Raintree
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Raintree in Middleburg, FL since 2001, the most recent in January 2008. Across Middleburg as a whole, 666 homes closed in the last 12 months at a median of $315,000, 46 median days on market, with 218 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).
Raintree sits in Middleburg, out in Clay County, and the honest starting point is that we have a thin data snapshot here — a name, a place, and a date. What I can tell you with confidence is what Middleburg generally offers: a lower-density, more rural-suburban setting than the tighter subdivisions closer to Jacksonville, which tends to mean more land per home and a longer drive to major employment and retail.
Because I don't have a current median or days-on-market figure to anchor to, treat any price you see on an individual listing as condition-driven and lot-driven rather than set by a tight comp band. In a market like this, the spread between an updated home on a good parcel and a dated one can be wide, so the work is in the walk-through, not the headline number.
The 60-Second Overview
Raintree is a Middleburg community in Clay County — expect the trade-offs of a further-out location, where you generally exchange commute time and proximity to services for more room and a quieter setting.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Raintree is best for.
Best for
- Buyers prioritizing a quieter, lower-density setting over proximity to city amenities
- Anyone wanting more land or space and willing to verify parcel-level details
- Buyers comfortable evaluating a home on its own condition rather than a tight comp band
Probably not for
- Buyers who need a short daily commute to Jacksonville job centers
- Buyers who want walkable retail and dense services nearby
- Buyers who want a predictable, narrow price range before touring
The market around Raintree
Raintree is too small for its own price trend, so here is the market around it.
In ZIP 32068, 459 homes are on the market and 27% are under contract — a steady corner of Middleburg.
Across Clay County, 1,267 homes are active and 451 pending (26% under contract).
ZIP and county figures describe the wider market, not Raintree specifically. Momentum Research analysis of MLS records.
The Raintree buying strategy.
If we were buying in Raintree today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Raintree.
What Middleburg location really means
Middleburg is a Clay County location that reads more rural-suburban than the neighborhoods hugging the county line. That has real consequences for a buyer: commute distances to the larger job centers and shopping corridors are longer, and infrastructure like utilities and road access varies parcel to parcel, so it pays to verify what any specific home is actually connected to.
With the limited snapshot I have, I won't quote a price band or a pace-of-sale figure I can't stand behind. The practical read is to evaluate each home on its own merits — condition, lot, and access — and to confirm the day-to-day logistics of the location before you fall for the setting.
The location and the amenities are priced into every listing in Raintree. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Raintree is exactly the kind of further-out Clay County community where local knowledge beats a spreadsheet. We work Northeast Florida every day, and in a market with limited public data we do the legwork — pulling real comps, checking utility and access details on the actual parcel, and telling you plainly when a home or a location doesn't match what you told us you need.
Raintree in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Raintree buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Raintree sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Raintree, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Raintree home worth?
Get a no-obligation home value based on real comparable sales in Raintree, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Should you buy in Raintree?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2001 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Raintree fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.