Kernan Mill in Jacksonville

Kernan Mill
Homes for Sale in Jacksonville, FL

All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 133 homes for sale in 32224 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32224
115 homesBuilt 1994–1996
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Photo courtesy of MOMENTUM REALTY · via realMLS

Built fromLive realMLS data15 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Kernan Mill in Jacksonville, FL has 1 home for sale. As of November 2026, the MLS records 43 closed sales in Kernan Mill in Jacksonville, FL since 2011, the most recent in April 2026. Recorded prices since 2024 ran from $385,000 to $515,000 (median $449,000), on homes of 1,698 to 2,228 sq ft. Across Jacksonville as a whole, 12,703 homes closed in the last 12 months at a median of $304,990, 43 median days on market, with 4,150 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $8,020 ($7,290 with the full homestead exemption).

Momentum Realty in Kernan Mill: our agents closed 1 home here for buyers and sellers in the last 12 months (brokerage closed records through November 2026). Work with Jacksonville real estate agents at Momentum →

Live · Kernan Mill Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Duval: 25% (1,482 of 5,825)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
80%
Owner-occupied · Kernan Mill
92 of 115 parcels homesteaded (FL DOR 2025)
20%
Non-owner-occupied · Kernan Mill
incl. 10% trust or LLC-held · 8% out-of-state
115
Homes in the community
115 residential parcels (FL DOR 2025)
Track record · 15 years of records
8
Recorded sales · 2024-2025
median $425K · qualified sales on the county roll (FL DOR 2025)
1994–1996
Years homes were built
median 1995 · county roll (FL DOR 2025)
0.9%/yr
Turnover rate
about 1 of 115 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 15, 2026

Kernan Mill is a compact, single-era build: all 115 homes went up between 1994 and 1996, with a median year built of 1995 and a median living area of 2,159 square feet. That kind of construction consistency means the housing stock reads as one product line rather than a mix of eras and footprints, so pricing here tends to hinge on individual condition and updates rather than lot size or design variety.

Right now there are zero active listings and only one closing recorded in the current window, which points to a thin, low-turnover market rather than a stalled one. With 80% of homes carrying a homestead exemption, most owners are in these houses long-term, and sellers who do list typically aren't competing against a deep pool of alternatives inside the community.

Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Kernan Mill Housing Pulse · Momentum Research · as of November 12, 2026

Kernan Mill right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Kernan Mill is a single-phase build of 115 homes constructed between 1994 and 1996, with a median living area of 2,159 square feet. Zero active listings and just one closing in the current window make this one of the tighter, lower-turnover pockets to track.

realMLS (Northeast Florida) sales records identify 44 homes in Kernan Mill that have changed hands since 2001, built between 1994 and 1997 (median 1995), with a median living area of about 1,918 sq ft and a typical 3-bedroom, 2-bath layout; 95% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 8 qualified sales in Kernan Mill across 2024–2025 (4 in 2024, 4 in 2025), median $425,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a home near 2,159 square feet who want a consistent, single-era build rather than a mixed-vintage subdivision.
  • Buyers comfortable waiting for the right listing to surface in a market with zero current active inventory.
  • Buyers planning to own long-term, given that 80% of homes here carry a homestead exemption.

Probably not for

  • Buyers on a tight closing deadline — with zero active listings and one closing in the current window, timing isn't predictable.
  • Buyers who want resort-style or HOA-run amenities — MLS records show none documented for this community.
  • Buyers who want a wide mix of architectural styles or build eras to choose from.

The market around Kernan Mill

Kernan Mill is too small for its own price trend, so here is the market around it.

In ZIP 32224, 231 homes are on the market and 42% are under contract — a fast-moving corner of Jacksonville.

Across Duval County, 4,343 homes are active and 1,482 pending (25% under contract).

In ZIP 32224 (Jacksonville), 875 homes closed in the last 12 months at a median of $487K ($253/sq ft), down 2.1% year over year, with a median 31 days on market. Right now 153 active and 103 pending listings put supply at about 2.1 months — a healthy market. See the live ZIP 32224 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Kernan Mill specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Kernan Mill

Live MLS inventory for Kernan Mill. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Kernan Mill listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Kernan Mill Jacksonville Right Now (1)

All 1 active and pending Kernan Mill Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Atlantic Coast High School (Duval County Public Schools); verify by address · High
  • Kernan Middle School; verify by address · Middle
  • Chet's Creek Elementary School; verify by address · Elementary

Zoned schools reflect the assignments reported on recent Kernan Mill listings and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Kernan Mill address.

If we were buying in Kernan Mill today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kernan Mill.

Best Buy
Buyers who want a consistent, single-era build of 115 homes near the 2,159-square-foot median and are willing to wait for the right listing.
Biggest Risk
Scarcity — with zero active listings and only one closing in the current window, there's little live inventory to evaluate.
Sweet Spot
Move-in ready or lightly updated homes near the 2,159-square-foot median, where condition rather than floor plan drives the decision.
Avoid If
Avoid if you need to buy on a fixed timeline — this market doesn't turn over predictably.

A tight, single-era pocket

Kernan Mill's 115 homes were all built within a two-year window, 1994 to 1996, which makes the housing stock unusually easy to compare house to house. Buyers here aren't weighing an older home against a newer build — they're weighing similar-vintage homes against each other on condition, updates, and how the original floor plan has been maintained or expanded.

MLS records show no documented community amenities here, so whatever draws buyers to Kernan Mill is the location and the homes themselves rather than a clubhouse or pool. Combined with zero active listings and a homestead share of 80%, this reads as a settled, owner-occupied pocket where inventory doesn't turn over on a predictable schedule — buyers need to be ready to move when something does surface.

“

The location and the amenities are priced into every listing in Kernan Mill. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with zero active listings and only one closing in the current window, there's no real-time inventory to browse — you need an agent who is tracking Kernan Mill closely enough to hear about a listing before it goes public, and who can accurately read a 115-home, single-era market where recent comparable sales are scarce by definition.

Kernan Mill in 15 seconds.

Best forBuyers who want a consistent, single-era build of 115 homes near the 2,159-square-foot median and are willing to wait for the right listing.
Biggest advantageConsistency — every home was built within the same two-year span, which simplifies comparison shopping.
Biggest riskScarcity — with zero active listings and only one closing in the current window, there's little live inventory to evaluate.
Sweet spotMove-in ready or lightly updated homes near the 2,159-square-foot median, where condition rather than floor plan drives the decision.
Avoid ifAvoid if you need to buy on a fixed timeline — this market doesn't turn over predictably.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kernan Mill sales matched to your home.

What is your Kernan Mill home worth?

Get a no-obligation home value based on real comparable sales in Kernan Mill, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Kernan Mill

Homes in Kernan Mill that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Kernan Mill key facts
LocationJacksonville, Duval County, FL · ZIP 32224
Amenities listed by sellersFishing
For sale right now1 active, 0 pending · median asking $635,000 · 12.0 months of supply
Zoned public schoolsAtlantic Coast High School (Duval County Public Schools); verify by address; Kernan Middle School; verify by address; Chet's Creek Elementary School; verify by address
Momentum Realty closings here, last 12 months1

Data as of November 12, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Kernan Mill key facts,” movewithmomentum.com/neighborhoods/kernan-mill-jacksonville, data as of November 12, 2026.

Housing distress & ownership in Kernan Mill, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 12 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-11-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

How much local inventory is already under contract

42% of homes for sale in ZIP 32224 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).

Email me new listings in Kernan Mill

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Kernan Mill

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Kernan Mill will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Kernan Mill Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.

Recent Developments in Kernan Mill

Development, infrastructure, retail, and school activity affecting Kernan Mill, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Retail & Dining

    Hotel, restaurants and retail proposed to replace vacant Neptune Beach Kmart

    TriBridge Residential plans Town Center West at the former Kmart, 500 Atlantic Blvd., with a hotel, two restaurants, and office and retail space after demolishing the building. The project is described as a $100 million-plus investment and still needs variances and development plan approval. Design and permitting would take roughly 9 to 12 months once approvals are in hand.

    What it may mean for the marketRedeveloping a long-vacant big-box site on Atlantic Boulevard could add dining, lodging and shopping options close to the Beaches' central corridor. The project is about 6 miles northeast of Kernan Mill, elsewhere in Duval County.

    Source: Jacksonville Today
  2. October 2026
    Market

    Northeast Florida home sales dip in September as inventory tightens

    Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.

    What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 12 miles northwest of Kernan Mill.

    Source: Clay Today
  3. October 2026
    Market

    St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law

    Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.

    What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 7 miles southeast of Kernan Mill.

    Source: Jacksonville Today
  4. September 2026
    Development

    UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department

    UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.

    What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 10 miles south of Kernan Mill.

    Source: Jacksonville Today
  5. September 2026
    Infrastructure

    JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT

    JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.

    What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 10 miles north of Kernan Mill.

    Source: News4JAX
  6. February 2026
    Infrastructure

    JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports

    At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.

    What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 10 miles north of Kernan Mill.

    Source: News4Jax

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

Is Kernan Mill a buyer's or seller's market right now?
As of November 12, 2026, Kernan Mill leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Kernan Mill?
The Florida DOR 2025 assessment roll shows 115 homes in Kernan Mill (public records).
What share of Kernan Mill is owner-occupied?
80% of Kernan Mill parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Kernan Mill built?
Homes in Kernan Mill were built between 1994 and 1996, with a median year built of 1995 (FL DOR 2025 roll).
What schools serve Kernan Mill?
Kernan Mill is served by Duval County Public Schools, typically Atlantic Coast High School (Duval County Public Schools); verify by address, Kernan Middle School; verify by address and Chet's Creek Elementary School; verify by address. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Kernan Mill?
The best agent for Kernan Mill is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Kernan Mill.
How do I find a top Jacksonville real estate agent who knows Kernan Mill?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Kernan Mill and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Kernan Mill?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Kernan Mill purchase or sale - no call center and no pressure.
Where is Kernan Mill, and what county is it in?
Kernan Mill is in Jacksonville, Duval County, FL, ZIP 32224. The community's center is about 12 miles southeast of downtown Jacksonville (straight-line).
How far is Kernan Mill from downtown Jacksonville and the beach?
About 12 miles from downtown Jacksonville and about 5 miles from the Atlantic beach at Ponte Vedra Beach, both straight-line; driving distance is usually 15 to 30 percent more.
How many homes has Momentum Realty sold in Kernan Mill?
Momentum Realty's agents closed 1 home in Kernan Mill for buyers and sellers in the last 12 months (brokerage closed records through November 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
Buyers targeting a home near 2,159 square feet who want a consistent, single-era build rather than a mixed-vintage subdivision.Excellent fit
Buyers comfortable waiting for the right listing to surface in a market with zero current active inventory.Excellent fit
Buyers planning to own long-term, given that 80% of homes here carry a homestead exemption.Excellent fit
Buyers on a tight closing deadline — with zero active listings and one closing in the current window, timing isn't predictable.Probably not
Buyers who want resort-style or HOA-run amenities — MLS records show none documented for this community.Probably not
Buyers who want a wide mix of architectural styles or build eras to choose from.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: November 13, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32224))
Under-contract sharesrealMLS records, as of 2026-11-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2011 (43 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Kernan Mill with Momentum Realty’s local guides.

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