Lake Down Estates
Homes for Sale in Windermere, FL
All 255 homes for sale in WINDERMERE, FL · median $930,000 · 176 homes for sale in 34786 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 10 closed sales in Lake Down Estates in Windermere, FL since 2004, the most recent in August 2026. Across Windermere as a whole, 426 homes closed in the last 12 months at a median of $640,000, 37 median days on market, with 100 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $10,670 ($10,000 with the full homestead exemption).
Lake Down Estates is a small, established pocket of Windermere - 33 homes total, spanning construction from 1930 through 2024, with a median build year around 1990. That range tells you this isn't a single-phase subdivision with matching floor plans; it's a mix of older, established construction and newer or heavily updated homes sitting side by side, which means condition and vintage do more to set value here than any one comparable sale.
There are zero active listings as of this snapshot. With a pool this small and no current inventory, this is not a market where you shop a list of options - it's one where you position ahead of a listing hitting the market, or you wait. A high homestead share (just under 79%) suggests most owners here are in primary residences rather than cycling the homes as investment or rental turnover, which tends to slow the pace at which homes come up for sale in the first place.
Nearby homes for sale
No active listings inside Lake Down Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lake Down Estates is a modest-sized Windermere enclave of 33 homes with a wide construction span - from 1930-era builds to homes finished as recently as 2024 - and a notably large median living area near 4,653 square feet.
Stellar MLS sales records identify 12 homes in Lake Down Estates that have changed hands since 2010, built between 1930 and 2021 (median 1999), with a median living area of about 4,155 sq ft and a typical 4-bedroom, 4-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Down Estates is best for.
Best for
- Buyers seeking a larger-format home in an established, low-turnover Windermere pocket
- Buyers who value a wide range of build vintages and are prepared to evaluate condition individually
- Long-horizon buyers comfortable waiting for a listing in a 33-home community rather than shopping active inventory
Probably not for
- Buyers who want a managed amenity package such as a clubhouse or shared recreational facilities
- Buyers on a tight timeline who need active inventory to choose from today
- Buyers seeking uniform, single-vintage construction across the community
The market around Lake Down Estates
Lake Down Estates is too small for its own price trend, so here is the market around it.
In ZIP 34786, 336 homes are on the market and 26% are under contract — a steady corner of Windermere.
Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).
In ZIP 34786 (WINDERMERE), 784 homes closed in the last 12 months at a median of $622K ($262/sq ft), down 1.5% year over year, with a median 38 days on market. Right now 113 active and 37 pending listings put supply at about 3.0 months - a balanced market. See the live ZIP 34786 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Lake Down Estates specifically. Momentum Research analysis of MLS records.
The Lake Down Estates buying strategy.
If we were buying in Lake Down Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Down Estates.
A small, largely owner-held pocket
The defining fact about Lake Down Estates is scarcity, not style. With only 33 homes in the community and no active listings at this snapshot, there's no meaningful current sample of what's for sale or how it's priced - the market here has to be read home by home when something does come up, not from a running list of comparables.
The homes themselves lean large - a median living area above 4,600 square feet - and the build-year spread (1930 to 2024) means shoppers should expect real variation in age, systems, and finish level from one listing to the next rather than a uniform product. No community amenities are identified from current MLS data, so any lifestyle draw here is tied to the lake-adjacent Windermere setting and lot character rather than a shared clubhouse, gate, or recreational package.
The location and the amenities are priced into every listing in Lake Down Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community this small, with no listings currently active, rewards a broker who tracks it directly rather than waiting for portal alerts. We watch Lake Down Estates for pre-market and off-market movement and can help you evaluate a listing's true condition and vintage against the rest of the pool the moment something surfaces.
Lake Down Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Down Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Down Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Down Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Down Estates home worth?
Get a no-obligation home value based on real comparable sales in Lake Down Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Windermere →
Should you buy in Lake Down Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Lake Down Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Lake Down Estates
Where is Lake Down Estates?
Lake Down Estates is a community in WINDERMERE, Orange County, Florida, ZIP 34786.
Are there homes for sale in Lake Down Estates right now?
No active listings inside Lake Down Estates at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Lake Down Estates have an HOA or CDD?
No HOA is on record for Lake Down Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Lake Down Estates with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Orange County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
LAKE DOWN ESTATES Market Scorecard
LAKE DOWN ESTATES is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34786 ZIP is $706,166, about 7.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.