Clay
Homes for Sale in Middleburg, FL
All 369 homes for sale in Middleburg, FL · median $345,000 · 334 homes for sale in 32068 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of October 2026, Clay in Middleburg, FL has 2 homes for sale. Homes listed or recently sold were built 1984–2025 with 1 new construction; 1 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 64 ft).
The current MLS snapshot for Clay is thin on the usual anchors — no median price, no days-on-market, no amenity set to read against. That means price here is being set listing by listing, driven by the condition, lot, and specifics of each individual home rather than by any community premium or shared feature. Treat every property on its own terms.
For a buyer, that puts the burden on the walkthrough and the comps, not on a headline number. For a seller, it means you are competing on the merits of your home — updates, layout, land — with nothing communal to lean on. Both sides should slow down and verify what the listing actually offers before pricing or offering.
Figures in this note are as of July 18, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Clay right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 18, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Clay is a Middleburg-area community that, as of mid-2026, shows no shared amenities in current MLS listings — so what you buy is the house and the land, not a package of community features.
realMLS (Northeast Florida) sales records identify 7 homes in Clay that have changed hands since 2018, built between 1990 and 2025 (median 2006), with a median living area of about 1,629 sq ft and a typical 3-bedroom, 2-bath layout; 71% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Clay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Clay
Clay
ClayPhotos from realMLS listings in Clay; content deemed reliable but not guaranteed.
Who Clay is best for.
Best for
- Buyers prioritizing land and a private home over shared community features
- Value-focused buyers willing to compare condition closely and negotiate on the merits
- Buyers comfortable in a Middleburg-area setting rather than an amenity-driven subdivision
Probably not for
- Buyers who want a pool, clubhouse, or other on-site community amenities
- Buyers who want a predictable, narrow price band across comparable homes
- Buyers looking for a gated or managed community experience
The market around Clay
Clay is too small for its own price trend, so here is the market around it.
In ZIP 32068, 458 homes are on the market and 26% are under contract — a steady corner of Middleburg.
Across Duval County, 4,404 homes are active and 1,546 pending (26% under contract).
In ZIP 32068 (Middleburg), 1,206 homes closed in the last 12 months at a median of $320K ($185/sq ft), up 1.6% year over year, with a median 45 days on market. Right now 268 active and 93 pending listings put supply at about 4.3 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Clay specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Clay
Live MLS inventory for Clay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Clay listings as of 2026-10-19, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Clay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
The Clay buying strategy.
If we were buying in Clay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clay.
What sets value here
With no community amenities identified in the current listings, value in Clay is condition-driven and property-specific. There is no clubhouse, pool, or gated entry to justify a premium, so the differences between homes — updates, square footage, lot, and setting — do the pricing work.
Expect a wide spread rather than a tidy band, because homes are being valued individually. That makes disciplined comparison essential: two homes at similar sizes can price very differently based on what has been done to them. Verify utilities, access, and any acreage claims directly rather than assuming a community standard applies.
The location and the amenities are priced into every listing in Clay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has no shared amenities to price against, the analysis lives in the details — condition, lot, and comparable sales that actually match. We read each listing on its own merits, tell you where a price is defensible and where it is a reach, and keep you from overpaying for a home simply because it is nearby and looks similar.
Clay in 15 seconds.
Tools for a Clay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clay home worth?
Get a no-obligation home value based on real comparable sales in Clay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Just listed in Clay
The newest homes for sale in Clay right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 1068 Clay Street $485,000 · 4 bd · 2 ba · 2,123 sq ft · 1 day on market Courtesy of COLDWELL BANKER VANGUARD REALTY
- 4072 Scenic Drive $430,000 · 3 bd · 2 ba · 1,632 sq ft · 199 days on market Courtesy of SOUTHEAST REALTY GROUP
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Clay Middleburg Right Now (2)
All 2 active and pending Clay Middleburg listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1068 Clay Street · $485,000 · 4 bd / 2 ba · listed Oct 19, 2026 · listed by Coldwell Banker Vanguard Realty
- 4072 Scenic Drive · $430,000 · 3 bd / 2 ba · listed Jul 22, 2026 · listed by Southeast Realty Group
Recently sold in Clay Middleburg
- 2004 Blue Knoll Road · sold $252,500
- 2939 Backwoods Drive · sold $355,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Middleburg home searches
- All homes for sale in Middleburg, FL
- Homes for sale in Duval County, FL
- Middleburg pool homes for sale
- Middleburg waterfront homes for sale
- Gated communities in Middleburg
- Homes under $300K in Middleburg
- Homes from $300K to $500K in Middleburg
- 4-bedroom homes for sale in Middleburg
- Middleburg home values: what is my house worth?
- ZIP 32068 housing scorecard
Middleburg guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
Real estate agent in Middleburg? Join Momentum in Middleburg: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Peppergrass Street (1 homes on record)
- Creek Hollow Lane (1 homes on record)
- Foxtail Avenue (1 homes on record)
- Thunder Road (1 homes on record)
Email me new listings in Clay
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Clay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Clay will answer, and the answer is published on this page for the next buyer.
Recent Developments in Clay
Development, infrastructure, retail, and school activity affecting Clay, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Schools
Loretto Elementary breaks ground on $12.3 million classroom addition
The addition will replace 13 portable classrooms and two aging pod buildings with 15 classrooms, a music room and a teacher planning room, and will expand the parent drop-off loop. The school enrolls 875 students for 2026-27. Funding comes from the voter-approved half-cent sales tax, with opening expected in 2028.
What it may mean for the marketExpanded permanent capacity and a longer drop-off loop affect school-area traffic and classroom availability in the Mandarin area. The project is about 16 miles east of Clay, elsewhere in Duval County.
Source: Hoodline - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 8 miles southeast of Clay.
Source: News4JAX - July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 11 miles northeast of Clay, elsewhere in Duval County.
Source: Jacksonville Today - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 5 miles north of Clay.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 13 miles southeast of Clay.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 5 miles north of Clay.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
33% of homes for sale in ZIP 32003 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Frequently Asked Questions
Is Clay a buyer's or seller's market right now?
Who is the best real estate agent for Clay?
How do I find a top Middleburg real estate agent who knows Clay?
Can Momentum Realty connect me with an agent for Clay?
Where is Clay, and what county is it in?
How far is Clay from downtown Jacksonville and the beach?
Should you buy in Clay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 19, 2026) |
| Under-contract shares | realMLS records, as of 2026-10-18 |
| Historical depth | Closed-sale records back to 2018 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Clay fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Clay. These are the public schools most often assigned to other communities in ZIP 32068; zones change and vary by address, so confirm with the district before you buy.
- Middleburg High School · 9-12 (assigned to 56 nearby communities)
- Wilkinson Junior High School or your address-zoned middle school · Middle (assigned to 25 nearby communities)
- Wilkinson Junior High School · 7-8 (assigned to 22 nearby communities)
- Middleburg Elementary School or your address-zoned elementary school · Elementary (assigned to 14 nearby communities)
- Tynes Elementary School · PreK-6 (assigned to 11 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Clay with Momentum Realty’s local guides.