Kernan Mill in Jacksonville

Kernan Mill
Homes for Sale in Jacksonville, FL

All 4,052 homes for sale in Jacksonville, FL · median $299,990 · 143 homes for sale in 32224 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32224
115 homesBuilt 1994–1996
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Photo courtesy of MOMENTUM REALTY · via realMLS

Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Kernan Mill in Jacksonville, FL has 1 home for sale. As of October 2026, the MLS records 81 closed sales in Kernan Mill in Jacksonville, FL since 2001, the most recent in April 2026. Recorded prices since 2024 ran from $385,000 to $515,000 (median $449,000), on homes of 1,698 to 2,228 sq ft. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $8,020 ($7,290 with the full homestead exemption).

Live · Kernan Mill Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Duval: 28% (1,522 of 5,475)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
80%
Owner-occupied · Kernan Mill
92 of 115 parcels homesteaded (FL DOR 2025)
20%
Non-owner-occupied · Kernan Mill
incl. 10% trust or LLC-held · 8% out-of-state
115
Homes in the community
115 residential parcels (FL DOR 2025)
Track record · 25 years of records
8
Recorded sales · 2024-2025
median $425K · qualified sales on the county roll (FL DOR 2025)
Est. 1994
Community established
homes built 1994-1996, median 1995 (FL DOR 2025)
0.9%/yr
Turnover rate
about 1 of 115 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Kernan Mill is a compact, single-era build: all 115 homes went up between 1994 and 1996, with a median year built of 1995 and a median living area of 2,159 square feet. That kind of construction consistency means the housing stock reads as one product line rather than a mix of eras and footprints, so pricing here tends to hinge on individual condition and updates rather than lot size or design variety.

Right now there are zero active listings and only one closing recorded in the current window, which points to a thin, low-turnover market rather than a stalled one. With 80% of homes carrying a homestead exemption, most owners are in these houses long-term, and sellers who do list typically aren't competing against a deep pool of alternatives inside the community.

Kernan Mill Housing Pulse · Momentum Research · as of October 1, 2026

Kernan Mill right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 4, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Kernan Mill is a single-phase build of 115 homes constructed between 1994 and 1996, with a median living area of 2,159 square feet. Zero active listings and just one closing in the current window make this one of the tighter, lower-turnover pockets to track.

realMLS (Northeast Florida) sales records identify 44 homes in Kernan Mill that have changed hands since 2001, built between 1994 and 1997 (median 1995), with a median living area of about 1,918 sq ft and a typical 3-bedroom, 2-bath layout; 95% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 8 qualified sales in Kernan Mill across 2024–2025 (4 in 2024, 4 in 2025), median $425,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a home near 2,159 square feet who want a consistent, single-era build rather than a mixed-vintage subdivision.
  • Buyers comfortable waiting for the right listing to surface in a market with zero current active inventory.
  • Buyers planning to own long-term, given that 80% of homes here carry a homestead exemption.

Probably not for

  • Buyers on a tight closing deadline — with zero active listings and one closing in the current window, timing isn't predictable.
  • Buyers who want resort-style or HOA-run amenities — MLS records show none documented for this community.
  • Buyers who want a wide mix of architectural styles or build eras to choose from.

The market around Kernan Mill

Kernan Mill is too small for its own price trend, so here is the market around it.

In ZIP 32224, 234 homes are on the market and 42% are under contract — a fast-moving corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32224 (Jacksonville), 1,018 homes closed in the last 12 months at a median of $480K ($249/sq ft), down 4.2% year over year, with a median 40 days on market. Right now 162 active and 115 pending listings put supply at about 2.5 months — a healthy market. See the live ZIP 32224 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Kernan Mill specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Kernan Mill, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Kernan Mill

Live MLS inventory for Kernan Mill. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Kernan Mill listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Kernan Mill Jacksonville Right Now (1)

All 1 active and pending Kernan Mill Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Atlantic Coast High School (Duval County Public Schools); verify by address · High
  • Kernan Middle School; verify by address · Middle
  • Chet's Creek Elementary School; verify by address · Elementary

Zoned schools reflect the assignments reported on recent Kernan Mill listings and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Kernan Mill address.

Recent Developments in Kernan Mill

Development, infrastructure, retail, and school activity affecting Kernan Mill, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum79/100 · High
  1. July 2026
    Development

    JWB secures funding for 108 affordable housing units in Jacksonville

    Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.

    What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 17 miles west of Kernan Mill, elsewhere in Duval County.

    Source: Jacksonville Today
  2. July 2026
    Development

    Culinary Institute of America selects Jacksonville for Southeast campus

    News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.

    What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 12 miles northwest of Kernan Mill, elsewhere in Duval County.

    Source: News4Jax
  3. June 2026
    Development

    Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center

    Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.

    What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 24 miles west of Kernan Mill, elsewhere in Duval County.

    Source: Jax Daily Record
  4. April 2026
    Development

    Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs

    Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.

    What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 10 miles north of Kernan Mill, elsewhere in Duval County.

    Source: JAXPORT
  5. April 2026
    Development

    Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building

    Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.

    What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 24 miles west of Kernan Mill, elsewhere in Duval County.

    Source: Jax Daily Record
  6. February 2026
    Infrastructure

    JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports

    At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.

    What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 10 miles north of Kernan Mill.

    Source: News4Jax

Development alerts for Kernan MillGet a short monthly email when something new is approved, funded, or opens near Kernan Mill.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Kernan Mill today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kernan Mill.

Best Buy
Buyers who want a consistent, single-era build of 115 homes near the 2,159-square-foot median and are willing to wait for the right listing.
Biggest Risk
Scarcity — with zero active listings and only one closing in the current window, there's little live inventory to evaluate.
Sweet Spot
Move-in ready or lightly updated homes near the 2,159-square-foot median, where condition rather than floor plan drives the decision.
Avoid If
Avoid if you need to buy on a fixed timeline — this market doesn't turn over predictably.

A tight, single-era pocket

Kernan Mill's 115 homes were all built within a two-year window, 1994 to 1996, which makes the housing stock unusually easy to compare house to house. Buyers here aren't weighing an older home against a newer build — they're weighing similar-vintage homes against each other on condition, updates, and how the original floor plan has been maintained or expanded.

MLS records show no documented community amenities here, so whatever draws buyers to Kernan Mill is the location and the homes themselves rather than a clubhouse or pool. Combined with zero active listings and a homestead share of 80%, this reads as a settled, owner-occupied pocket where inventory doesn't turn over on a predictable schedule — buyers need to be ready to move when something does surface.

“

The location and the amenities are priced into every listing in Kernan Mill. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with zero active listings and only one closing in the current window, there's no real-time inventory to browse — you need an agent who is tracking Kernan Mill closely enough to hear about a listing before it goes public, and who can accurately read a 115-home, single-era market where recent comparable sales are scarce by definition.

Kernan Mill in 15 seconds.

Best forBuyers who want a consistent, single-era build of 115 homes near the 2,159-square-foot median and are willing to wait for the right listing.
Biggest advantageConsistency — every home was built within the same two-year span, which simplifies comparison shopping.
Biggest riskScarcity — with zero active listings and only one closing in the current window, there's little live inventory to evaluate.
Sweet spotMove-in ready or lightly updated homes near the 2,159-square-foot median, where condition rather than floor plan drives the decision.
Avoid ifAvoid if you need to buy on a fixed timeline — this market doesn't turn over predictably.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Kernan Mill homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Kernan Mill.
In short
  • HOA dues reported around $25/month (about $300/yr) · median of 21 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $25 per month ($300 a year) — the median AssociationFee across 21 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kernan Mill sales matched to your home.

What is your Kernan Mill home worth?

Get a no-obligation home value based on real comparable sales in Kernan Mill, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Recently off market in Kernan Mill

Homes in Kernan Mill that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

39% of homes for sale in ZIP 32224 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).

Frequently Asked Questions

Is Kernan Mill a buyer's or seller's market right now?
As of October 1, 2026, Kernan Mill leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Kernan Mill?
The Florida DOR 2025 assessment roll shows 115 homes in Kernan Mill (public records).
What share of Kernan Mill is owner-occupied?
80% of Kernan Mill parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Kernan Mill built?
Homes in Kernan Mill were built between 1994 and 1996, with a median year built of 1995 (FL DOR 2025 roll).
What schools serve Kernan Mill?
Kernan Mill is served by Duval County Public Schools, typically Atlantic Coast High School (Duval County Public Schools); verify by address, Kernan Middle School; verify by address and Chet's Creek Elementary School; verify by address. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Kernan Mill?
The best agent for Kernan Mill is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Kernan Mill.
How do I find a top Jacksonville real estate agent who knows Kernan Mill?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Kernan Mill and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Kernan Mill?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Kernan Mill purchase or sale - no call center and no pressure.
Where is Kernan Mill, and what county is it in?
Kernan Mill is in Jacksonville, Duval County, FL, ZIP 32224. The community's center is about 12 miles southeast of downtown Jacksonville (straight-line).
How far is Kernan Mill from downtown Jacksonville and the beach?
About 12 miles from downtown Jacksonville and about 5 miles from the Atlantic beach at Ponte Vedra Beach, both straight-line; driving distance is usually 15 to 30 percent more.
How many homes has Momentum Realty sold in Kernan Mill?
Momentum Realty's agents closed 1 home in Kernan Mill for buyers and sellers in the last 12 months (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
Buyers targeting a home near 2,159 square feet who want a consistent, single-era build rather than a mixed-vintage subdivision.Excellent fit
Buyers comfortable waiting for the right listing to surface in a market with zero current active inventory.Excellent fit
Buyers planning to own long-term, given that 80% of homes here carry a homestead exemption.Excellent fit
Buyers on a tight closing deadline — with zero active listings and one closing in the current window, timing isn't predictable.Probably not
Buyers who want resort-style or HOA-run amenities — MLS records show none documented for this community.Probably not
Buyers who want a wide mix of architectural styles or build eras to choose from.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32224))
Under-contract sharesrealMLS records, as of 2026-10-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2001 (81 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Kernan Mill? 1 recorded closings (window ending 2026-10-01). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Kernan Mill with Momentum Realty’s local guides.

HGHeather Glen0.0 mi away · 115 homes, built 1994–96HGHeather Glen Orange Park0.1 mi awayRiverbrook At Glen Kernan0.3 mi away · median $508K, 10 sales/12 moThe Greens0.5 mi away · 1 for saleRiverbrook0.6 mi away · 351 homes, built 1994–24TVThe Villini At Glen Kernan0.7 mi awayGlen Kernan0.8 mi away · median $2.10M, 14 sales/12 mo

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