Black Creek Estates
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of JASON MITCHELL REAL ESTATE FLORIDA, LLC. · via realMLS
Price here is driven by condition and scale, not by any single build era. Black Creek Estates spans homes built from 1950 to 2024, with the midpoint right around 1989, so you are buying into a mix of older stock and newer construction under one community name. The median living area sits near 1,532 square feet, which tells you the core of this market is modest-footprint housing rather than large estates.
With that spread of ages and sizes, the median asking figure means less than the specific house in front of you. Expect a wide price range tied to updates, square footage, and lot. A buyer should underwrite each home on its own merits; a seller should not assume the median applies to their property without accounting for age and condition.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Black Creek Estates in Middleburg is a 132-home community in Clay County where a long build window — 1950 through 2024 — puts mid-century homes and recent construction side by side, so no single vintage defines it.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Black Creek Estates. Swipe to explore the community.
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Black Creek EstatesPhotos from realMLS listings in Black Creek Estates; content deemed reliable but not guaranteed.
Who Black Creek Estates is best for.
Best for
- Buyers targeting a modest square footage who value practical space over size
- Value-focused shoppers willing to weigh an older home against a newer one at a similar price
- Long-term owners comfortable in an established, owner-heavy community
Probably not for
- Buyers who need a large floor plan well above the community's median size
- Anyone wanting a single consistent build era and matching finishes
- Short-horizon buyers expecting a uniform, turnkey new-construction feel
The market around Black Creek Estates
Black Creek Estates is too small for its own price trend, so here is the market around it.
In ZIP 32068, 446 homes are on the market and 25% are under contract — a steady corner of Middleburg.
Across Clay County, 1,404 homes are active and 459 pending (25% under contract).
ZIP and county figures describe the wider market, not Black Creek Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Black Creek Estates, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Black Creek Estates buying strategy.
If we were buying in Black Creek Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Black Creek Estates.
A mixed-vintage pocket, not a cookie-cutter subdivision
The defining feature is variety. A build range that opens in 1950 and runs to 2024 means renovation quality varies house to house, and the roughly 1,532-square-foot median points to compact floor plans as the norm rather than the exception. That works in a buyer's favor if you are comparison-shopping, because two homes at similar prices can differ sharply in age, systems, and finish.
Owner-occupancy sits just under 60% based on homestead exemptions, a reasonable share for a community of this size and age. It signals a market with genuine long-term ownership rather than one dominated by turnover, which tends to support steadier upkeep across the street.
The location and the amenities are priced into every listing in Black Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where a 1950 home and a 2024 home can carry the same address prefix, the number that matters is the one attached to the specific house — not the community median. We price and inspect each property on its own age, systems, and condition, so you are not paying for an average that does not describe what you are actually buying.
Black Creek Estates in 15 seconds.
Tools for a Black Creek Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Black Creek Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Black Creek Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Black Creek Estates home worth?
Get a no-obligation home value based on real comparable sales in Black Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recent Developments in Black Creek Estates
Development, infrastructure, retail, and school activity affecting Black Creek Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 7 miles east of Black Creek Estates.
Source: News4JAX - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 7 miles north of Black Creek Estates.
Source: Jax Daily Record - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 8 miles southeast of Black Creek Estates, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 11 miles southeast of Black Creek Estates.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 7 miles north of Black Creek Estates.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Black Creek Estates?
What share of Black Creek Estates is owner-occupied?
When were the homes in Black Creek Estates built?
Who is the best real estate agent for Black Creek Estates?
How do I find a top Middleburg real estate agent who knows Black Creek Estates?
Can Momentum Realty connect me with an agent for Black Creek Estates?
Should you buy in Black Creek Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Black Creek Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32068)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2001 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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