Harmony Nbrhd O
Homes for Sale in Harmony, FL
All 47 homes for sale in Harmony, FL · median $378,900 · 47 homes for sale in 34773 · Osceola County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 3 closed sales in Harmony Nbrhd O-1 in Harmony, FL since 2022, the most recent in November 2025. Across Harmony as a whole, 54 homes closed in the last 12 months at a median of $414,990, 39 median days on market, with 44 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Part of the Harmony master-planned community in St. Cloud, FL — see all Harmony homes for sale (161 listings across 45 villages and sections in the MLS).
Part of Harmony Nbrhd, Harmony, FL — see all Harmony Nbrhd homes for sale (0 listings across 4 sections in the MLS).

Harmony Nbrhd O is a small, tightly-built pocket of 64 homes, all constructed within a narrow 2017-2020 window and carrying a median build year of 2018. That consistency matters more than any single stat here: buyers are looking at a set of homes with similar construction methods, similar systems age, and similar expected maintenance timelines, which narrows the usual guesswork on condition-driven price spread.
The homestead share sits at 84.4%, a high owner-occupancy rate for a subdivision this size. That points to a market where homes tend to be held and lived in rather than cycled as rentals, which typically means fewer listings at any given time and a slower, more deliberate pace of turnover. Sellers here should expect buyers who are comparison-shopping against a small, homogeneous pool, not a wide range of eras and price points.
Figures in this note are as of July 21, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Harmony Nbrhd O-1 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A compact, recently built section of Harmony where nearly every home shares the same construction era, giving buyers an unusually consistent baseline for comparing condition and layout rather than vintage.
Stellar MLS sales records identify 6 homes in Harmony Nbrhd O that have changed hands since 2020, built between 2018 and 2019 (median 2019), with a median living area of about 2,090 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Harmony Nbrhd O across 2024–2025 (2 in 2024, 3 in 2025), median $425,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harmony Nbrhd O is best for.
Best for
- Buyers who want a home built within the last several years without shopping a mixed-vintage resale market
- Buyers prioritizing consistent square footage and construction era over amenity access
- Buyers comfortable with a smaller, less liquid resale pool in exchange for build consistency
Probably not for
- Buyers who require confirmed community amenities like a pool or clubhouse as part of the purchase
- Buyers who want a wide selection of homes to compare across different eras or price points
- Buyers expecting fast turnover or a large number of active listings to choose from at any time
The market around Harmony Nbrhd O
Harmony Nbrhd O is too small for its own price trend, so here is the market around it.
In ZIP 34773, 187 homes are on the market and 27% are under contract — a steady corner of Harmony.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34773 (Harmony), 677 homes closed in the last 12 months at a median of $412K ($213/sq ft), up 1.2% year over year, with a median 54 days on market. Right now 120 active and 41 pending listings put supply at about 3.3 months — a balanced market. See the live ZIP 34773 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Harmony Nbrhd O specifically. Momentum Research analysis of MLS records.
The Harmony Nbrhd O buying strategy.
If we were buying in Harmony Nbrhd O today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harmony Nbrhd O.
A Narrow-Vintage Micro-Market
With only 64 homes and a four-year build window, Harmony Nbrhd O behaves less like a typical neighborhood-wide market and more like a single-phase release still working through resale. Median living space runs 2,656 square feet, which puts most homes here in a similar footprint bracket, so differentiation tends to come down to lot position, floor plan, and finish level rather than dramatic size swings.
Current MLS listings do not identify community amenities for this section, so buyers evaluating recreation, pool, or clubhouse access should confirm directly what is available through any broader Harmony community structure rather than assuming this specific section carries those features on its own.
The location and the amenities are priced into every listing in Harmony Nbrhd O. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this small, with a narrow build-year range and a high owner-occupancy rate, pricing precedent is thin and every closed sale carries more weight than it would in a larger, more liquid market. We track those individual sales closely so pricing conversations are grounded in what has actually happened here, not in assumptions carried over from the wider Harmony area.
Harmony Nbrhd O in 15 seconds.
Email me new listings in Harmony Nbrhd OHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Harmony Nbrhd OHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harmony Nbrhd OHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $108/year (about $9/month) · median of 32 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $108 a year ($9 a month) — the median AssociationFee across 32 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harmony Nbrhd O buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harmony Nbrhd O sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harmony Nbrhd O, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harmony Nbrhd O home worth?
Get a no-obligation home value based on real comparable sales in Harmony Nbrhd O, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Harmony →
Should you buy in Harmony Nbrhd O?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in Harmony Nbrhd O 1
Development, infrastructure, retail, and school activity affecting Harmony Nbrhd O 1, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Orange County commissioners approve Tuscana land use plan in Shingle Creek Basin on 4-3 vote
Commissioners voted 4-3 to approve the Tuscana land use application from Shingle Creek Co-Owners LLC and Geyer Development, reversing a unanimous rejection in May 2025. The plan includes more than 1,000 hotel rooms, about 4,000 apartments and commercial buildings, with conditions for a raised road, flood mitigation and wetland protection. The developer projects thousands of jobs at full build-out.
What it may mean for the marketThe approval could add substantial rental housing, hotel capacity and commercial space in the Shingle Creek area, while flood-mitigation conditions will shape how and when it is built. The site is about 9 miles northeast of Harmony Nbrhd O 1.
Source: Spectrum News 13 - September 2026Infrastructure
CFX holds public meetings on 14-mile toll road through part of Split Oak Forest
The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.
What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The project is about 23 miles east of Harmony Nbrhd O 1, elsewhere in Osceola County.
Source: Spectrum News 13 - August 2026Retail & Dining
Plans for Mattel indoor water park near Lake Buena Vista Factory Stores expand to 13 acres
Updated plans for the site off State Road 535 show a 95,000-square-foot indoor water park designed by Martin Aquatic, a separate 45,000-square-foot entertainment building and nearly 900 parking spaces. The tower height rises to as much as 100 feet and still needs Orange County approval. About 200 jobs are expected, and no opening date has been announced.
What it may mean for the marketThe project would add visitor attractions, dining and roughly 200 jobs near the State Road 535 corridor, with added traffic and parking demand nearby. The site is about 8 miles north of Harmony Nbrhd O 1.
Source: FOX 35 Orlando - August 2026Civic
St. Cloud council approves $6.7 million downtown apartment and parking garage agreement
The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.
What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The project is about 17 miles east of Harmony Nbrhd O 1, elsewhere in Osceola County.
Source: Spectrum News 13
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Harmony Nbrhd O fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Harmony Nbrhd O
Where is Harmony Nbrhd O?
Harmony Nbrhd O is a community in Harmony, Osceola County, Florida, ZIP 34773.
Are there homes for sale in Harmony Nbrhd O right now?
No active listings inside Harmony Nbrhd O at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Harmony Nbrhd O have an HOA or CDD?
No HOA is on record for Harmony Nbrhd O in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Harmony & Kissimmee, St. Cloud & Osceola County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Kissimmee, St. Cloud & Osceola County or the full Neighborhood Finder.
| Location | Harmony, Osceola County, FL · ZIP 34773 |
|---|---|
| Homes in the community | 64 (FL DOR 2025 assessment roll) |
| Years built | 2017–2020 (median 2018.0) |
| Typical living area | 2,656 sq ft (median) |
| Amenities listed by sellers | Basketball Court, Deed Restrictions, Dog Park, Fitness Center, Golf, Golf Carts OK |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 84% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harmony Nbrhd O key facts,” movewithmomentum.com/neighborhoods/harmony-nbrhd-o-1, data as of September 20, 2026.
More Harmony home searches
- All homes for sale in Harmony, FL
- Homes for sale in Osceola County, FL
- Gated communities in Harmony
- Harmony golf course homes
- Homes from $300K to $500K in Harmony
- 4-bedroom homes for sale in Harmony
- Harmony home values: what is my house worth?
- ZIP 34773 housing scorecard
- 15 coming-soon communities in Osceola County
Harmony guides & data
- Market data
- Cost of living
- Best neighborhoods
- New construction
- Gated communities guide
- Real estate agents
Florida buyer guides
Nearby Communities
Explore more neighborhoods near Harmony Nbrhd O with Momentum Realty’s local guides.
Harmony Nbrhd O 1 Market Scorecard
Harmony Nbrhd O 1 is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34773 ZIP is $383,619, about 19.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






