Kapok Terrace Sub
Homes for Sale in Clearwater, FL

Community in Clearwater · Pinellas County
119 homesBuilt 1954–2016
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Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Kapok Terrace Sub Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
75%
Owner-occupied · Kapok Terrace Sub
90 of 120 parcels homesteaded (FL DOR 2025)
25%
Non-owner-occupied · Kapok Terrace Sub
incl. 8% trust or LLC-held · 7% out-of-state
40%
Cash buyers · Kapok Terrace Sub
2 of 5 sales, 12 mo ending June 2023
119
Homes in the community
plus 1 vacant residential lots · 120 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1954
Community established
homes built 1954-2016, median 1960 (FL DOR 2025)
0
Failed listings · 2025
peaked at 7 in 2016
0.8%/yr
Turnover rate
about 1 of 119 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Kapok Terrace is a small, established pocket of 119 homes in Clearwater, with a median build year of 1960 and a stock that runs from 1954 into 2016. That spread tells you most of what you need to know about price here: it is driven by condition and updates, not by square footage. The median home sits around 1,605 square feet, so what separates one closing from the next is usually whether the roof, systems, and interior have been brought current.

With a homestead share of 75%, this is a hold-and-live-in neighborhood more than a churn of rentals or flips. That tends to keep supply tight and turnover modest. For a buyer, expect competition for the genuinely updated homes and room to negotiate on the ones still wearing their original finishes. For a seller, the leverage is in proving the work has been done.

Best for

  • Buyers targeting a modest, single-story footprint who value an established Clearwater setting
  • Renovation-minded buyers willing to take on an original-condition home at a negotiable price
  • Long-term owner-occupants who want stability over rental churn

Probably not for

  • Buyers who need substantially more than ~1,605 square feet of living space
  • Investors looking for a high-turnover rental play in a low-homestead market
  • Buyers who want turnkey new construction with uniform finishes throughout

The market around Kapok Terrace Sub

Kapok Terrace Sub is a small community — 19 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).

The housing mix here is 96% single family residence, 4% ?.

ZIP and county figures describe the wider market, not Kapok Terrace Sub specifically. Momentum Research analysis of MLS records.

If we were buying in Kapok Terrace Sub today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kapok Terrace Sub.

Best Buy
Buyers who want an established Clearwater location and are willing to weigh each home on its updates.
Biggest Risk
A wide build-year range means condition and systems vary sharply house to house.
Sweet Spot
An updated home near the ~1,605-square-foot median that has already addressed roof and systems.
Avoid If
You need large square footage or a uniform, new-build subdivision feel.

A condition-driven mid-century pocket

The building record here anchors in 1960, with the oldest homes going back to 1954 and a handful of newer construction reaching into 2016. That range inside one small subdivision means you are shopping across a lot of renovation vintages: some houses have been methodically modernized, others are close to how they were built. Read each listing on its own merits rather than the neighborhood average.

At a median of about 1,605 living square feet, floor plans are modest and comparable to one another, which makes updates the swing factor in price. Mid-century homes in this age band reward diligence on roof age, electrical, plumbing, and any additions permitted along the way. Do the inspection work, and the pricing logic becomes fairly legible.

The location and the amenities are priced into every listing in Kapok Terrace Sub. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a tight, 119-home subdivision where condition sets the number, the value is in reading each property honestly and pricing it against what has actually been updated. We track what closes here, tell you plainly when a home's asking price assumes work it hasn't had, and help sellers document the improvements that justify their number.

Kapok Terrace Sub in 15 seconds.

Best forBuyers who want an established Clearwater location and are willing to weigh each home on its updates.
Biggest advantageA high homestead share keeps this a live-in neighborhood with modest turnover.
Biggest riskA wide build-year range means condition and systems vary sharply house to house.
Sweet spotAn updated home near the ~1,605-square-foot median that has already addressed roof and systems.
Avoid ifYou need large square footage or a uniform, new-build subdivision feel.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kapok Terrace Sub sales matched to your home.

What is your Kapok Terrace Sub home worth?

Get a no-obligation home value based on real comparable sales in Kapok Terrace Sub, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Kapok Terrace Sub?
The Florida DOR 2025 assessment roll shows 119 homes plus 1 vacant residential lots in Kapok Terrace Sub (public records).
What share of Kapok Terrace Sub is owner-occupied?
75% of Kapok Terrace Sub parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Kapok Terrace Sub built?
Homes in Kapok Terrace Sub were built between 1954 and 2016, with a median year built of 1960 (FL DOR 2025 roll).
Do cash buyers compete in Kapok Terrace Sub?
Cash buyers took 40% of Kapok Terrace Sub sales in the 12 months ending June 2023 (2 of 5 closings, Stellar MLS).
Who is the best real estate agent for Kapok Terrace Sub?
The best agent for Kapok Terrace Sub is one who actively works Clearwater and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Kapok Terrace Sub.
How do I find a top Clearwater real estate agent who knows Kapok Terrace Sub?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Kapok Terrace Sub and the wider Clearwater area.
Can Momentum Realty connect me with an agent for Kapok Terrace Sub?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Kapok Terrace Sub purchase or sale - no call center and no pressure.
Buyers targeting a modest, single-story footprint who value an established Clearwater settingExcellent fit
Renovation-minded buyers willing to take on an original-condition home at a negotiable priceExcellent fit
Long-term owner-occupants who want stability over rental churnExcellent fit
Buyers who need substantially more than ~1,605 square feet of living spaceProbably not
Investors looking for a high-turnover rental play in a low-homestead marketProbably not
Buyers who want turnkey new construction with uniform finishes throughoutProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (6 streets, ZIP 33759))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (24 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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