Harmony Nbrhd O
Homes for Sale in Harmony, FL
All 42 homes for sale in Harmony, FL · median $385,000 · 39 homes for sale in 34773 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 3 closed sales in Harmony Nbrhd O-1 in Harmony, FL since 2022, the most recent in November 2025. Across Harmony as a whole, 55 homes closed in the last 12 months at a median of $414,990, 40 median days on market, with 8 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (147 listings across 42 villages and sections in the MLS).
Part of Harmony Nbrhd, Harmony, FL — see all Harmony Nbrhd homes for sale (1 listing across 4 sections in the MLS).

Harmony Nbrhd O is a small, tightly-built pocket of 64 homes, all constructed within a narrow 2017-2020 window and carrying a median build year of 2018. That consistency matters more than any single stat here: buyers are looking at a set of homes with similar construction methods, similar systems age, and similar expected maintenance timelines, which narrows the usual guesswork on condition-driven price spread.
The homestead share sits at 84.4%, a high owner-occupancy rate for a subdivision this size. That points to a market where homes tend to be held and lived in rather than cycled as rentals, which typically means fewer listings at any given time and a slower, more deliberate pace of turnover. Sellers here should expect buyers who are comparison-shopping against a small, homogeneous pool, not a wide range of eras and price points.
Nearby homes for sale
No active listings inside Harmony Nbrhd O-1 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A compact, recently built section of Harmony where nearly every home shares the same construction era, giving buyers an unusually consistent baseline for comparing condition and layout rather than vintage.
Stellar MLS sales records identify 6 homes in Harmony Nbrhd O that have changed hands since 2020, built between 2018 and 2019 (median 2019), with a median living area of about 2,090 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harmony Nbrhd O is best for.
Best for
- Buyers who want a home built within the last several years without shopping a mixed-vintage resale market
- Buyers prioritizing consistent square footage and construction era over amenity access
- Buyers comfortable with a smaller, less liquid resale pool in exchange for build consistency
Probably not for
- Buyers who require confirmed community amenities like a pool or clubhouse as part of the purchase
- Buyers who want a wide selection of homes to compare across different eras or price points
- Buyers expecting fast turnover or a large number of active listings to choose from at any time
The market around Harmony Nbrhd O
Harmony Nbrhd O is too small for its own price trend, so here is the market around it.
In ZIP 34773, 187 homes are on the market and 27% are under contract — a steady corner of Harmony.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34773 (Harmony), 677 homes closed in the last 12 months at a median of $414K ($213/sq ft), up 1.0% year over year, with a median 55 days on market. Right now 117 active and 39 pending listings put supply at about 3.2 months — a balanced market. See the live ZIP 34773 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Harmony Nbrhd O specifically. Momentum Research analysis of MLS records.
The Harmony Nbrhd O buying strategy.
If we were buying in Harmony Nbrhd O today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harmony Nbrhd O.
A Narrow-Vintage Micro-Market
With only 64 homes and a four-year build window, Harmony Nbrhd O behaves less like a typical neighborhood-wide market and more like a single-phase release still working through resale. Median living space runs 2,656 square feet, which puts most homes here in a similar footprint bracket, so differentiation tends to come down to lot position, floor plan, and finish level rather than dramatic size swings.
Current MLS listings do not identify community amenities for this section, so buyers evaluating recreation, pool, or clubhouse access should confirm directly what is available through any broader Harmony community structure rather than assuming this specific section carries those features on its own.
The location and the amenities are priced into every listing in Harmony Nbrhd O. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this small, with a narrow build-year range and a high owner-occupancy rate, pricing precedent is thin and every closed sale carries more weight than it would in a larger, more liquid market. We track those individual sales closely so pricing conversations are grounded in what has actually happened here, not in assumptions carried over from the wider Harmony area.
Harmony Nbrhd O in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $9/month · median of 3 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $9 per month — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harmony Nbrhd O buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harmony Nbrhd O sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harmony Nbrhd O, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harmony Nbrhd O home worth?
Get a no-obligation home value based on real comparable sales in Harmony Nbrhd O, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Harmony →
Should you buy in Harmony Nbrhd O?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harmony Nbrhd O fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Harmony Nbrhd O
Where is Harmony Nbrhd O?
Harmony Nbrhd O is a community in Harmony, Osceola County, Florida, ZIP 34773.
Are there homes for sale in Harmony Nbrhd O right now?
No active listings inside Harmony Nbrhd O at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harmony Nbrhd O have an HOA or CDD?
No HOA is on record for Harmony Nbrhd O in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Harmony Nbrhd O with Momentum Realty’s local guides.
Harmony Nbrhd O 1 Market Scorecard
Harmony Nbrhd O 1 is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






