Oak Point
Homes for Sale in Orange Park, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 53 closed sales in Oak Point in Orange Park, FL since 2005, the most recent in March 2026. Recorded prices since 2024 ran from $365,000 to $540,500 (median $386,900), on homes of 2,389 to 3,634 sq ft. Across Orange Park as a whole, 637 homes closed in the last 12 months at a median of $325,000, 40 median days on market, with 161 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $5,820 ($5,230 with the full homestead exemption).
Price in Oak Point is driven by condition and vintage more than by any single formula. With homes built across a span from 1955 to 2021 and a median build year of 2005, you are looking at a community where a mid-2000s house sits next to something a half-century older. That spread means the median price tells you the middle of the market, not what any given house will trade for — updates, systems age, and lot quality do the heavy lifting here.
At a median living area of roughly 2,368 square feet, these are substantial homes, and the wide age range rewards buyers who read a house carefully. For sellers, the takeaway is that condition sets your number: an updated home shows well against the older end of the inventory, while a dated one competes on price. Neither side should treat the median as a quote.
The 60-Second Overview
Oak Point is a 239-home community in Orange Park, Clay County, with a build history stretching from the mid-1950s into 2021 — so the housing stock is genuinely mixed rather than a single-era subdivision.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Oak Point is best for.
Best for
- Buyers seeking a larger home near the ~2,368 sqft median who will inspect closely
- Long-hold owner-occupants comfortable with a roughly even owner/renter balance
- Value-minded buyers willing to take on an older home priced on condition
Probably not for
- Buyers who want only new construction and none of the older vintage
- Anyone needing a tight, predictable price band rather than a condition-driven spread
- Buyers unwilling to budget for updates on a mid-century-era house
The market around Oak Point
Oak Point is too small for its own price trend, so here is the market around it.
In ZIP 32065, 167 homes are on the market and 26% are under contract — a steady corner of Orange Park.
Across Clay County, 1,290 homes are active and 439 pending (25% under contract).
ZIP and county figures describe the wider market, not Oak Point specifically. Momentum Research analysis of MLS records.
The Oak Point buying strategy.
If we were buying in Oak Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Oak Point.
A mixed-vintage pocket, not a cookie-cutter subdivision
The defining trait of Oak Point is age diversity. A build range from 1955 to 2021 around a 2005 median means you will encounter original mid-century homes, a bulk of 2000s construction, and a handful of newer builds within the same 239-home footprint. That variety shows up in floor plans, lot sizes, and how much work a given house needs — it is not a place where every home looks like its neighbor.
Owner-occupancy runs a little over half, with a homestead share of about 54 percent. That is a balanced mix rather than an owner-dominated enclave, which is worth knowing if long-term ownership stability matters to you. Combined with the roughly 2,368-square-foot median, the practical read is a community of real houses at real sizes, where the smart money spends its energy on inspecting the individual home.
The location and the amenities are priced into every listing in Oak Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this varied — homes from the 1950s through 2021 — the median price is a starting line, not an answer. We price and evaluate each Oak Point house on its own vintage, systems, and condition, so buyers do not overpay for a dated home and sellers do not underprice an updated one. That house-by-house discipline is where our local read earns its keep.
Oak Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Oak Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Oak Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Oak Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Oak Point home worth?
Get a no-obligation home value based on real comparable sales in Oak Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Oak Point on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Oak Point?
What share of Oak Point is owner-occupied?
When were the homes in Oak Point built?
Who is the best real estate agent for Oak Point?
How do I find a top Orange Park real estate agent who knows Oak Point?
Can Momentum Realty connect me with an agent for Oak Point?
Should you buy in Oak Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32003/32065/32068)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2005 (53 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Oak Point fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Oak Point Homes for Sale in Orange Park, FL with Momentum Realty’s local guides.
