Oak
Harbour Homes for Sale in St. Johns, FL

Established St. Johns County resale market · St. Johns · ZIP 32259

An established, mid-2000s single-family resale neighborhood in the ZIP 32259 corridor of St. Johns County, built for buyers who want a settled, already-landscaped home rather than new construction.

Established resaleSt. Johns, St. Johns County3 to 5 bedrooms
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a shardless fast-mode page. No live realMLS listings are attached yet for this neighborhood, so treat every figure below as general description, not a current market read, until inventory populates.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Oak Harbour is a straightforward, already-built resale neighborhood in one of St. Johns County's established mid-2000s pockets, inside the broader 32259 corridor that has drawn steady demand for its school assignments and its position between Jacksonville and St. Augustine. Because this page currently carries no live listing data, the honest starting point for any buyer or seller is a direct pull of current inventory and recent closings before drawing conclusions about price or pace."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Oak Harbour is an established, single-family resale neighborhood in St. Johns, in the ZIP 32259 corridor of St. Johns County. Secondary listing sources describe the community as dating to the mid-2000s, with homes generally running roughly 1,900 to 3,300 square feet and 3 to 5 bedrooms.

This page is currently shardless, meaning no live realMLS active, pending, or sold listings are attached for Oak Harbour specifically. That is a data gap, not a market read, so any pricing or pace conclusions should wait for a direct MLS pull or a conversation with a local agent who can pull current comps for the neighborhood.

The bigger picture is location. The 32259 ZIP sits between Jacksonville and St. Augustine in St. Johns County, a county that has drawn sustained demand tied in large part to its public school assignments, and that context is the most useful thing this fast-mode page can offer until fuller market data is attached.

Best for

  • Buyers who want an already-built, established resale home rather than new construction
  • Buyers targeting the St. Johns County School District's assignments for this ZIP
  • Commuters who split time between Jacksonville and St. Augustine

Probably not for

  • Buyers who want a brand-new home with a builder warranty
  • Buyers who need confirmed, published HOA dues or amenity details before they shop
  • Anyone relying on this page alone for current pricing, since no live listings are attached yet

How St. Johns is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Oak Harbour update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current St. Johns listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Oak Harbour buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Jacksonville25 to 35 min · approximate
St. Augustine historic district25 to 30 min · approximate
I-9510 to 15 min · approximate
Jacksonville International Airport40 to 50 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near OakHarbour Homes for Sale in St with Momentum Realty’s local guides.

SHSuttonHollow Homes for Sale in StSt. Johns, FL · adjacentTHTimberTrace Homes for Sale in Jacksonville, FLJacksonville, FL · adjacentGreenbriar Landing at The Landings (2026) Homes for Sale in Jacksonville, FLGreenbriar Landing at The Landings (2026) Homes for Sale in Jacksonville, FLJacksonville, FL · 0.3 miLDThe Landings & Del Webb StSaint Johns, FL · 0.3 miJulington Lakes Homes for Sale in StJulington Lakes Homes for Sale in StSt. Johns, FL · 0.4 miDurbin Crossing Homes for Sale in StDurbin Crossing Homes for Sale in StSt. Johns, FL · 0.8 miCelestina Homes for Sale in StCelestina Homes for Sale in StSt. Johns, FL · 1.1 miOakridge Landing Homes for Sale in StOakridge Landing Homes for Sale in StSt. Johns, FL · 1.3 miWorthington Park Homes for Sale in St Johns, FLWorthington Park Homes for Sale in St Johns, FLSt Johns, FL · 1.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
St. Johns (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

St. Johns is served by St. Johns County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Creekside High School (St. Johns County School District); verify by address

Middle

Switzerland Point Middle School (St. Johns County School District); verify by address

Elementary

Hickory Creek Elementary School (St. Johns County School District); verify by address

Buying with schools in mind? We can confirm the exact zoned schools for any St. Johns address.

The takeaway

The story around Oak Harbour is the broader St. Johns County growth and school-district story rather than anything specific to this one neighborhood, which has no news events tied to it in this fast pass.

Recent Developments in Oak Harbour

Our read on what is being built around St. Johns, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNeutral to positive on demand given the county's continued growth, tempered by the reality that this page currently has no live market data attached to confirm current pricing or pace.

St. Johns County growth

2020 to 2026
BullishNotable impact
SignificanceRadius: County

St. Johns County has been among Florida's fastest-growing counties for over a decade, with demand concentrated in ZIP corridors like 32259 that carry the county's public school assignments. Sustained growth generally supports resale demand in already-built neighborhoods.

Insurance and closing costs

2026
NeutralMinor impact
SignificanceRadius: Region

Northeast Florida homeowners insurance is a real line item to budget. Get a bindable quote for the specific home before you commit, since costs vary by roof age and construction.

No live inventory attached yet

2026
NeutralMajor impact
SignificanceRadius: Community

This is a shardless fast-mode page. No realMLS active, pending, or sold records are attached for Oak Harbour specifically, so current pricing and market pace cannot be read from this page yet.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Oak Harbour, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Oak HarbourGet a short monthly email when something new is approved, funded, or opens near Oak Harbour.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in St. Johns, this is the order of operations we would run, and the one we run for our clients.

    1

    Ask a local agent to pull current active, pending, and recently sold listings for Oak Harbour specifically, since this page carries no live MLS data yet.

    2

    Get the current HOA dues amount and what they cover in writing from the association or its management company.

    3

    Confirm whether any Community Development District applies to the specific parcel on the St. Johns County Property Appraiser's tax record.

    4

    Verify the exact zoned elementary, middle, and high school for the address with the St. Johns County School District, since attendance zones can change.

    5

    Get a bindable Florida homeowners insurance quote for the specific home before you make an offer.

    Best Buy
    An already-updated home in good condition, since this is a resale neighborhood without new-construction options.
    Biggest Risk
    Buying on this page's description alone before pulling current live listings for the neighborhood.
    Best Lot
    No lot-level pattern was identified in this fast pass; verify homesite specifics on the parcel record.
    Smart Timing
    Unclear from this page alone. Pull current days-on-market data before timing an offer.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale

    Built

    Mainly mid-2000s

    Size range

    About 1,900 to 3,300 sq ft

    Bedrooms

    3 to 5

    Costs & Fees

    HOA

    Yes, amount varies by listing; confirm with the association

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences

    Amenities

    Marketed

    No community-specific recreational amenities identified in this fast pass

    Status

    Confirm current shared facilities, if any, with the association

    Location

    Town

    St. Johns, St. Johns County

    Downtown Jacksonville

    About 25 to 35 min

    St. Augustine

    About 25 to 30 min

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at the smaller, original-condition homes in the neighborhood, closer to the lower end of the roughly 1,900 to 3,300 square foot range. Confirm year built and condition before you offer.

    Lowest entry
    The Core

    In the core of the market you find updated homes with refreshed kitchens, baths, and mechanicals, representing the typical move-in resale here. This is where most activity tends to cluster once live data is pulled.

    Most inventory
    The Top

    At the top are the larger or most fully updated homes in the neighborhood, generally toward the upper end of the size range with more bedrooms. Confirm the exact size and condition on the specific parcel.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at the smaller, original-condition homes in the neighborhood, closer to the lower end of the roughly 1,900 to 3,300 square foot range. Confirm year built and condition before you offer.
    The Core
    In the core of the market you find updated homes with refreshed kitchens, baths, and mechanicals, representing the typical move-in resale here. This is where most activity tends to cluster once live data is pulled.
    The Top
    At the top are the larger or most fully updated homes in the neighborhood, generally toward the upper end of the size range with more bedrooms. Confirm the exact size and condition on the specific parcel.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVaries by listing
    Data completenessNo live listings attached yet
    Near-term maintenanceEstablished homes; inspect carefully
    HOA clarityDues not published here
    School-zone stabilityVerify by address

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in St. Johns

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    Until this page carries live listings, the honest move is to verify first: pull current comps before you price anything here.

    Jon Brooks · Founder, Momentum Realty
    5.8C · Buy Score
    Resale Strength5.8/10
    Renovation Risk5.5/10
    Location Efficiency6.2/10
    Long-Term Defensibility5.5/10
    Carrying Cost Advantage5.8/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on St. Johns is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • No lot-level pattern was identified in this fast pass.
    • Verify homesite size and orientation on the specific parcel record.
    • Confirm whether any lots border retention areas or busy roads before you buy.
    • This is a resale neighborhood, so condition varies home to home; inspect carefully.
    • Ask what, if anything, differentiates interior versus perimeter homesites here.

    This fast-mode pass did not surface a clear lot-level pattern for Oak Harbour. In an established resale neighborhood like this, the durable differences tend to be condition, updates, and homesite specifics such as adjacency to retention areas or busy roads rather than new-construction phasing. Verify the exact homesite and any resale-relevant factors on the parcel record and through a walkthrough before you buy.

    St. Johns in 15 seconds.

    Best forBuyers who want an established St. Johns County resale home zoned for this ZIP's school assignments.
    Biggest advantageAlready-built homes with mature landscaping in a county with sustained demand.
    Biggest riskThis page has no live listing data attached yet, so pricing and pace must be verified directly.
    Sweet spotAn updated, move-in-ready home once current comps are pulled and confirmed.
    Avoid ifYou need new construction or you cannot verify current pricing before you shop.

    HOA, CDD & Fees

    15-Second Take
    • HOA yes; get the current dues amount and coverage in writing.
    • No CDD was identified, but confirm it on the parcel tax record.
    • No community-specific recreational amenities were identified in this fast pass.
    • This page has no live MLS listings attached yet; pull current comps before pricing anything.
    • Budget a bindable Florida homeowners insurance quote as a real cost.

    Secondary listing sources indicate Oak Harbour carries a homeowners association with dues that vary by listing. A current, binding dues figure is not published here; confirm the exact amount and what it covers with the association or its management company before you buy.

    Confirm in writing exactly what dues cover, since no community-specific recreational amenities were identified here in this fast pass. Do not assume shared facilities exist without verification.

    No golf course or private club was identified for this neighborhood.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In St. Johns, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Cimarrone, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your St. Johns home worth?

    Get a no-obligation home value based on real comparable sales in St. Johns matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Oak Harbour on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Oak Harbour year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $2,612/mo
    St. Johns County typical true cost to own
    $115/mo
    St. Johns County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Oak Harbour are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Oak Harbour a new-construction or resale community?
    It is an established resale neighborhood. Secondary listing sources describe it as dating to the mid-2000s, with homes generally running roughly 1,900 to 3,300 square feet.
    How many bedrooms do homes in Oak Harbour have?
    Listings generally describe 3 to 5 bedroom homes. Confirm the exact configuration on the specific parcel.
    Is there an HOA, and how much are the dues?
    Yes, secondary sources indicate a homeowners association with dues that vary by listing. A current, binding figure is not published here; confirm the exact amount and coverage with the association before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this neighborhood in this fast pass, but CDD status is best confirmed on the specific parcel's tax record with the St. Johns County Property Appraiser.
    What amenities does the community have?
    No community-specific recreational amenities were identified in this fast pass. Confirm with the association whether any shared facilities exist.
    Is Oak Harbour gated or age-restricted?
    There is no verified information that the community is gated, and it is not marketed as age-restricted or 55 plus. Confirm access details with the association.
    What schools serve the community?
    It is in the St. Johns County School District, zoned toward Creekside High School, Switzerland Point Middle School, and Hickory Creek Elementary School for this ZIP. Verify the exact zoned schools by the specific address, since attendance zones can change.
    How is the commute to Jacksonville and St. Augustine?
    Downtown Jacksonville is roughly 25 to 35 minutes and St. Augustine's historic district is roughly 25 to 30 minutes, both approximate drive times.
    Why doesn't this page show current home prices?
    This is a shardless fast-mode page, meaning no live realMLS active, pending, or sold listings are attached for Oak Harbour specifically yet. Ask a local agent to pull current comps before you price anything.
    What is the biggest risk of relying on this page alone?
    Treating the general description here as current market data. Always verify live pricing, inventory, and pace directly before making an offer or listing a home.
    How should I evaluate a specific home in Oak Harbour?
    Focus on condition, updates, and homesite specifics such as adjacency to retention areas or busy roads, since this is an established resale neighborhood rather than a phased new-construction community.
    Should I get my own agent to buy or sell here?
    Yes. A local agent can pull current comps for Oak Harbour specifically, confirm HOA and CDD details, and represent your interests through the transaction.
    How current is the data on this page?
    This page's market sections are placeholders pending a live realMLS data pull for this specific neighborhood. Always confirm current pricing and availability with an agent before you make an offer.
    What county is Oak Harbour in?
    St. Johns County, in the ZIP 32259 corridor between Jacksonville and St. Augustine.
    Are there similar established neighborhoods nearby?
    Yes, the broader 32259 and St. Johns County corridor includes a range of established and newer communities; a local agent can point you to comparable resale neighborhoods.
    Who is the best real estate agent for Oak Harbour?
    The best agent for Oak Harbour is one who actively works St. Johns and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Oak Harbour.
    How do I find a top St. Johns real estate agent who knows Oak Harbour?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Oak Harbour and the wider St. Johns area.
    Can Momentum Realty connect me with an agent for Oak Harbour?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Oak Harbour purchase or sale - no call center and no pressure.
    You want an established resale home rather than new construction.Excellent fit
    You want the St. Johns County School District assignments for this ZIP.Excellent fit
    You commute between Jacksonville and St. Augustine.Excellent fit
    You are willing to pull current comps directly before you price an offer.Excellent fit
    You need a brand-new home with a builder warranty.Probably not
    You need confirmed, published HOA dues or amenity details before you shop.Probably not
    You would rely on this page alone for current pricing without a live comp pull.Probably not
    You need specific community amenities that were not identified in this fast pass.Probably not

    Get the inside read on St. Johns

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your St. Johns home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty St. Johns specialist will reach out personally, usually the same day.

    Median sale price in Oak Harbour, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the St. Johns County market guide or every community in the Neighborhood Finder.

    Get my St. Johns County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

    Looking to buy here? Search homes for sale →

    What’s your home worth in your area?

    A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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