Ivy
Lakes Homes for Sale in St. Johns, FL

Established St. Johns (Fruit Cove) resale market · St. Johns · ZIP 32259

An established single-family resale community built around interior lakes in the St. Johns (Fruit Cove) area of St. Johns County, dating to the late 1990s, off the Race Track Road corridor.

Established resaleSt. Johns, St. Johns County3 to 5 bedrooms
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a settled resale community built out from the late 1990s, not a new-construction release. A fixed pool of existing homes means condition, lot, and updates drive value more than one headline number. Verify specifics by address.
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Unlock Off-Market Ivy Lakes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Ivy Lakes is a fixed-inventory resale community in the St. Johns County growth corridor, built starting around 1997 around a series of interior lakes. Because no new phases are being released, the market here behaves like any established resale neighborhood: value is set by condition, lot position relative to the lakes, and updates on the individual home, not by builder pricing. The location thesis is the Race Track Road / CR-210 corridor in the Fruit Cove area, within reach of I-95 and a reasonable drive to both Jacksonville and historic St. Augustine. Confirm the current HOA dues, verify there is no CDD on the specific parcel, and get a bindable insurance quote before you commit."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Ivy Lakes is an established single-family resale community in the St. Johns (Fruit Cove) area of St. Johns County, off the Race Track Road / CR-210 corridor. The community dates to around 1997, built around a series of interior lakes, with homes generally reported at about 1,954 to 3,273 square feet and 3 to 5 bedrooms; verify the exact size and lot type by address.

Because Ivy Lakes is fully built out, this market behaves like a fixed-inventory resale neighborhood rather than a builder release: the pool of homes does not grow, and value is driven by a home's condition, its lot position relative to the interior lakes, and any updates, rather than by new-phase pricing. The community carries a homeowners association reported to run low dues; no dedicated clubhouse or pool was identified, so confirm current common-area upkeep and the exact dues figure with the HOA before you buy.

The bigger picture is location. Ivy Lakes sits in the St. Johns County growth corridor along Race Track Road, within a reasonable drive of I-95, giving access to both the Jacksonville job market and historic Downtown St. Augustine. Weigh the age of an individual home's roof and systems, Florida homeowners insurance costs, and confirmed HOA dues against that location.

Best for

  • Buyers who want an established, fully built-out resale community in the St. Johns (Fruit Cove) growth corridor
  • Buyers who value lake-adjacent lots without golf course or country club dues
  • Buyers comparing a smaller, lower-HOA resale neighborhood against larger master-planned communities nearby

Probably not for

  • Buyers who need new construction with a builder warranty
  • Buyers who want a full amenity package such as a clubhouse, fitness center, or community pool
  • Buyers who need a verified golf course or private club amenity within the community

How Ivy Lakes is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Ivy Lakes update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Ivy Lakes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Ivy Lakes buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

I-95 at Race Track Road / CR-21010 to 15 min · approximate
St. Johns Town Center20 to 25 min · approximate
Downtown Jacksonville30 to 35 min · approximate
Historic Downtown St. Augustine20 to 25 min · approximate
Jacksonville International Airport (JAX)35 to 45 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near IvyLakes Homes for Sale in St with Momentum Realty’s local guides.

MLMallard Landing Homes for Sale in StSt. Johns, FL · 0.5 miThe Colony at Greenbriar Homes for Sale in Fruit Cove, FLThe Colony at Greenbriar Homes for Sale in Fruit Cove, FLFruit Cove, FL · 0.5 miCHCunninghamHideaway Homes for Sale in StSt. Johns, FL · 0.6 miPHPineCrossing Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 miSHStirlingBridge Homes for Sale in StSt. Johns, FL · 0.8 miSouthern Creek Homes for Sale in StSouthern Creek Homes for Sale in StSt. Johns, FL · 0.9 miAberdeen Homes for Sale in StAberdeen Homes for Sale in StSt. Johns, FL · 1.0 miSHSouthbridge Homes for Sale in StSt. Johns, FL · 1.1 miOrangedale Homes for Sale in StOrangedale Homes for Sale in StSt. Johns, FL · 1.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Ivy Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Ivy Lakes is served by St. Johns County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Creekside High School (St. Johns County School District); verify by address

Middle

Fruit Cove Middle School (verify by address)

Elementary

Cunningham Creek Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Ivy Lakes address.

The takeaway

The story here is a settled, fixed-inventory resale community that continues to benefit from ongoing growth in the St. Johns County corridor along Race Track Road and CR-210.

Recent Developments in Ivy Lakes

Our read on what is being built around Ivy Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for an established, fully built-out resale community. Upside comes from continued St. Johns County growth and demand for the Fruit Cove area; the main things to watch are Florida homeowners insurance costs and the age of individual homes' systems.

St. Johns County growth corridor

2020s
BullishNotable impact
SignificanceRadius: County

St. Johns County has been among Florida's faster-growing counties in recent years, with continued development along the Race Track Road and CR-210 corridor supporting everyday demand for established resale communities like Ivy Lakes.

Florida homeowners insurance costs

Ongoing
BearishNotable impact
SignificanceRadius: Region

Florida homeowners insurance premiums remain a significant carrying cost statewide. Get a bindable quote for the specific home, factoring in roof age and any recent updates, before you commit to a purchase.

Fixed-inventory resale market

Evergreen
NeutralNotable impact
SignificanceRadius: Community

With the community fully built out since the late 1990s, inventory turns over only as individual owners list resale homes rather than through a builder release schedule. Pricing and availability depend on the condition, lot, and updates of the specific homes on the market at any given time.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Ivy Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Ivy LakesGet a short monthly email when something new is approved, funded, or opens near Ivy Lakes.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Ivy Lakes, this is the order of operations we would run, and the one we run for our clients.

    1

    Confirm the current HOA name, management, and dues amount in writing before you make an offer.

    2

    Verify whether the specific parcel carries a CDD assessment on the St. Johns County Property Appraiser's tax record.

    3

    Get a bindable homeowners insurance quote for the specific home, since St. Johns County insurance costs vary by roof age and updates.

    4

    Verify the exact zoned elementary, middle, and high school for the address with the St. Johns County School District, since attendance zones can change.

    5

    Have a licensed inspector check the roof and major systems age on the specific home, since Ivy Lakes homes date to the late 1990s.

    Best Buy
    A well-maintained, updated home with confirmed roof and systems age and a clear HOA dues figure.
    Biggest Risk
    Buying an original-condition home from the community's oldest phase without verifying roof and systems age first.
    Best Lot
    Compare interior lots against any homesites directly on the lakes; confirm lot type and any lake-frontage premium by address.
    Smart Timing
    Resale-driven; availability depends on what individual owners list, not a builder release schedule.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established resale (single-family)

    Era

    Built starting around 1997 (verify by address)

    Size range

    About 1,954 to 3,273 sq ft (community sources, verify by address)

    Bedrooms

    3 to 5 (verify by address)

    Costs & Fees

    HOA

    Yes, reported as a low-dues association (confirm current amount)

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary homes

    Amenities

    Marketed

    No dedicated clubhouse or pool identified; appears to be a smaller established subdivision built around interior lakes

    Status

    Confirm current common-area upkeep and dues directly with the HOA

    Location

    Area

    St. Johns (Fruit Cove area), St. Johns County, off the Race Track Road / CR-210 corridor

    I-95 access

    About 10 to 15 min (approximate)

    Historic Downtown St. Augustine

    About 20 to 25 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at the smaller plans in the community, closer to the reported 1,954 square foot low end, on interior lots away from the lakes.

    Lowest entry
    The Core

    In the core of the market you find mid-size single-family homes, which make up much of the community's typical resale inventory.

    Most inventory
    The Top

    At the top are the larger homes, up to about 3,273 square feet, generally on lots with direct lake frontage. Verify the exact size and lot type on the specific home.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at the smaller plans in the community, closer to the reported 1,954 square foot low end, on interior lots away from the lakes.
    The Core
    In the core of the market you find mid-size single-family homes, which make up much of the community's typical resale inventory.
    The Top
    At the top are the larger homes, up to about 3,273 square feet, generally on lots with direct lake frontage. Verify the exact size and lot type on the specific home.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVaries by home
    Roof and systems ageVerify by address
    Renovation upsideCase by case
    HOA-maintained common areasConfirm current condition
    Established resale marketFully built out

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Ivy Lakes

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a builder price sheet, it is knowing the individual home: its condition, its lot, and its true carrying costs.

    Jon Brooks · Founder, Momentum Realty
    6.6B- · Buy Score
    Resale Strength6.2/10
    Renovation Risk6.0/10
    Location Efficiency7.0/10
    Long-Term Defensibility6.0/10
    Carrying Cost Advantage6.6/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Ivy Lakes is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Homes date to around 1997; roof and major systems age is the key thing to verify.
    • Lots with direct lake frontage tend to carry a premium over interior lots.
    • A recently updated home commands a premium over an original-condition home of similar size.
    • No dedicated clubhouse or pool was identified; weigh the lower dues against the smaller amenity set.
    • Ask the HOA what current dues cover before you compare against larger nearby communities.

    In a fully built-out resale community like Ivy Lakes, the durable difference between two homes is condition, lot position, and updates rather than new-construction novelty. Because the community dates to the late 1990s, roof age, HVAC, and other systems can vary meaningfully from one home to the next, so a thorough inspection matters. Lots with direct frontage on the community's interior lakes tend to carry a premium over interior lots, and a well-maintained, updated home generally commands a premium over an original-condition home of similar size.

    Ivy Lakes in 15 seconds.

    Best forBuyers who want an established, lower-HOA resale home in the St. Johns (Fruit Cove) growth corridor.
    Biggest advantageLake-adjacent lots in a fully built-out community without golf course or country club dues.
    Biggest riskHomes date to the late 1990s, so roof and systems age vary; verify before you buy.
    Sweet spotAn updated home on a quieter interior or lake-adjacent lot with confirmed HOA dues.
    Avoid ifYou need new construction or a full amenity package such as a clubhouse or community pool.

    HOA, CDD & Fees

    15-Second Take
    • HOA yes, reported low dues; confirm the current amount in writing.
    • No CDD was identified, but confirm it on the parcel's tax record.
    • No dedicated clubhouse or pool identified; common areas center on the interior lakes.
    • Homes date to around 1997; verify roof and systems age by address.
    • Budget St. Johns County homeowners insurance as a real cost; get a bindable quote.

    Ivy Lakes has a homeowners association, reported to carry low dues. A current dues amount is not independently confirmed here; confirm the exact figure and what it covers with the HOA before you buy.

    Confirm in writing, but HOA dues in a community like this generally fund common-area upkeep, including the shared interior lakes. No dedicated clubhouse or pool was identified.

    There is no golf course or private country club within Ivy Lakes.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Ivy Lakes, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Markland, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Ivy Lakes home worth?

    Get a no-obligation home value based on real comparable sales in Ivy Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Ivy Lakes on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Ivy Lakes year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $2,612/mo
    St. Johns County typical true cost to own
    $115/mo
    St. Johns County typical home insurance
    No CDD
    No community development district bond

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Ivy Lakes are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Ivy Lakes a new-construction community?
    No. It is an established resale community that dates to around 1997, built around a series of interior lakes, and is fully built out.
    Where is Ivy Lakes located?
    It sits in the St. Johns (Fruit Cove) area of St. Johns County, off the Race Track Road / CR-210 corridor, ZIP 32259.
    How big are the homes?
    Homes generally run about 1,954 to 3,273 square feet with 3 to 5 bedrooms, per community sources. Verify the exact size and lot type on the specific home.
    Is there an HOA, and how much are the dues?
    Yes, there is a homeowners association, reported to carry low dues. A current dues amount is not independently confirmed here; confirm the exact figure and what it covers with the HOA before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this community, but CDD status is best confirmed on the specific parcel's tax record with the St. Johns County Property Appraiser before you rely on it.
    What amenities does the community have?
    No dedicated clubhouse or pool was identified. The community is built around a series of interior lakes, and the HOA maintains common areas; confirm current condition directly with the association.
    Is Ivy Lakes gated or age-restricted?
    There is no verified information that the community is gated, and it is not marketed as age-restricted or 55 plus. Confirm access details with the HOA.
    Is there a golf course inside Ivy Lakes?
    No. Ivy Lakes does not have a golf course or country club; its amenities center on the interior lakes and community common areas.
    What schools serve the community?
    It is in the St. Johns County School District. The zoned elementary, middle, and high schools should be verified by the specific address, since attendance zones in this part of St. Johns County can change.
    How close is Ivy Lakes to I-95?
    I-95 access via Race Track Road / CR-210 is about 10 to 15 minutes, approximate; verify current drive time from the specific address.
    What is the biggest risk of buying here?
    Homes date to around 1997, so roof and systems age vary by home. Verify the age of major systems on any specific home before you buy.
    How should I think about lot location in this community?
    Lots with direct frontage on the interior lakes tend to carry a premium over interior lots; confirm the lot type and any premium on the specific homesite.
    Should I get my own agent for a resale purchase here?
    Yes. Your own agent reviews the contract, comps, and the home's condition and disclosures, and represents your interests rather than the seller's.
    How current is the data on this page?
    The market figures come from live realMLS data and update regularly. Always confirm the exact price, condition, and availability directly before you make an offer.
    Who is the best real estate agent for Ivy Lakes?
    The best agent for Ivy Lakes is one who actively works St. Johns and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Ivy Lakes.
    How do I find a top St. Johns real estate agent who knows Ivy Lakes?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Ivy Lakes and the wider St. Johns area.
    Can Momentum Realty connect me with an agent for Ivy Lakes?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Ivy Lakes purchase or sale - no call center and no pressure.
    You want an established, lower-HOA resale home in the St. Johns (Fruit Cove) growth corridor.Excellent fit
    You value a lake-adjacent lot without golf course or country club dues.Excellent fit
    You are comfortable verifying roof and systems age on an individual resale home.Excellent fit
    You want reasonable access to both Jacksonville and historic St. Augustine.Excellent fit
    You want new construction with a builder warranty.Probably not
    You need a full amenity package such as a clubhouse, fitness center, or community pool.Probably not
    You are not able to verify the condition and systems age of an individual home before buying.Probably not
    You need a verified golf course or private country club amenity within the community.Probably not

    Get the inside read on Ivy Lakes

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Ivy Lakes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Ivy Lakes specialist will reach out personally, usually the same day.

    Median sale price in Ivy Lakes, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the St. Johns County market guide or every community in the Neighborhood Finder.

    Get my St. Johns County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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