Riverbend Homes for Sale in Fleming Island, FL

Established resale community · Fleming Island · ZIP 32003

A small, deed-restricted resale community of single-family homes off County Road 220 near Old Hard Road in Fleming Island, Clay County, for buyers who want an established neighborhood without golf or club dues.

Established resaleFleming Island, Clay CountyDeed-restricted, HOA-managed
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a small, established neighborhood, so active inventory can be thin and can sit at zero for stretches. Confirm current listings before you plan a visit.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Riverbend is a straightforward resale play in a small, deed-restricted neighborhood on Fleming Island, without the golf or club dues that come with the island's bigger master communities. That keeps carrying costs simpler, but it also means a smaller pool of comparable sales to lean on, so pull recent closings in the immediate neighborhood rather than the wider Fleming Island market. Confirm the HOA dues amount and what they cover before you commit."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Riverbend is a deed-restricted, single-family community of roughly 74 homes off County Road 220 near Old Hard Road in Fleming Island, in Clay County. It is a small, established resale neighborhood rather than a large master-planned community, and it is not marketed as gated or age-restricted.

Because it is a small resale pocket without an on-site golf course or club, the market here behaves like a typical established Fleming Island neighborhood: homes turn over occasionally, and the comparable pool is thinner than in the island's larger communities. That makes recent, nearby closings the most useful reference point rather than area-wide averages.

The location trades the amenity package of the bigger Fleming Island communities for a simpler carrying-cost picture and a shorter list of shared facilities. It still sits within a reasonable drive of the Fleming Island town center, Orange Park, and the Jacksonville job market via US 17 and County Road 220.

Best for

  • Buyers who want an established, single-family resale home without golf or club dues
  • Buyers who prioritize a straightforward HOA over a large amenity package
  • Commuters to Orange Park or Jacksonville via US 17 and County Road 220

Probably not for

  • Buyers who want on-site golf, tennis, or a clubhouse amenity package
  • Buyers who need a large pool of recent comparable sales to lean on
  • Buyers seeking new construction rather than an established resale

How Fleming Island is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Riverbend update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Fleming Island listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Riverbend buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Fleming Island Town Center10 to 15 min · approximate
Orange Park15 to 20 min · approximate
Downtown Jacksonville25 to 35 min · approximate
Green Cove Springs10 to 15 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Riverbend Homes for Sale in Fleming Island, FL with Momentum Realty’s local guides.

Heritage Oaks Trace Homes for Sale in Fleming Island, FLHeritage Oaks Trace Homes for Sale in Fleming Island, FLFleming Island, FL · 0.1 miSCStone Creek at Eagle Harbor Homes for Sale in Fleming Island, FLFleming Island, FL · 0.4 miPEThe Preserve at Eagle Harbor Homes for Sale in Fleming Island, FLFleming Island, FL · 0.5 miCWCountry Walk at Eagle Harbor Homes for Sale in Fleming Island, FLFleming Island, FL · 0.5 miFVFairway Village Homes for Sale in Fleming Island, FLFleming Island, FL · 0.6 miHLHarbor Lake Homes for Sale in Fleming Island, FLFleming Island, FL · 0.6 miHibernia Links Homes for Sale in Fleming Island, FLHibernia Links Homes for Sale in Fleming Island, FLFleming Island, FL · 0.6 miFleming Estates Homes for Sale in Fleming Island, FLFleming Estates Homes for Sale in Fleming Island, FLFleming Island, FL · 0.6 miHarvest Bend Homes for Sale in Fleming Island, FLHarvest Bend Homes for Sale in Fleming Island, FLFleming Island, FL · 0.6 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Fleming Island (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Clay County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Fleming Island is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Fleming Island High School (Clay County District Schools)

Middle

Lakeside Junior High School (verify by address)

Elementary

Fleming Island Elementary School or Thunderbolt Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Fleming Island address.

The takeaway

The story around Riverbend is the broader Fleming Island and Clay County growth trend rather than anything specific to this small community.

Recent Developments in Riverbend

Our read on what is being built around Fleming Island, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet neutral to positive. Clay County has kept adding residents and the Fleming Island corridor keeps building out, which supports steady demand for established, moderately priced resale neighborhoods like this one.

Clay County population growth

2020 to 2025
BullishNotable impact
SignificanceRadius: County

Clay County has been one of the faster-growing counties in Northeast Florida over the past several years, with continued residential development around Fleming Island and Oakleaf. Sustained population growth generally supports steady demand for established resale neighborhoods.

Insurance and carrying costs

2026
NeutralMinor impact
SignificanceRadius: Region

Florida homeowners insurance premiums remain a real line item statewide. Get a bindable quote for the specific home, and factor it into your monthly budget alongside HOA dues.

Thin resale inventory

2026
NeutralMinor impact
SignificanceRadius: Community

As a small, roughly 74 home neighborhood, Riverbend typically has few homes on the market at any one time. That can work in a seller's favor but means buyers should act promptly on a well-priced listing.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Riverbend, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for RiverbendGet a short monthly email when something new is approved, funded, or opens near Riverbend.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Fleming Island, this is the order of operations we would run, and the one we run for our clients.

    1

    Get the current HOA dues amount and covenants in writing from Awakenings Association Management before you make an offer.

    2

    Confirm there is no CDD on the specific parcel by checking the Clay County Property Appraiser record.

    3

    Verify the exact zoned elementary, middle, and high schools by the home's address with Clay County District Schools.

    4

    Pull recent closed sales in Riverbend specifically, since the community is small and area-wide averages may not reflect it well.

    5

    Get a bindable homeowners insurance quote for the specific home before you commit.

    Best Buy
    A well-maintained home in the interior of the neighborhood, away from County Road 220 road noise.
    Biggest Risk
    Thin comparable sales data given the community's small size.
    Best Lot
    Favor interior lots over those closest to County Road 220.
    Smart Timing
    Opportunistic. Inventory is limited, so a well-priced listing can move quickly.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale

    Size range

    Mid-size single-family homes; verify exact square footage by listing

    Bedrooms

    Generally 3 to 4

    Home count

    Approximately 74 homes (association-listed)

    Costs & Fees

    HOA

    Yes, deed-restricted; managed by Awakenings Association Management. Dues amount not published; confirm with the association

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences

    Amenities

    Marketed

    Neighborhood common areas; no golf or club facilities identified

    Status

    Confirm current amenity list with the HOA

    Location

    Town

    Fleming Island, Clay County

    Access

    Off County Road 220 near Old Hard Road

    Downtown Jacksonville

    About 25 to 35 min

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    Smaller three-bedroom single-family homes, generally the more compact plans in the neighborhood.

    Lowest entry
    The Core

    Mid-size three to four-bedroom homes, which make up the bulk of the neighborhood's housing stock.

    Most inventory
    The Top

    The largest four-bedroom homes on the more desirable interior lots, away from County Road 220.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    Smaller three-bedroom single-family homes, generally the more compact plans in the neighborhood.
    The Core
    Mid-size three to four-bedroom homes, which make up the bulk of the neighborhood's housing stock.
    The Top
    The largest four-bedroom homes on the more desirable interior lots, away from County Road 220.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVaries by home
    HOA simplicityNo club or golf dues
    Comparable sales depthSmall community
    Location accessUS 17 and CR-220
    Carrying costsConfirm HOA and insurance

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Fleming Island

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    In a small resale neighborhood like this, the deal is won on knowing the recent comps, not on chasing an amenity list.

    Jon Brooks · Founder, Momentum Realty
    6.0C+ · Buy Score
    Resale Strength5.6/10
    Renovation Risk6.2/10
    Location Efficiency6.6/10
    Long-Term Defensibility5.4/10
    Carrying Cost Advantage6.6/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Fleming Island is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • This is a resale neighborhood, so home condition varies more than in new construction.
    • Interior lots away from County Road 220 tend to be more desirable.
    • Get a home inspection regardless of the seller's claims about updates.
    • Ask the HOA about any pending special assessments before you buy.
    • Confirm flood zone status with the Clay County Property Appraiser given the area's proximity to the St. Johns River.

    Riverbend is an established, small resale neighborhood, so unlike new construction the condition and age of each home varies and matters directly to your offer. Homesites closer to County Road 220 tend to carry more road noise, while interior lots are generally more desirable. Get an independent home inspection regardless of what the seller discloses, ask the HOA whether any special assessments are pending, and confirm the specific parcel's flood zone status with the Clay County Property Appraiser given the community's proximity to the St. Johns River.

    Fleming Island in 15 seconds.

    Best forBuyers who want an established, single-family resale home without golf or club dues.
    Biggest advantageA simpler HOA and carrying-cost picture than Fleming Island's larger master communities.
    Biggest riskThin, small-sample comparable sales data given the community's size.
    Sweet spotA well-kept interior home away from County Road 220.
    Avoid ifYou want on-site golf, tennis, or a large clubhouse amenity package.

    HOA, CDD & Fees

    15-Second Take
    • HOA yes, deed-restricted; get the current dues amount in writing.
    • No CDD was identified, but confirm it on the parcel's tax record.
    • No golf or club amenities; the HOA covers common areas and covenant enforcement.
    • Pull recent Riverbend-specific closings rather than relying on area averages.
    • Budget a bindable homeowners insurance quote as a real carrying cost.

    Riverbend is deed-restricted and managed by Awakenings Association Management, based in Middleburg. A current dues amount is not published here; confirm the exact figure and payment schedule with the association before you buy.

    Confirm in writing, but HOA dues in a community like this generally fund common-area upkeep and enforcement of the deed restrictions rather than a large amenity package.

    There is no golf course or private club here.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Fleming Island, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Harbor Island, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Fleming Island home worth?

    Get a no-obligation home value based on real comparable sales in Fleming Island matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Riverbend on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Riverbend year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,806/mo
    Clay County typical true cost to own
    $99/mo
    Clay County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Riverbend are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Riverbend a new-construction community?
    No. Riverbend is an established, deed-restricted resale community of single-family homes off County Road 220 near Old Hard Road in Fleming Island.
    How many homes are in Riverbend?
    The community is generally described as approximately 74 single-family homes, based on the homeowners association's own materials.
    Is there an HOA, and how much are the dues?
    Yes, Riverbend is deed-restricted and managed by Awakenings Association Management. A current dues amount is not published here; confirm the exact figure with the association before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this community, but CDD status is best confirmed on the specific parcel's tax record with the Clay County Property Appraiser.
    What amenities does the community have?
    No golf course, clubhouse, or large amenity package was identified for Riverbend. Confirm the current amenity list, if any, with the HOA.
    Is Riverbend gated or age-restricted?
    There is no verified information that the community is gated, and it is not marketed as age-restricted or 55 plus.
    What schools serve the community?
    It is in Clay County District Schools, with Fleming Island High School at the high-school level. The zoned elementary and middle schools should be verified by the specific address.
    How is the commute to Jacksonville?
    Downtown Jacksonville is roughly a 25 to 35 minute approximate drive via US 17 and County Road 220. Orange Park is closer, roughly 15 to 20 minutes.
    What is the biggest risk of buying here?
    The small size of the community means fewer comparable recent sales to lean on when you price an offer or plan a future resale.
    How should I choose a lot?
    Favor interior homesites away from County Road 220 for less road noise, and confirm the specific parcel's flood zone status given the area's proximity to the St. Johns River.
    Should I get my own agent for a resale purchase here?
    Yes. Your own agent can pull true Riverbend-specific comparable sales and review the HOA documents, since a generic area estimate will not reflect a small neighborhood like this well.
    How current is the data on this page?
    The market figures come from live realMLS data and update regularly. Always confirm the exact price and availability before you make an offer.
    Who is the best real estate agent for Riverbend?
    The best agent for Riverbend is one who actively works Fleming Island and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Riverbend.
    How do I find a top Fleming Island real estate agent who knows Riverbend?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Riverbend and the wider Fleming Island area.
    Can Momentum Realty connect me with an agent for Riverbend?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Riverbend purchase or sale - no call center and no pressure.
    You want an established, single-family resale home without golf or club dues.Excellent fit
    You prefer a simpler HOA over a large amenity package.Excellent fit
    You commute to Orange Park or Jacksonville via US 17 or County Road 220.Excellent fit
    You are comfortable pricing against a small pool of recent comparable sales.Excellent fit
    You want on-site golf, tennis, or a clubhouse amenity package.Probably not
    You need a large pool of comparable sales to lean on for negotiating leverage.Probably not
    You want new construction rather than an established resale.Probably not
    You want to avoid any road-noise consideration near County Road 220.Probably not

    Get the inside read on Fleming Island

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Fleming Island home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Fleming Island specialist will reach out personally, usually the same day.

    Median sale price in Riverbend, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Clay County market guide or every community in the Neighborhood Finder.

    Get my Clay County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

    Looking to buy here? Search homes for sale →

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