Lake St George
Homes for Sale in Palm Harbor, FL

All 545 homes for sale in Palm Harbor, FL · median $375,500 · 214 homes for sale in 34684 · Pinellas County homes for sale

Community in Palm Harbor · Pinellas County · ZIP 34684
419 homesBuilt 1956–2014
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Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 20 closed sales in Lake St George Unit in Palm Harbor, FL since 2004, the most recent in April 2025. Across Palm Harbor as a whole, 852 homes closed in the last 12 months at a median of $365,000, 46 median days on market, with 238 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,080 ($6,260 with the full homestead exemption).

Part of Lake St. George, Palm Harbor, FL — see all Lake St. George homes for sale (6 listings across 6 sections in the MLS).

Lake St George Unit key facts
LocationPalm Harbor, Pinellas County, FL · ZIP 34684
Homes in the community419 (FL DOR 2025 assessment roll)
Years built1956–2014 (median 1982)
Typical living area1,407 sq ft (median)
Owner-occupied (homestead) share71%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake St George Unit key facts,” movewithmomentum.com/neighborhoods/lake-st-george-unit, data as of September 20, 2026.

Live · Lake St George Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
71%
Owner-occupied · Lake St George
298 of 420 parcels homesteaded (FL DOR 2025)
29%
Non-owner-occupied · Lake St George
incl. 8% trust or LLC-held · 7% out-of-state
419
Homes in the community
plus 1 vacant residential lots · 420 residential parcels (FL DOR 2025)
Track record · 22 years of records
19
Recorded sales · 2024-2025
median $360K · qualified sales on the county roll (FL DOR 2025)
Est. 1956
Community established
homes built 1956-2014, median 1982 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lake St George Unit is a mature Palm Harbor community of 523 homes with a median build year of 1982 and a median footprint right around 1,389 square feet. With construction spanning 1956 to 2014, the stock is not uniform, and that is the single biggest driver of price here: condition and updates matter more than the address. Two homes of similar size can sit far apart on price depending on roof, systems, and whether the interior has been touched since the original era.

A homestead share just over 71% tells you this is largely an owner-occupied, hold-and-live community rather than an investor churn. For buyers, that means less turnover and a slower flow of listings — patience is required. For sellers, a well-updated home in this size band has a real audience, but you cannot lean on the neighborhood to carry a dated property; the work has to be done or priced in.

Nearby homes for sale

No active listings inside Lake St GeorgeHomes for Sale in Palm Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

3906 BLOOMING HILL LANE
$600K · 0.1 mi away
4 bd · 2.5 ba · 2,126 sqft
3906 BLOOMING HILL LANE
Listed by FINE PROPERTIES
516 SHERIDAN DRIVE
$332K · 0.2 mi away
2 bd · 2 ba · 965 sqft
516 SHERIDAN DRIVE
Listed by SMITH & ASSOCIATES REAL ESTATE
3916 BLOOMING HILL LANE
$450K · 0.2 mi away
3 bd · 2.5 ba · 1,702 sqft
3916 BLOOMING HILL LANE
Listed by LPT REALTY, LLC
4643 ORANGE GROVE WAY
$625K · 0.3 mi away
3 bd · 2 ba · 1,811 sqft
4643 ORANGE GROVE WAY
Listed by WEICHERT REALTORS EXCLUSIVE PROPERTIES
3992 ORCHARD HILL CIRCLE
$578K · 0.3 mi away
3 bd · 2.5 ba · 2,018 sqft
3992 ORCHARD HILL CIRCLE
Listed by COLDWELL BANKER REALTY
3948 ORCHARD HILL CIRCLE
$575K · 0.3 mi away
3 bd · 2.5 ba · 2,026 sqft
3948 ORCHARD HILL CIRCLE
Listed by FINE PROPERTIES

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

This is an established Palm Harbor neighborhood where the homes have settled in over decades rather than a new-build tract. Expect single-family, right-sized floor plans and a stable ownership base, with price outcomes tied closely to how each individual home has been maintained and modernized.

Stellar MLS sales records identify 299 homes in Lake St George that have changed hands since 2004, built between 1979 and 2013 (median 1982), with a median living area of about 1,199 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 19 qualified sales in Lake St George across 2024–2025 (14 in 2024, 5 in 2025), median $360,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a modest, single-story-scale home around 1,389 square feet in an established setting
  • Renovation-minded buyers willing to trade dated finishes for a lower entry and build equity through updates
  • Long-hold owner-occupants who value a low-turnover, stable neighborhood over rapid resale

Probably not for

  • Buyers who require new or near-new construction and modern layouts
  • Buyers needing substantial square footage with no interest in older housing stock
  • Investors looking for high turnover and quick-flip volume, which this owner-heavy community does not offer

The market around Lake St George

Lake St George is too small for its own price trend, so here is the market around it.

In ZIP 34684, 282 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

In ZIP 34684 (Palm Harbor), 620 homes closed in the last 12 months at a median of $355K ($256/sq ft), down 2.2% year over year, with a median 45 days on market. Right now 120 active and 37 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Lake St George specifically. Momentum Research analysis of MLS records.

Lake St George by the numbers

From county property records and closed MLS sales for the Lake St George subdivision: 37 homes on record; built 1979–1985; typical size about 1,199 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.

YearRecorded salesMedian price
20105$98,000
20113$57,000
20121$71,300
20131$89,000
20161$225,400
20251$320,000

Newest recorded sale: $320,000 on 2025-04-25.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

Housing distress & ownership in Lake St George Unit, Palm Harbor

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-23)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

If we were buying in Lake St George today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake St George.

Best Buy
Buyers who want an established Palm Harbor neighborhood with modest, right-sized floor plans.
Biggest Risk
The wide condition spread across a 1956–2014 build range makes diligence essential.
Sweet Spot
An updated home near the 1,389-square-foot median with newer roof and systems.
Avoid If
You need new construction or a large, move-in-modern footprint with no renovation appetite.

Why condition is the whole story here

With a median year built of 1982 and homes going back as far as 1956, most of this housing has already lived at least one full cycle of roofs, HVAC, and plumbing. That is not a knock — it is the reality of a mature Florida neighborhood. What it means practically is that the spread between an updated home and an original one can be wide, and the median footprint near 1,389 square feet keeps most of the inventory in a modest, manageable size class rather than sprawling.

For a buyer, the diligence work is straightforward but non-negotiable: verify roof age, four-point-relevant systems, and any permitted additions given the long build window. For a seller, the lesson is that updates translate more directly to price in a community like this than square footage alone. A thoughtfully renovated 1,389-square-foot home competes hard; a larger but tired one does not automatically win.

“

The location and the amenities are priced into every listing in Lake St George. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-turnover, condition-driven neighborhood, generic comps mislead. We underwrite each home on its actual systems and updates rather than lumping the whole community into one number, and because listings surface slowly here, we help buyers move decisively when the right one appears and help sellers position updated homes against the dated ones they are really competing with.

Lake St George in 15 seconds.

Best forBuyers who want an established Palm Harbor neighborhood with modest, right-sized floor plans.
Biggest advantageA stable, owner-heavy ownership base and low turnover.
Biggest riskThe wide condition spread across a 1956–2014 build range makes diligence essential.
Sweet spotAn updated home near the 1,389-square-foot median with newer roof and systems.
Avoid ifYou need new construction or a large, move-in-modern footprint with no renovation appetite.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Lake St George homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Lake St George.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake St George sales matched to your home.

What is your Lake St George home worth?

Get a no-obligation home value based on real comparable sales in Lake St George, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Palm Harbor →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Lake St George?
The Florida DOR 2025 assessment roll shows 419 homes plus 1 vacant residential lots in Lake St George (public records).
What share of Lake St George is owner-occupied?
71% of Lake St George parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lake St George built?
Homes in Lake St George were built between 1956 and 2014, with a median year built of 1982 (FL DOR 2025 roll).
Who is the best real estate agent for Lake St George?
The best agent for Lake St George is one who actively works Palm Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lake St George.
How do I find a top Palm Harbor real estate agent who knows Lake St George?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lake St George and the wider Palm Harbor area.
Can Momentum Realty connect me with an agent for Lake St George?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lake St George purchase or sale - no call center and no pressure.
Where is Lake St George, and what county is it in?
Lake St George is in Palm Harbor, Pinellas County, FL, ZIP 34684.
Buyers seeking a modest, single-story-scale home around 1,389 square feet in an established settingExcellent fit
Renovation-minded buyers willing to trade dated finishes for a lower entry and build equity through updatesExcellent fit
Long-hold owner-occupants who value a low-turnover, stable neighborhood over rapid resaleExcellent fit
Buyers who require new or near-new construction and modern layoutsProbably not
Buyers needing substantial square footage with no interest in older housing stockProbably not
Investors looking for high turnover and quick-flip volume, which this owner-heavy community does not offerProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (8 streets, ZIP 34684))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2004 (20 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Lake St George. These are the public schools most often assigned to other communities in ZIP 34684; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near Lake St George with Momentum Realty’s local guides.

LSLake St George0.0 mi away · median $335K, 4 sales/12 moLSLake St George0.0 mi away · 119 homes, built 1982–88Lake St George0.0 mi away · 153 homes, built 1979–13, 3 for saleLSLake St George0.0 mi away · 126 homes, built 1980–88LSLake St George South0.3 mi away · 399 homes, built 1956–14LSLake St George South0.3 mi away · 164 homes, built 1983–84

Browse all neighborhood guides →

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