Oak Lake Estates
Homes for Sale in Clearwater, FL

Community in Clearwater · Pinellas County
292 homesBuilt 1915–2023Median sale $447K
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Built fromLive Stellar MLS data20 years of closingsFL DOR public recordsUpdated twice daily
Live · Oak Lake Estates Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$447K
Median sold · 12 mo
$280/sf
Sold $/sqft · 12 mo
peak $280 in 2026
96.8%
Sale vs ask
Pinellas median: 93.3%
Tempo
22days
Median DOM · closed
9 days at the 2022 low
4
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
73%
Owner-occupied · Oak Lake Estates
213 of 293 parcels homesteaded (FL DOR 2025)
27%
Non-owner-occupied · Oak Lake Estates
incl. 11% trust or LLC-held · 8% out-of-state
25%
Cash buyers · Oak Lake Estates
1 of 4 sales, 12 mo ending June 2026
292
Homes in the community
plus 1 vacant residential lots · 293 residential parcels (FL DOR 2025)
Track record · 20 years of records
Est. 1915
Community established
homes built 1915-2023, median 1958 (FL DOR 2025)
0
Failed listings · 2025
peaked at 5 in 2021
1,708sqft
Median sold home size
12-mo windows, closed sales
1.4%/yr
Turnover rate
about 4 of 292 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Oak Lake Estates is defined by an unusually long build history, with homes dating from 1915 through 2023 and a median build year of 1958. That spread is what really sets price here: condition and the degree of renovation matter far more than any single square-foot figure. The median sits at $447,000, or roughly $280 per square foot on a median of about 1,825 square feet, but expect a wide dispersion around that midpoint because you are comparing original mid-century stock against fully reworked or newer construction.

The market posture is brisk. A median of about 21 days on market signals that well-prepared homes move quickly, so buyers should come pre-approved and ready to act on a property that shows well. Sellers benefit from that pace, but the age range means pricing has to be honest about condition — a home carried at the median without the updates to justify it will sit while a comparable, move-in-ready listing clears fast.

The 60-Second Overview

Oak Lake Estates market snapshot (as of July 15, 2026): the median sale price is about $447K ($280 per sq ft over the trailing 12 months of closed sales), and a median 22 days on market for closed sales.

Oak Lake Estates is a community of 292 homes in Clearwater, Pinellas County, built between 1915 and 2023 (median 1958.0), with a median living area of about 1,826 square feet. 73% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

With 292 homes and a build history stretching from 1915 to 2023, Oak Lake Estates is an established Clearwater community where a homestead share of roughly 73% points to a largely owner-occupied core rather than an investor-churned one.

Best for

  • Owner-occupants targeting a primary home around the mid-$440s who can act fast on a well-prepared listing
  • Buyers who want mid-century character and are comfortable weighing renovation quality
  • Long-term holders who value an owner-occupied core over a rental-heavy block

Probably not for

  • Buyers needing consistent, newer construction with predictable per-foot pricing
  • Anyone who wants a leisurely search in a slow market with abundant standing inventory
  • Shoppers unwilling to scrutinize the age and condition of an older home's systems

Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 4 a year; 4 in the current window.
Sellers who gave up · failed listings per year
024200620082010201220162025
Canceled, expired, or withdrawn. 5 quit in 2021; 0 so far in 2025. The clearest stress gauge a community has.

If we were buying in Oak Lake Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Lake Estates.

Best Buy
Buyers who want an established Clearwater community and can evaluate homes on condition, not just size.
Biggest Risk
The build spread makes the median a weak guide for any single home's value.
Sweet Spot
An updated mid-century home priced honestly against its condition.
Avoid If
You need a slow, low-competition search or turnkey uniformity across listings.

Condition, not square footage, drives value

The median year built of 1958 tells you the bones here are mid-century, but the 1915-to-2023 range means two homes of similar size can price very differently. The $280-per-square-foot median is a blend of untouched originals and gut renovations, so the per-foot number is a starting reference, not a rule. Read every listing on its updates: systems, roof, kitchens, and additions do the pricing work.

A roughly 73% homestead share suggests turnover is moderate and inventory is not dominated by rentals. Combined with a median near 21 days on market, that means desirable, updated homes tend not to linger. If you want the community, be prepared to move on the right one rather than wait for a wave of new supply.

The location and the amenities are priced into every listing in Oak Lake Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this varied in age and condition, the median tells you almost nothing about a specific house. We underwrite each listing on its actual updates and systems, price against genuinely comparable stock, and help you act quickly when a home that fits your budget and standards appears — which, at this pace, is where deals are won or lost.

Oak Lake Estates in 15 seconds.

Best forBuyers who want an established Clearwater community and can evaluate homes on condition, not just size.
Biggest advantageA wide age range means real choice between original character and updated or newer construction.
Biggest riskThe build spread makes the median a weak guide for any single home's value.
Sweet spotAn updated mid-century home priced honestly against its condition.
Avoid ifYou need a slow, low-competition search or turnkey uniformity across listings.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Lake Estates sales matched to your home.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Oak Lake Estates?
The median sale price in Oak Lake Estates was $447K over the 12 months ending July 15, 2026 (4 closed sales, Stellar MLS).
How long do homes in Oak Lake Estates take to sell?
Homes that closed in the 12 months ending July 15, 2026 took a median 22 days on market (4 sales, Stellar MLS).
How many homes are in Oak Lake Estates?
The Florida DOR 2025 assessment roll shows 292 homes plus 1 vacant residential lots in Oak Lake Estates (public records).
What share of Oak Lake Estates is owner-occupied?
73% of Oak Lake Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Oak Lake Estates built?
Homes in Oak Lake Estates were built between 1915 and 2023, with a median year built of 1958.0 (FL DOR 2025 roll).
Do cash buyers compete in Oak Lake Estates?
Cash buyers took 25% of Oak Lake Estates sales in the 12 months ending June 2026 (1 of 4 closings, Stellar MLS).
Who is the best real estate agent for Oak Lake Estates?
The best agent for Oak Lake Estates is one who actively works Clearwater and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Oak Lake Estates.
How do I find a top Clearwater real estate agent who knows Oak Lake Estates?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Oak Lake Estates and the wider Clearwater area.
Can Momentum Realty connect me with an agent for Oak Lake Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Oak Lake Estates purchase or sale - no call center and no pressure.
Owner-occupants targeting a primary home around the mid-$440s who can act fast on a well-prepared listingExcellent fit
Buyers who want mid-century character and are comfortable weighing renovation qualityExcellent fit
Long-term holders who value an owner-occupied core over a rental-heavy blockExcellent fit
Buyers needing consistent, newer construction with predictable per-foot pricingProbably not
Anyone who wants a leisurely search in a slow market with abundant standing inventoryProbably not
Shoppers unwilling to scrutinize the age and condition of an older home's systemsProbably not

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending July 15, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (5 streets, ZIP 33756/33764))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2006 (23 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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