Harmony Nbhd F
Homes for Sale in Harmony, FL
All 47 homes for sale in Harmony, FL · median $378,900 · 47 homes for sale in 34773 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $495,000, $144 per square foot, a median 51 days on market, sellers accepting 96% of original asking (+17% versus the prior year). Homes listed or recently sold were built 2017–2018; 3 of 3 report an HOA (median $9/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 77 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $7,540 ($6,940 with the full homestead exemption).
Part of Harmony, Harmony, FL — see all Harmony homes for sale (18 listings across 9 sections in the MLS).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (161 listings across 45 villages and sections in the MLS).
Harmony Nbhd F is pricing on a small, thin sample right now — only four closings in the current window — so treat the $484,000 median as a directional signal, not a hard ceiling or floor. At $162.94 per square foot, value here is still tied closely to condition and finish level rather than any broad neighborhood premium.
A median 31.5 days on market says these homes are moving at a reasonable, unhurried pace — not stale, not frantic. The 13.1% year-over-year change is notable, but with only four closings behind it, it reflects a small number of transactions moving the number, so sellers should price off comparable condition rather than assuming that trend line holds on the next sale, and buyers should negotiate on the merits of the specific home in front of them.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Harmony Nbhd F right now
🟢 Still climbing. The trailing-12-month median ($495K) is up 17.2% from the prior 12 months ($422K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (3 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harmony Nbhd F market snapshot (as of September 12, 2026): the median sale price is about $495K ($144 per sq ft over the trailing 12 months of closed sales), and a median 51 days on market for closed sales. The trailing-12-month median is up 17% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 34773 (Harmony), 677 homes closed in the last 12 months at a median of $412K ($213/sq ft), up 1.2% year over year, with a median 54 days on market. Right now 120 active and 41 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 34773 housing market and the Osceola County market.
Stellar MLS sales records identify 6 homes in Harmony Nbhd F that have changed hands since 2025, built between 2016 and 2018 (median 2017), with a median living area of about 2,763 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in Harmony Nbhd F across 2024–2025 (4 in 2024, 3 in 2025), median $475,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Harmony Nbhd F sits within the broader Harmony community in Osceola County, an established master-planned area, though current MLS activity here reflects a small, low-volume slice of that footprint rather than a high-turnover pocket.
Who Harmony Nbhd F is best for.
Best for
- Buyers targeting a purchase near the $484,000 median who are comfortable evaluating each home on its own condition rather than a broad trend
- Buyers who prioritize a steadier, roughly month-long buying process over a fast-moving bidding environment
- Sellers with a well-maintained, move-in-ready home who want a pricing strategy built on the most recent comparable sale, not an average
Probably not for
- Buyers who want confirmed on-site amenities like a pool or clubhouse as part of the purchase decision
- Buyers or sellers who need a large pool of recent comparable sales to feel confident in a price
- Investors expecting a fast-turnover resale market based on high closing volume
Homes For Sale Right Now in Harmony Nbhd F
Live MLS inventory for Harmony Nbhd F. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Harmony Nbhd F listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. Tap any home to ask about it.
Harmony Nbhd F on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The Harmony Nbhd F buying strategy.
If we were buying in Harmony Nbhd F today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harmony Nbhd F.
A small sample, real signal
With just four closings feeding the current snapshot, Harmony Nbhd F is not a segment where you can lean on statistical certainty — every closing here carries outsized weight on the median. That's not a knock on the neighborhood; it's simply the reality of a smaller enclave within Harmony, and it means each new sale should be read individually rather than assumed to confirm a broader trend.
No specific community amenities are currently identified from MLS listings for this segment, so buyers evaluating lifestyle features — pools, trails, clubhouse access — should confirm directly what applies to a given address rather than assuming amenities tied to the wider Harmony development carry over automatically to this pocket.
The location and the amenities are priced into every listing in Harmony Nbhd F. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a segment with only a handful of recent closings, pricing strategy has to be built comparable-by-comparable rather than off a broad market curve — that's where a close, current read on the actual transactions matters more than a general Harmony-wide average.
Harmony Nbhd F in 15 seconds.
What it really costs to own in Harmony Nbhd FHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| CDD / special assessments | Listings here report a median of $3,445/yr in CDD or special-district assessments on the tax bill (3 listings, MLS, 2026-10-24). The amount is per lot and set by the district: confirm it on the parcel's TRIM notice. |
|---|---|
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $111/year across 4 listings (2026-10-24), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
| Home and flood insurance | The average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2017 across 3 listings. An original roof here is about 9 years old: still inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage. |
Email me new listings in Harmony Nbhd FHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Harmony Nbhd FHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harmony Nbhd FHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues in MLS listings look inconsistent here (median entry $111/year across 4 listings). Confirm the current dues with the association
- Any club/amenity membership is billed separately
MLS listings here mostly enter association dues as billed annually, but the median entry is only $111 a year across 4 records, which usually means a quarterly or monthly amount was entered as annual. Ask the association or the listing agent for the current dues and what they cover before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harmony Nbhd F buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harmony Nbhd F sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harmony Nbhd F, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harmony Nbhd F home worth?
Get a no-obligation home value based on real comparable sales in Harmony Nbhd F, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Harmony →
Recently off market in Harmony Nbhd F
Homes in Harmony Nbhd F that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 3130 Dark Sky Drive · off market
Last 30 days in Harmony Nbhd F: 1 closed sale (median $375,000). As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Harmony, Osceola County, FL · ZIP 34773 |
|---|---|
| Homes in the community | 83 (FL DOR 2025 assessment roll) |
| Years built | 2014–2018 (median 2017) |
| Typical living area | 2,850 sq ft (median) |
| Amenities listed by sellers | Pool, Basketball Court, Deed Restrictions, Dog Park, Fitness Center, Golf |
| Sale prices, last 12 months | $495,000 median across 3 closed sales · $144 per sq ft · +17.2% vs the prior 12 months |
| Days on market (closed sales) | 51 median |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 86% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harmony Nbhd F key facts,” movewithmomentum.com/neighborhoods/harmony-nbhd-f, data as of September 20, 2026.
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Harmony guides & data
- Market data
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- Gated communities guide
- Real estate agents
Florida buyer guides
29% of homes for sale in ZIP 34773 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
Harmony Nbhd F Market Scorecard
Harmony Nbhd F is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Harmony Nbhd F?
How long do homes in Harmony Nbhd F take to sell?
Who is the best real estate agent for Harmony Nbhd F?
How do I find a top Harmony real estate agent who knows Harmony Nbhd F?
Can Momentum Realty connect me with an agent for Harmony Nbhd F?
Where is Harmony Nbhd F, and what county is it in?
Should you buy in Harmony Nbhd F?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2024 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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