Lake St George
Homes for Sale in Palm Harbor, FL
All 552 homes for sale in Palm Harbor, FL · median $375,000 · 209 homes for sale in 34684 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 31 closed sales in Lake St George-Unit Vii in Palm Harbor, FL since 2014, the most recent in August 2025. Recorded prices since 2024 ran from $330,000 to $448,000 (median $345,000), on homes of 935 to 1,934 sq ft. Across Palm Harbor as a whole, 852 homes closed in the last 12 months at a median of $365,000, 46 median days on market, with 238 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $6,690 ($5,880 with the full homestead exemption).
Part of Lake St. George, Palm Harbor, FL — see all Lake St. George homes for sale (5 listings across 6 sections in the MLS).
| Location | Palm Harbor, Pinellas County, FL · ZIP 34684 |
|---|---|
| Homes in the community | 126 (FL DOR 2025 assessment roll) |
| Years built | 1980–1988 (median 1983.0) |
| Typical living area | 1,172 sq ft (median) |
| Owner-occupied (homestead) share | 74% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake St George-Unit Vii key facts,” movewithmomentum.com/neighborhoods/lake-st-george-unit-vii, data as of September 20, 2026.

Lake St George-Unit Vii is a compact, fully built-out pocket of 126 homes in Palm Harbor, all dating to a tight 1980–1988 window with a median build year of 1983. With a median around 1,172 square feet, this is a single-story, modest-footprint neighborhood — which means price here is driven less by size and more by condition, updates, and lot specifics. Two homes of the same vintage can sit far apart on price depending on roof age, systems, and how much of the original 1980s interior has been reworked.
The homestead share sits just under three-quarters, which points to a neighborhood held largely by long-term owners rather than churned by investors. For a buyer, that generally means fewer listings at any given moment and inventory that moves on the owner's timeline. For a seller, a well-updated home stands out in a market where much of the competing stock is original. Price your condition honestly and the spread works in your favor.
Nearby homes for sale
No active listings inside Lake St George-Unit Vii right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a small, established Palm Harbor community of consistently sized 1980s homes — the kind of place where turnover is limited and the winning move, on either side of the table, is understanding how condition separates one address from the next.
Stellar MLS sales records identify 299 homes in Lake St George that have changed hands since 2004, built between 1979 and 2013 (median 1982), with a median living area of about 1,199 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Lake St George across 2024–2025 (3 in 2024, 1 in 2025), median $343,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake St George is best for.
Best for
- Buyers seeking a modest single-story home and willing to budget for condition or updates
- Right-sizers who want a smaller footprint in an established Palm Harbor setting
- Buyers who can move decisively when limited inventory produces the right listing
Probably not for
- Buyers needing significantly more than roughly 1,170 square feet of living space
- Buyers wanting new construction or a wide selection of homes to compare at once
- Buyers unwilling to account for the systems and finishes of early-1980s homes
The market around Lake St George
Lake St George is too small for its own price trend, so here is the market around it.
In ZIP 34684, 282 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 34684 (Palm Harbor), 620 homes closed in the last 12 months at a median of $355K ($256/sq ft), down 2.2% year over year, with a median 45 days on market. Right now 120 active and 37 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Lake St George specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Lake St George-Unit Vii, Palm Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Lake St George buying strategy.
If we were buying in Lake St George today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake St George.
A condition-driven market, not a size-driven one
Because the homes were built within an eight-year span and cluster around 1,172 square feet, square footage does little to explain the price differences you will see. What matters is the work: roof and HVAC age, updated kitchens and baths, flooring, and windows. A home that has kept pace with maintenance and had its 1980s finishes brought current will command a very different number than one still carrying original systems, even next door.
The high homestead share — roughly 74% — shapes supply. Long-term ownership tends to keep listing counts thin, so buyers should be prepared to move when the right home surfaces rather than wait for a wide menu of choices. Sellers benefit from that same scarcity, provided the home is presented and priced against its true condition rather than against the neighborhood's best or worst examples.
The location and the amenities are priced into every listing in Lake St George. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood this small and this uniform in size, the value comes down to reading condition correctly — and we do that work address by address. We will tell a buyer when a low price hides a major system nearing replacement, and we will tell a seller exactly where their updates put them relative to the rest of the block. That candor is worth more than a headline number in a market where every home starts from the same 1980s footprint.
Lake St George in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake St George buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake St George sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake St George, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake St George home worth?
Get a no-obligation home value based on real comparable sales in Lake St George, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Lake St George?
What share of Lake St George is owner-occupied?
When were the homes in Lake St George built?
Who is the best real estate agent for Lake St George?
How do I find a top Palm Harbor real estate agent who knows Lake St George?
Can Momentum Realty connect me with an agent for Lake St George?
Where is Lake St George, and what county is it in?
Should you buy in Lake St George?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34684)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (31 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Lake St George-Unit Vii fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Lake St George. These are the public schools most often assigned to other communities in ZIP 34684; zones change and vary by address, so confirm with the district before you buy.
- Palm Harbor University High School · Public · FLDOE grade A (assigned to 3 nearby communities)
- Highland Lakes Elementary · Public · FLDOE grade B (assigned to 2 nearby communities)
- Sutherland Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Lake St George with Momentum Realty’s local guides.






