IVY RIDGE PH 1
Homes for Sale in PALM HARBOR, FL
True comps, carrying-cost math, and listings before the portals.

Ivy Ridge Ph 1 is a small, established pocket in Palm Harbor built between 1994 and 2000, with a median living area of roughly 3,449 square feet. Price here is driven less by any single list figure and more by condition and how a given home has aged over the past three decades. With homes this large and this settled, the spread between an updated house and one still wearing its original finishes can be wide, so the number that matters is what you see on a walkthrough, not a headline.
This is a low-turnover enclave: just 52 homes total, and over 90% carry a homestead exemption, which signals owners who stay put. That posture keeps inventory thin. For a buyer, patience and readiness to move on the right listing matter more than negotiating leverage. For a seller, scarcity works in your favor, but only if the home is presented honestly against its condition-driven peers.
The 60-Second Overview
IVY RIDGE PH 1 market snapshot (as of August 2, 2026): the median sale price is about $950K ($313 per sq ft over the trailing 12 months of closed sales), and a median 5 days on market for closed sales.
IVY RIDGE PH 1 is a community of 52 homes in PALM HARBOR, Pinellas County, built between 1994 and 2000 (median 1994.0), with a median living area of about 3,449 square feet. 90% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A compact, owner-occupied subdivision of larger homes in Palm Harbor's Pinellas County core, where the built-out era from the 1990s and the high homestead share define the character more than any turnover trend.
Who IVY RIDGE PH 1 is best for.
Best for
- Buyers seeking substantial square footage in the 3,400-plus range and willing to wait for the right listing
- Long-hold owners who value a settled, low-turnover setting over quick resale flexibility
- Buyers comfortable budgeting for updates on a home built in the 1990s
Probably not for
- Buyers who need a steady stream of listings to compare and move quickly
- Buyers wanting new construction or contemporary floor plans
- Buyers seeking a smaller, lower-maintenance footprint than the neighborhood's larger homes offer
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($950K) IS the median in the snapshot above.
Windows contain 0 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.
26% of homes for sale in ZIP 34685 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
The IVY RIDGE PH 1 buying strategy.
If we were buying in IVY RIDGE PH 1 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in IVY RIDGE PH 1.
A settled build-out, not a churn market
With all homes built in a tight window from 1994 to 2000 and a median year built of 1994, Ivy Ridge Ph 1 is fully mature. Lots are landscaped in, floor plans reflect the era's preference for square footage, and there is no new construction to compete with. That means the differentiator between listings is renovation status: kitchens, baths, roofs, and mechanicals that have either been updated or are due.
The 3,449-square-foot median points to substantial homes rather than starter product. Combine that with only 52 total homes and a homestead share above 90%, and you have a neighborhood where listings are infrequent and each one carries weight. Buyers should expect to underwrite each home on its own merits; sellers should expect scrutiny on condition.
The location and the amenities are priced into every listing in IVY RIDGE PH 1. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 52-home enclave that rarely trades, local read matters more than a broad market average. We track what actually closes here, we know how condition swings value on homes of this size and vintage, and we will tell you plainly when a listing is priced to its updates and when it is priced to its ZIP code. That candor protects both buyers underwriting a large home and sellers who need to position against a thin, condition-driven field.
IVY RIDGE PH 1 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a IVY RIDGE PH 1 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed IVY RIDGE PH 1 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in IVY RIDGE PH 1, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your IVY RIDGE PH 1 home worth?
Get a no-obligation home value based on real comparable sales in IVY RIDGE PH 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in IVY RIDGE PH 1?
How long do homes in IVY RIDGE PH 1 take to sell?
How many homes are in IVY RIDGE PH 1?
What share of IVY RIDGE PH 1 is owner-occupied?
When were the homes in IVY RIDGE PH 1 built?
Do cash buyers compete in IVY RIDGE PH 1?
Who is the best real estate agent for IVY RIDGE PH 1?
How do I find a top PALM HARBOR real estate agent who knows IVY RIDGE PH 1?
Can Momentum Realty connect me with an agent for IVY RIDGE PH 1?
Should you buy in IVY RIDGE PH 1?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34685)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2006 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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