

Cocoa-area reinvestment, including Cocoa Village

2025
BullishMinor impact
SignificanceRadius: Area

Sustained reinvestment across Cocoa, including the historic village, supports the wider area's appeal.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Emerald Lakes PUD, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. June 2025
    Development

    Cocoa Village reinvestment and waterfront improvements

    Space Coast Daily reported in June 2025 that waterfront and parking improvements around historic Cocoa Village were advancing, part of sustained reinvestment across the City of Cocoa that supports demand in the wider area including west Cocoa communities like Emerald Lakes. Why it matters: Cocoa-area reinvestment supports the wider market, a modest positive for value-oriented west Cocoa communities. It does not replace per-home and per-product diligence. Source

Development alerts for Emerald Lakes PUDGet a short monthly email when something new is approved, funded, or opens near Emerald Lakes PUD.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Emerald Lakes, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the home type first. Establish whether the home is single-family or a townhome, since the HOA structure, inclusions and resale differ.

2

Confirm the HOA dues and inclusions for that specific product type in writing, and verify any CDD or district assessment on the tax bill.

3

Read the systems age for established homes; get the roof, AC and water-heater age and any updates.

4

Comp by home type and lot, single-family to single-family and townhome to townhome, not across the whole community.

5

Weigh against other Cocoa communities like Windward Preserve on product, dues and setting.

Best Buy
A well-kept home of the type you want on a preferred lake or interior lot, comped within its product type, with the HOA confirmed.
Biggest Risk
Comping a townhome against single-family or vice versa, or budgeting the wrong HOA structure for the product type.
Best Lot
Lake lots hold premiums; interior lots are the value lane. Townhome end units can carry a small premium.
Smart Timing
In an established gated community, the right home of your preferred type appears periodically; confirm the HOA and comps first.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Emerald Lakes is a gated, established planned development (PUD) in west Cocoa (ZIP 32926), Brevard County, with a lake-laced layout and a reported mix of single-family homes and townhomes, with an active homeowners association. Home sizes span a wide roughly 1,500 to 3,800 square foot range reflecting the product mix. Confirm whether a home is single-family or townhome, the HOA dues and inclusions for that product type, verify any CDD per parcel, read the systems age, and confirm the plan, year built, lot and the school assignment by address with Brevard Public Schools, since details change.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: townhomes and smaller plans
$340K to $365K

Townhomes and smaller single-family plans, the entry door into a gated west Cocoa community. Confirm current pricing on the live listings below.

Lowest entry
Core: mid-size single-family
$365K to $380K

Mid-size single-family homes, the core of the community. Confirm current pricing on the live listings below.

Most inventory
High: larger plans and lake lots
$380K to $426K

The largest single-family plans and the best lake lots. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$340K to $365K
Entry: townhomes and smaller plans
Townhomes and smaller single-family plans, the entry door into a gated west Cocoa community. Confirm current pricing on the live listings below.
$365K to $380K
Core: mid-size single-family
Mid-size single-family homes, the core of the community. Confirm current pricing on the live listings below.
$380K to $426K
High: larger plans and lake lots
The largest single-family plans and the best lake lots. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Cocoa locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Emerald Lakes

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Emerald Lakes is easy to like for a gated west Cocoa value. The deal turns on the home type, the lot, and the right HOA structure, confirmed before you offer.

Jon Brooks · Founder, Momentum Realty
7.1B- · Buy Score
Resale Strength7.0/10
Renovation Risk7.0/10
Location Efficiency7.2/10
Long-Term Defensibility6.8/10
Carrying Cost Advantage7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Emerald Lakes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Space Coast MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Space Coast MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Space Coast MLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at Emerald Lakes PUD

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at Emerald Lakes PUD

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at Emerald Lakes PUD

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at Emerald Lakes PUD

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Emerald Lakes homesites trade. The exact premium depends on the specific home, the view, and the street.

Emerald Lakes in 15 seconds.

Best forBuyers who want a gated, value-oriented west Cocoa community with a lake-laced layout and a choice of single-family or townhome.
Strong onA gated entrance, a lake-laced layout, a mix of home types, and a value-oriented west Cocoa location with I-95 access.
WatchThe home type and its HOA structure. Confirm whether it is single-family or townhome, and the dues and inclusions for that product.
Sweet spotA well-kept home of your preferred type on a lake or preferred lot, comped within its product type.
Not forBuyers who want no-HOA ownership, a resort amenity campus, golf, or a waterfront address.

HOA, CDD & Fees

15-Second Take
  • Confirm whether the home is single-family or townhome
  • Confirm the HOA dues and inclusions for that product type
  • Verify any CDD or district assessment per parcel
  • Read the roof, AC and water heater age
  • Comp within the product type before you offer

We do not publish an HOA figure here because dues and inclusions change and differ by product type. Confirm the HOA dues and exactly what they include for single-family versus townhome, and verify any CDD or district assessment on the tax bill, with the association and the listing before you offer.

Reported inclusions vary by product: townhome dues often cover more exterior maintenance than single-family. Do not assume inclusions; confirm the current budget and exactly what is covered for the specific home type with the association.

There is no private country club here. This is a value-oriented gated community with a lake-laced layout rather than a high-amenity resort one. Confirm any current amenities with the listing.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Emerald Lakes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Windward Preserve, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Emerald Lakes home worth?

Get a no-obligation home value based on real comparable sales in Emerald Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Emerald Lakes PUD on the map →
Or get your Emerald Lakes PUD home value & selling guide →

Real comps, not a Zestimate.

Emerald Lakes Market Scorecard

Buyer-Leaning Market (limited data)

Emerald Lakes is currently a buyer-leaning market (limited data). About 4.5 months of supply, a median asking price of $395,000.

4.5
Months supply
$395,000
Median list
$367,500
Median sold
$187
Per sqft
n/a
Days on mkt
3/0/8
Active/Pend/Sold

Typical home value in the 32926 ZIP is $331,004, about 2.5% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Based on information from the Space Coast MLS for the period 2026 through 2026-06-18. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Emerald Lakes located?
A gated, established planned development in west Cocoa, FL (ZIP 32926), Brevard County, near the SR-520 and Clearlake Road corridors with I-95 access.
Is Emerald Lakes a gated community?
Area sources describe Emerald Lakes as a gated community with a lake-laced layout. Confirm the current gate and access status with the listing.
What kind of homes are in Emerald Lakes?
Area sources describe a mix of single-family homes and townhomes, with sizes spanning a wide roughly 1,500 to 3,800 square foot range. Confirm the specific home's type, size, year built and lot.
Does Emerald Lakes have single-family homes or townhomes?
Both are reported. The first thing to confirm on any home here is the type, since single-family and townhome ownership carry different HOA structures, inclusions and resale dynamics.
What does the HOA cost at Emerald Lakes?
We do not publish an HOA figure here because dues and inclusions change and differ by product type. Confirm the dues and inclusions for single-family versus townhome with the association before you offer.
Does Emerald Lakes have a CDD?
Verify any CDD or district assessment on the tax bill per parcel before you offer, since these are parcel-specific.
What amenities does Emerald Lakes have?
This is a value-oriented gated community with a lake-laced layout rather than a high-amenity resort one. Confirm any current community amenities with the listing and the association.
What does a home in Emerald Lakes cost?
We do not publish a price figure here. Pricing tracks the specific home, its type, lot and condition. Confirm current pricing on the live listings on this page; we pull exact comps within the product type before you offer.
What schools serve Emerald Lakes?
It is in Brevard Public Schools, with assignment by address in the west Cocoa area. Zoning can change, so confirm the current zoned campuses with the district.
How far is the beach from Emerald Lakes?
This is an inland west Cocoa community, roughly thirty to forty minutes from the Atlantic beaches by car depending on the route. Confirm your real drive at your real departure time.
Is Emerald Lakes a good value?
Area sources describe it as a reasonably priced, established gated west Cocoa community, which appeals to value buyers. We comp within the right product type so you can judge the actual home.
Is now a good time to buy in Emerald Lakes?
It depends on the specific home, its type and condition more than timing. We pull live inventory and comps so you can judge value on the actual property and the right HOA.
Do I need my own agent to buy in Emerald Lakes?
Yes. The listing agent works for the seller. Your own agent confirms the home type and HOA, verifies any CDD, comps within the product type, and negotiates for you. Momentum Realty represents you, not the seller.
You want a gated, value-oriented west Cocoa communityExcellent fit
You are open to either single-family or townhome ownershipExcellent fit
You value a lake-laced layout and an established communityExcellent fit
You will confirm the HOA for your specific product typeExcellent fit
You want I-95 access with a drive to the beaches and Cocoa VillageExcellent fit
You want a no-HOA, individual-ownership settingProbably not
You want a high-amenity resort campus or golfProbably not
You want a waterfront or beachside addressProbably not
You will not confirm the home type and its HOA structureProbably not
You want acreage or no-HOA privacyProbably not

Get the inside read on Emerald Lakes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Emerald Lakes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Emerald Lakes specialist will reach out personally, usually the same day.

Space Coast MLS logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.

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