Pine Harbour
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · via realMLS
As of September 2026, the MLS records 22 closed sales in Pine Harbour in Jacksonville, FL since 2001, the most recent in October 2025. Across Jacksonville as a whole, 8,846 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,385 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
Pine Harbour is an established, non-uniform market. With a median year built of 1984 and a span that runs from 1948 all the way to 2023, price here is driven far more by condition and updates than by any single price band. Two homes of similar size can sell well apart depending on how much work has been done, so the median tells you the middle of the market, not what any given house is worth.
The 74% homestead share signals a market held largely by owner-occupants rather than short-term flippers, which tends to mean steadier inventory and fewer distressed listings. For a buyer, that means competition on the well-updated homes and room to negotiate on the dated ones. For a seller, it means condition is the lever: the homes that show move-in ready set the pace.
The 60-Second Overview
Pine Harbour is a 201-home community in Jacksonville's Duval County where a decades-wide build range and a median living area of 1,774 square feet produce a genuinely mixed housing stock rather than a single product type.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Pine Harbour. Swipe to explore the community.
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Pine Harbour
Pine Harbour
Pine Harbour
Pine HarbourPhotos from realMLS listings in Pine Harbour; content deemed reliable but not guaranteed.
Who Pine Harbour is best for.
Best for
- Buyers comfortable renovating an older home to build value through condition
- Buyers seeking a mid-size footprint around 1,774 square feet in an established setting
- Long-hold owner-occupants who value a market held largely by other owner-occupants
Probably not for
- Buyers who want new-construction finishes and warranties without renovation work
- Buyers needing a tight, predictable price range and uniform housing stock
- Short-term flippers counting on quick turnover in a low-churn, owner-occupied market
The market around Pine Harbour
Pine Harbour is too small for its own price trend, so here is the market around it.
In ZIP 32250, 231 homes are on the market and 21% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,972 homes are active and 1,630 pending (29% under contract).
ZIP and county figures describe the wider market, not Pine Harbour specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Pine Harbour, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Pine Harbour buying strategy.
If we were buying in Pine Harbour today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Harbour.
A market where condition is the story
The build range here is unusually wide for a single community — the oldest homes date to 1948, the newest to 2023 — with the median landing at 1984. That spread means you will see original mid-century layouts sitting near newer infill construction, and the practical takeaway is that you buy the individual house, not the neighborhood average.
At a median of 1,774 living square feet, most of the stock sits in a mid-size, workable footprint rather than at either extreme. Pair that with the high owner-occupant share and you get a market that rewards diligence: inspect carefully, price against comparable condition, and treat any listing's finish level as the single most important variable.
The location and the amenities are priced into every listing in Pine Harbour. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this varied in age and condition, the median price is a starting point, not an answer. We underwrite each home against genuinely comparable properties, flag the deferred-maintenance risks that come with older stock, and help sellers position updated homes where they command their edge. That is the difference between guessing and pricing.
Pine Harbour in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Harbour buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Harbour sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Harbour, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Harbour home worth?
Get a no-obligation home value based on real comparable sales in Pine Harbour, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Pine Harbour?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Pine Harbour with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 7, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-05 |
| Historical depth | Closed-sale records back to 2001 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Pine Harbour fits the bigger picture — live prices, inventory, and Momentum Scores:
Pine Harbour Market Scorecard
Pine Harbour is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32250 ZIP is $637,813, about 14.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.