Lazy Acres Middleburg
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-07, 3 recorded sales closed at a median of $389,000, $469 per square foot, a median 53 days on market, sellers accepting 95% of original asking. At the median price and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $5,860 ($5,260 with the full homestead exemption).
The number that stands out in Lazy Acres is the price per square foot, which sits at roughly $469 against a median sale price of $389,000. That combination points to smaller footprints doing the pricing work here — you are paying for the land, the setting, and the condition of the structure more than for raw square footage. Expect the spread between homes to be driven by lot, updates, and finish rather than by size alone.
At a median of 53 days on market, this is not a bidding-war setting. Sellers should price to the condition of the home and be prepared to hold through a normal marketing window rather than expecting a quick clearing. Buyers have room to inspect, negotiate, and walk if the numbers do not work. This is a market that rewards patience on both sides.
The 60-Second Overview
Lazy Acres Middleburg market snapshot (as of September 7, 2026): the median sale price is about $389K ($469 per sq ft over the trailing 12 months of closed sales), and a median 53 days on market for closed sales.
Lazy Acres sits in Middleburg, in Clay County, with a small enough closing pool that each recent sale carries real weight in the median. Read the per-square-foot figure alongside the price and you get a market where the structure and the land matter more than sheer size.
Who Lazy Acres Middleburg is best for.
Best for
- Buyers prioritizing lot and setting over interior square footage
- Purchasers with time to inspect and negotiate rather than a hard closing deadline
- Sellers willing to price to condition and hold through a normal marketing window
Probably not for
- Buyers chasing the most finished square footage per dollar
- Anyone needing a fast, competitive close
- Sellers expecting a quick clearing above what condition supports
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 7 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($389K) IS the median in the snapshot above.
Windows contain 0 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
27% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-05).
Housing distress & ownership in Lazy Acres, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Lazy Acres Middleburg buying strategy.
If we were buying in Lazy Acres Middleburg today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lazy Acres Middleburg.
What the per-square-foot number is telling you
A median price of $389,000 paired with a median of about $469 per square foot is the signature of a compact-home market. When price per foot runs high relative to the sale price, you are usually looking at smaller homes where lot and location absorb much of the value. Two homes at similar asking prices here can be very different properties, so square footage and condition deserve close reading before you anchor on a number.
The closing window is thin — only three closings inform this snapshot — so treat the median as a directional read, not a precise gauge. One unusual sale can move it. That makes on-the-ground comparison of specific listings more important than leaning on the community average, and it makes an honest condition assessment the difference between a fair price and an overpay.
The location and the amenities are priced into every listing in Lazy Acres Middleburg. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With a small sample of recent closings and a per-foot figure that punishes a lazy comp job, the value here lives in the details of each property. We walk the homes, weigh condition against the median, and tell you plainly when a listing is priced to its finish and when it is priced to hope. In a market that moves in weeks rather than days, that read protects both buyers and sellers.
Lazy Acres Middleburg in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lazy Acres Middleburg buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lazy Acres Middleburg sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lazy Acres Middleburg, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lazy Acres Middleburg home worth?
Get a no-obligation home value based on real comparable sales in Lazy Acres Middleburg, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Lazy Acres Middleburg?
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Should you buy in Lazy Acres Middleburg?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 7, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-05 |
| Historical depth | Closed-sale records back to 2004 (46 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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