Marina Bay
Homes for Sale in Flagler Beach, FL

Community in Flagler Beach · Flagler County · ZIP 32136
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True comps, carrying-cost math, and listings before the portals.

Built fromLive DBAMLS dataUpdated twice daily
Live · Marina Bay Housing Pulse DBAMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Track record · 0 years of records
0
Failed listings · 2025
peaked at 5 in 2011
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Marina Bay sits in Flagler Beach, and the name tells you where the value lives: this is coastal Flagler County, where proximity to the water and the condition of the individual home do most of the heavy lifting on price. Without a broad set of comparable sales in front of you, treat pricing here as property-specific rather than formula-driven — two listings on the same street can justify very different numbers based on updates, orientation, and how close they sit to the water.

For a buyer, that means underwriting each home on its own merits and not assuming a neighborhood average applies to the unit you want. For a seller, it means condition and presentation are your levers; in a small coastal community, a well-prepared home tends to stand apart quickly, while a dated one waits for a buyer willing to renovate.

Best for

  • Coastal buyers who value a Flagler Beach location and can budget for near-water maintenance and insurance
  • Buyers comfortable evaluating a home on its own condition rather than a neighborhood average
  • Renovation-minded buyers willing to take on a project-condition home at the right price

Probably not for

  • Buyers who need a large inventory and lots of comparable sales to feel confident on price
  • Buyers seeking a low-maintenance, inland home away from salt-air and flood considerations
  • Buyers wanting a fixed price range before touring — value here is condition- and location-driven

The market around Marina Bay

Marina Bay is a small community — 24 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 32136, 157 homes are on the market and 20% are under contract — a steady corner of Flagler Beach.

Across Flagler County, 1,268 homes are active and 370 pending (23% under contract).

Homes here are condominium.

ZIP and county figures describe the wider market, not Marina Bay specifically. Momentum Research analysis of MLS records.

If we were buying in Marina Bay today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Marina Bay.

Best Buy
Buyers who want a coastal Flagler Beach address and will underwrite each home individually.
Biggest Risk
Thin comparable data makes pricing property-specific and easy to misjudge.
Sweet Spot
A move-in-ready home priced honestly against its own condition and location.
Avoid If
You need a large, liquid market with predictable neighborhood averages.

Reading a small coastal market

In a community this size and this close to the coast, inventory is thin and each sale carries weight. There is no deep bench of look-alike listings to average against, so pricing conversations should start with the specific home — its finishes, its exposure, its lot — rather than a broad neighborhood figure. Expect a wide spread between move-in-ready and project-condition properties.

Coastal Flagler also brings the practical items that belong in every offer here: insurance and flood considerations, exterior wear from salt air, and the ongoing maintenance a near-water home demands. None of that should scare a prepared buyer, but it should be priced in before you write.

The location and the amenities are priced into every listing in Marina Bay. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We are a Northeast Florida brokerage that reads Flagler County coastal markets for a living. In a small community like Marina Bay, where comparable sales are scarce, our job is to price and negotiate off the actual home in front of you — and to tell you plainly when a listing's condition or location does not support the ask.

Marina Bay in 15 seconds.

Best forBuyers who want a coastal Flagler Beach address and will underwrite each home individually.
Biggest advantageA compact, water-adjacent setting where a well-prepared home stands out fast.
Biggest riskThin comparable data makes pricing property-specific and easy to misjudge.
Sweet spotA move-in-ready home priced honestly against its own condition and location.
Avoid ifYou need a large, liquid market with predictable neighborhood averages.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Marina Bay sales matched to your home.

What is your Marina Bay home worth?

Get a no-obligation home value based on real comparable sales in Marina Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Coastal buyers who value a Flagler Beach location and can budget for near-water maintenance and insuranceExcellent fit
Buyers comfortable evaluating a home on its own condition rather than a neighborhood averageExcellent fit
Renovation-minded buyers willing to take on a project-condition home at the right priceExcellent fit
Buyers who need a large inventory and lots of comparable sales to feel confident on priceProbably not
Buyers seeking a low-maintenance, inland home away from salt-air and flood considerationsProbably not
Buyers wanting a fixed price range before touring — value here is condition- and location-drivenProbably not

Data sources & freshness

Under-contract sharesDBAMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2026 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Flagler County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,909/mo
Flagler County typical true cost to own
$136/mo
Flagler County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.