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Harborside Gardens in Naples

Harborside Gardens
Condos for Sale in Naples, FL

By , Co-Founder, Momentum Realty · Updated October 20, 2026

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All 2,052 homes for sale in Naples, FL · median $429,000 · 294 homes for sale in 34103 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34103
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True comps, carrying-cost math, and listings before the portals.

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data13 years of closingsUpdated twice daily

As of October 2026, Harborside Gardens in Naples, FL has 2 homes for sale. Homes listed or recently sold were built 1968–1968; 3 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 4 ft).

Last 30 days in Harborside Gardens: 1 new listing (median asking $795,000). As of October 20, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Harborside Gardens Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Collier: 19% (1,017 of 5,466)
2 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year

Homes For Sale Right Now in Harborside Gardens

Live MLS inventory for Harborside Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 449 daysTop listing
$999,000
3 bd · 2 ba · 1,540 sqft · built 1968
3400 Gulf Shore BLVD N K2, Naples, 34103
Listed by Compass Florida LLC
Active · 0 days
$795,000
3 bd · 2 ba · 1,540 sqft · built 1968
3400 Gulf Shore BLVD N O1, Naples, 34103
Listed by Serhant-Naples
Active · 87 days
$499,000
2 bd · 2 ba · 1,397 sqft · built 1968
3400 Gulf Shore BLVD N L8, Naples, 34103
Listed by John R Wood Properties

Active and pending Harborside Gardens listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 29, 2026

Harborside Gardens is not a community with a deep, readable trend line right now. The most recent snapshot shows a single closing in the window we track, which means any price signal here is a data point, not a market. We do not have a median to lean on, and we are not going to manufacture one.

For a buyer or seller, that translates into a simple posture: treat every listing on its own terms. Pricing has to be built from comparable sales pulled from a wider radius and from the condition and specifics of the actual home, not from a community-level average that does not exist yet.

Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Harborside Gardens, in Naples (Collier County), is currently a low-volume community in the MLS feed, with no community amenities identified from active listings.

Florida Gulf Coast MLS sales records identify 6 homes in Harborside Gardens that have changed hands, built between 1968 and 1969 (median 1968), with a median living area of about 1,450 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Quick Match

Who Harborside Gardens is best for.

Best for

  • A buyer who has already identified a specific home here and is prepared to price it against outside comparables.
  • Someone comfortable doing extra diligence on amenities and condition rather than relying on a summarized listing sheet.
  • A seller who understands their home will likely be priced individually rather than against a strong local trend.

Probably not for

  • A buyer who wants a well-documented median price and sales trend before making an offer.
  • Someone specifically shopping for a defined amenity package, since none is currently identified in listings.
  • A buyer or seller who wants quick, high-volume market comparisons to lean on.
The Area Market

The market around Harborside Gardens

Harborside Gardens is too small for its own price trend, so here is the market around it.

In ZIP 34103, 294 homes are on the market and 14% are under contract — a slower corner of Naples.

Across Collier County, 4,449 homes are active and 1,017 pending (19% under contract).

In ZIP 34103 (Naples), 489 homes closed in the last 12 months at a median of $1.34M ($804/sq ft), down 0.6% year over year, with a median 94 days on market. Right now 213 active and 37 pending listings — a soft market. See the live ZIP 34103 housing market and the Collier County market.

ZIP and county figures describe the wider market, not Harborside Gardens specifically. Momentum Research analysis of MLS records.

Interactive Map

Harborside Gardens on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.

The Strategy

The Harborside Gardens buying strategy.

If we were buying in Harborside Gardens today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harborside Gardens.

The Quick Decision
Best Buy
Buyers comfortable pricing off a broader comparable set rather than a community median.
Biggest Risk
Thin data means pricing confidence is lower than in higher-volume communities.
Sweet Spot
A buyer or seller willing to verify amenities and condition directly rather than rely on listing summaries.
Avoid If
You need a well-established price trend or a defined amenity package before making a decision.
The Deep Dive

A community with thin data, not a hidden signal

With only one closing recorded in the current window, Harborside Gardens does not yet support the kind of pricing pattern we can point to with confidence in most Northeast Florida communities. That is not a red flag, it is just a fact about volume: fewer transactions means less market feedback to work from.

The listing data also does not surface a defined set of community amenities. That could mean the community genuinely has none of note, or it could mean amenities exist but are not something MLS listings have flagged. Either way, a buyer should confirm amenity details directly rather than assume them from the listing record.

“

The location and the amenities are priced into every listing in Harborside Gardens. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

In a community with limited transaction history, the value of an agent is in knowing what is not in the data as much as what is. We will tell you plainly when Harborside Gardens does not have enough recent sales to price with confidence, and we will build a comparison set from outside the community when that is what the situation calls for.

The 15-Second Verdict

Harborside Gardens in 15 seconds.

Best forBuyers comfortable pricing off a broader comparable set rather than a community median.
Biggest advantageLow competition from other active buyers, given the current volume.
Biggest riskThin data means pricing confidence is lower than in higher-volume communities.
Sweet spotA buyer or seller willing to verify amenities and condition directly rather than rely on listing summaries.
Avoid ifYou need a well-established price trend or a defined amenity package before making a decision.

What it really costs to own in Harborside Gardens Condos for Sale

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $4,055/yr across 6 listings here (MLS tax records, 2026-10-20).
Home and flood insuranceThe average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1968 across 6 listings. An original roof here would be about 58 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Harborside Gardens Condos for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Harborside Gardens Condos for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harborside Gardens Condos for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harborside Gardens Condos for Sale in Naples, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harborside Gardens Condos for Sale in Naples, FL.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Harborside Gardens buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxCollier County millage and the homestead picture.Rent vs buyThe breakeven on owning in Harborside Gardens.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harborside Gardens sales matched to your home.

Selling in Harborside Gardens

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Harborside Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Harborside Gardens home worth?

Get a no-obligation home value based on real comparable sales in Harborside Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Naples →

Real comps, not an automated estimate.
The Verdict

Should you buy in Harborside Gardens?

An honest fit check. We will tell you when it is not your community.

A buyer who has already identified a specific home here and is prepared to price it against outside comparables.Excellent fit
Someone comfortable doing extra diligence on amenities and condition rather than relying on a summarized listing sheet.Excellent fit
A seller who understands their home will likely be priced individually rather than against a strong local trend.Excellent fit
A buyer who wants a well-documented median price and sales trend before making an offer.Probably not
Someone specifically shopping for a defined amenity package, since none is currently identified in listings.Probably not
A buyer or seller who wants quick, high-volume market comparisons to lean on.Probably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026)
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (33 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Harborside Gardens

Where is Harborside Gardens?

Harborside Gardens is a community in Naples, Collier County, Florida, ZIP 34103.

Are there homes for sale in Harborside Gardens right now?

Yes — 2 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Harborside Gardens have an HOA or CDD?

No HOA is on record for Harborside Gardens in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Housing distress & ownership in Harborside Gardens, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 14 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-10-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Harborside Gardens Right Now (3)

All 3 active and pending Harborside Gardens listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Harborside Gardens with Momentum Realty’s local guides.

Harborside West0.1 mi away · median $540K, 3 sales/12 mo3G3300 Gulf Shore0.1 mi awayMadrid Club0.1 mi away · median $695K, 6 sales/12 moImperial Club0.1 mi away · median $599K, 3 sales/12 moWaldorf0.2 mi away · 1 for saleRegency Towers (Collier)0.2 mi away · median $1.76M, 4 sales/12 moLa Maison Club0.2 mi away · median $1.53M, 4 sales/12 moCoquina Club0.2 mi away · median $648K, 4 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Harborside Gardens? 1 recorded closings (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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