Lake St George
Homes for Sale in Palm Harbor, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 25 closed sales in Lake St George-Unit V-A in Palm Harbor, FL since 2014, the most recent in September 2025. Across Palm Harbor as a whole, 848 homes closed in the last 12 months at a median of $366,500, 47 median days on market, with 246 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,110 ($6,290 with the full homestead exemption).
Part of Lake St. George, Palm Harbor, FL — see all Lake St. George homes for sale (6 listings across 6 sections in the MLS).
This is a compact subdivision of 119 homes built in a tight window between 1982 and 1988, with a median living area right around 1,175 square feet. When the housing stock is this uniform in age and size, price is driven less by square footage and more by condition, updates, and lot placement. Expect a wide spread between a dated, original-owner home and one that has been renovated, even though the floor plans start from a similar base.
With roughly 74% of homes carrying a homestead exemption, this reads as an owner-occupied community rather than an investor block, and turnover tends to be modest. For sellers, that means limited direct comparables in any given stretch, so pricing to condition matters. For buyers, patience pays: the right listing may not come up often, and the gap between a move-in-ready home and a project is where the negotiation lives.
Nearby homes for sale
No active listings inside Lake St George-Unit V-A right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lake St George is a small, established Palm Harbor pocket of early-1980s homes on a consistent scale, where the real variable between listings is how much work an owner has already done.
Stellar MLS sales records identify 299 homes in Lake St George that have changed hands since 2004, built between 1979 and 2013 (median 1982), with a median living area of about 1,199 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake St George is best for.
Best for
- Buyers seeking an efficient, right-sized single-family home in an established Palm Harbor location
- Value-add buyers with a renovation budget who can act quickly when a project home lists
- Long-hold owners who prioritize stability over rapid resale turnover
Probably not for
- Buyers who need significantly more than roughly 1,175 square feet of living space
- Investors expecting frequent inventory or quick flip turnover in a mostly owner-occupied pocket
- Buyers wanting new construction who don't want to manage the upkeep of an early-1980s home
The market around Lake St George
Lake St George is too small for its own price trend, so here is the market around it.
In ZIP 34684, 285 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34684 (Palm Harbor), 621 homes closed in the last 12 months at a median of $350K ($256/sq ft), down 2.8% year over year, with a median 46 days on market. Right now 124 active and 33 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Lake St George specifically. Momentum Research analysis of MLS records.
The Lake St George buying strategy.
If we were buying in Lake St George today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake St George.
A condition-driven market, not a size game
Because the homes here share a build era and a similar footprint near 1,175 square feet, you are not shopping for more house so much as shopping for better bones. Roof age, HVAC, windows, kitchens, and baths are what separate one asking price from another. A buyer should budget for the deferred-maintenance realities of homes now in their forties and read every listing through that lens.
The high homestead share signals stability and long holds, which typically keeps inventory thin. That works both ways: sellers of a genuinely updated home face less competition, while buyers hunting for a value-add project should be ready to move when one surfaces rather than assume another will follow quickly.
The location and the amenities are priced into every listing in Lake St George. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this small and this uniform, the comps that matter are few, and the difference between a fair price and an overpay is condition detail an algorithm misses. We walk the home, weigh the roof, systems, and updates against the neighborhood's early-1980s baseline, and price or negotiate on what is actually in front of us — not on a formula.
Lake St George in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake St George buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake St George sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake St George, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake St George home worth?
Get a no-obligation home value based on real comparable sales in Lake St George, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Lake St George?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Lake St George fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Lake St George. These are the public schools most often assigned to other communities in ZIP 34684; zones change and vary by address, so confirm with the district before you buy.
- Palm Harbor University High School · Public · FLDOE grade A (assigned to 3 nearby communities)
- Highland Lakes Elementary · Public · FLDOE grade B (assigned to 2 nearby communities)
- Sutherland Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Lake St George
Where is Lake St George?
Lake St George is a community in Palm Harbor, Pinellas County, Florida, ZIP 34684.
Are there homes for sale in Lake St George right now?
No active listings inside Lake St George at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Lake St George have an HOA or CDD?
No HOA is on record for Lake St George in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Lake St George with Momentum Realty’s local guides.