Black Creek Estates
Homes for Sale in Middleburg, FL
All 366 homes for sale in Middleburg, FL · median $354,500 · 332 homes for sale in 32068 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of JASON MITCHELL REAL ESTATE FLORIDA, LLC. · via realMLS
As of October 2026, the MLS records 22 closed sales in Black Creek Estates in Middleburg, FL since 2001, the most recent in February 2026. Across Middleburg as a whole, 602 homes closed in the last 12 months at a median of $315,000, 46 median days on market, with 219 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).
Price here is driven by condition and scale, not by any single build era. Black Creek Estates spans homes built from 1950 to 2024, with the midpoint right around 1989, so you are buying into a mix of older stock and newer construction under one community name. The median living area sits near 1,532 square feet, which tells you the core of this market is modest-footprint housing rather than large estates.
With that spread of ages and sizes, the median asking figure means less than the specific house in front of you. Expect a wide price range tied to updates, square footage, and lot. A buyer should underwrite each home on its own merits; a seller should not assume the median applies to their property without accounting for age and condition.
Nearby homes for sale
No active listings inside Black Creek Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Black Creek Estates in Middleburg is a 132-home community in Clay County where a long build window — 1950 through 2024 — puts mid-century homes and recent construction side by side, so no single vintage defines it.
realMLS (Northeast Florida) sales records identify 11 homes in Black Creek Estates that have changed hands since 2005, built between 1963 and 2004 (median 1982), with a median living area of about 1,901 sq ft and a typical 3-bedroom, 2.5-bath layout; 91% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Black Creek Estates across 2024–2024, median $465,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Black Creek Estates. Swipe to explore the community.
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Black Creek EstatesPhotos from realMLS listings in Black Creek Estates; content deemed reliable but not guaranteed.
Who Black Creek Estates is best for.
Best for
- Buyers targeting a modest square footage who value practical space over size
- Value-focused shoppers willing to weigh an older home against a newer one at a similar price
- Long-term owners comfortable in an established, owner-heavy community
Probably not for
- Buyers who need a large floor plan well above the community's median size
- Anyone wanting a single consistent build era and matching finishes
- Short-horizon buyers expecting a uniform, turnkey new-construction feel
The market around Black Creek Estates
Black Creek Estates is too small for its own price trend, so here is the market around it.
In ZIP 32068, 461 homes are on the market and 28% are under contract — a steady corner of Middleburg.
Across Clay County, 1,290 homes are active and 439 pending (25% under contract).
In ZIP 32068 (Middleburg), 1,340 homes closed in the last 12 months at a median of $315K ($183/sq ft), up 2.0% year over year, with a median 45 days on market. Right now 262 active and 116 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Black Creek Estates specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Black Creek Estates, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Black Creek Estates buying strategy.
If we were buying in Black Creek Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Black Creek Estates.
A mixed-vintage pocket, not a cookie-cutter subdivision
The defining feature is variety. A build range that opens in 1950 and runs to 2024 means renovation quality varies house to house, and the roughly 1,532-square-foot median points to compact floor plans as the norm rather than the exception. That works in a buyer's favor if you are comparison-shopping, because two homes at similar prices can differ sharply in age, systems, and finish.
Owner-occupancy sits just under 60% based on homestead exemptions, a reasonable share for a community of this size and age. It signals a market with genuine long-term ownership rather than one dominated by turnover, which tends to support steadier upkeep across the street.
The location and the amenities are priced into every listing in Black Creek Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where a 1950 home and a 2024 home can carry the same address prefix, the number that matters is the one attached to the specific house — not the community median. We price and inspect each property on its own age, systems, and condition, so you are not paying for an average that does not describe what you are actually buying.
Black Creek Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Black Creek Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Black Creek Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Black Creek Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Black Creek Estates home worth?
Get a no-obligation home value based on real comparable sales in Black Creek Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Recently off market in Black Creek Estates
Homes in Black Creek Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 4002 Scenic Drive · off market
- 4068 Scenic Drive · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Black Creek Estates?
What share of Black Creek Estates is owner-occupied?
When were the homes in Black Creek Estates built?
Who is the best real estate agent for Black Creek Estates?
How do I find a top Middleburg real estate agent who knows Black Creek Estates?
Can Momentum Realty connect me with an agent for Black Creek Estates?
Where is Black Creek Estates, and what county is it in?
How far is Black Creek Estates from downtown Jacksonville and the beach?
Should you buy in Black Creek Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32068)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2001 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Black Creek Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Black Creek Estates. These are the public schools most often assigned to other communities in ZIP 32068; zones change and vary by address, so confirm with the district before you buy.
- Middleburg High School · 9-12 · FLDOE grade A (assigned to 56 nearby communities)
- Wilkinson Junior High School or your address-zoned middle school · Middle (assigned to 25 nearby communities)
- Wilkinson Junior High School · 7-8 · FLDOE grade A (assigned to 22 nearby communities)
- Middleburg Elementary School or your address-zoned elementary school · Elementary (assigned to 14 nearby communities)
- Tynes Elementary School · PreK-6 · FLDOE grade B (assigned to 11 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Scenic Drive (7 homes on record)
Nearby Communities
Explore more neighborhoods near Black Creek Estates with Momentum Realty’s local guides.