Riverwood Terrace
Homes for Sale in Fleming Island, FL
All 121 homes for sale in Fleming Island, FL · median $520,000 · 101 homes for sale in 32003 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 15 closed sales in Riverwood Terrace in Fleming Island, FL since 2003, the most recent in September 2024. Across Fleming Island as a whole, 271 homes closed in the last 12 months at a median of $460,000, 28 median days on market, with 56 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $6,920 ($6,330 with the full homestead exemption).
There is no closing activity to read in the current window for Riverwood Terrace, so anyone quoting you a precise price or trend here is guessing. In a small Fleming Island community like this, price is set less by a running average and more by the specific home in front of you — its condition, its lot, and what the last comparable sale actually did.
For a seller, thin recent data cuts both ways: fewer comps to anchor an appraisal, but also less downward pressure from a stack of competing listings. For a buyer, it means the work is in the individual property and the surrounding Fleming Island market, not in a neighborhood-level number that does not yet exist. We would rather build the comp case from the ground up than pretend a trend line is here.
Nearby homes for sale
No active listings inside Riverwood Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Riverwood Terrace is a small residential pocket of Fleming Island in Clay County; with no closings in the current window, it trades as a property-by-property market rather than one driven by a steady stream of comparable sales.
realMLS (Northeast Florida) sales records identify 8 homes in Riverwood Terrace that have changed hands since 2003, built between 1984 and 1999 (median 1989), with a median living area of about 2,022 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Riverwood Terrace across 2024–2024, median $415,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Riverwood Terrace is best for.
Best for
- Buyers who value a small Fleming Island setting and are comfortable pricing off surrounding-area comps
- Buyers focused on a specific home's condition and lot rather than a community price index
- Sellers willing to invest in a defensible, comp-driven price with limited in-community sales history
Probably not for
- Buyers who require a clear neighborhood price trend before committing
- Investors who underwrite strictly off recent in-community closing data
- Anyone wanting a fast, formula-driven valuation without hands-on comp analysis
The market around Riverwood Terrace
Riverwood Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32003, 158 homes are on the market and 32% are under contract — a fast-moving corner of Fleming Island.
Across Clay County, 1,286 homes are active and 456 pending (26% under contract).
In ZIP 32003 (Fleming Island), 450 homes closed in the last 12 months at a median of $460K ($214/sq ft), down 2.5% year over year, with a median 32 days on market. Right now 84 active and 35 pending listings put supply at about 3.1 months — a healthy market. See the live ZIP 32003 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Riverwood Terrace specifically. Momentum Research analysis of MLS records.
Riverwood Terrace by the numbers
From county property records and closed MLS sales for the Riverwood Terrace subdivision: 8 homes on record; built 1984–1999; typical size about 1,985 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2003 | 1 | $379,000 |
| 2011 | 1 | $204,000 |
| 2014 | 1 | $185,000 |
| 2020 | 1 | $405,000 |
| 2023 | 1 | $350,000 |
| 2024 | 3 | $395,000 |
Newest recorded sale: $325,000 on 2024-09-20.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Riverwood Terrace buying strategy.
If we were buying in Riverwood Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Riverwood Terrace.
Reading a thin market
The honest headline is scarcity of data, not scarcity of value. When a community shows no recorded closings in the window, valuation has to lean on condition, the specific lot, and comparable Fleming Island sales just outside the immediate boundary. That is normal for a smaller enclave and not a red flag on its own — it simply changes how you price and how you negotiate.
Location does the heavy lifting here: Fleming Island sits in Clay County with the everyday retail, commuting, and river-corridor conveniences that draw people to the area. Because we cannot point to a neighborhood price trend, we evaluate each home against the broader Fleming Island backdrop and the details of the property itself, rather than a community average that would be misleading at this sample size.
The location and the amenities are priced into every listing in Riverwood Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has no fresh closings to lean on, the value we add is disciplined comp work — pulling relevant Fleming Island and Clay County sales, weighing condition and lot, and pricing a specific home rather than a market myth. We would rather tell you the data is thin and show our reasoning than hand you a confident number we cannot defend at the appraisal.
Riverwood Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Riverwood Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Riverwood Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Riverwood Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Riverwood Terrace home worth?
Get a no-obligation home value based on real comparable sales in Riverwood Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fleming Island →
Frequently Asked Questions
How many homes are in Riverwood Terrace?
What share of Riverwood Terrace is owner-occupied?
When were the homes in Riverwood Terrace built?
Who is the best real estate agent for Riverwood Terrace?
How do I find a top Fleming Island real estate agent who knows Riverwood Terrace?
Can Momentum Realty connect me with an agent for Riverwood Terrace?
Should you buy in Riverwood Terrace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32003)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2003 (15 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Riverwood Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Riverwood Terrace. These are the public schools most often assigned to other communities in ZIP 32003; zones change and vary by address, so confirm with the district before you buy.
- Fleming Island High School · 9-12 (zoned; confirm by address) · FLDOE grade A (assigned to 34 nearby communities)
- Green Cove Springs Junior High School · 7-8 (zoned; confirm by address) · FLDOE grade A (assigned to 16 nearby communities)
- Thunderbolt Elementary School · (zoned; confirm by address) · FLDOE grade A (assigned to 9 nearby communities)
- Fleming Island Elementary School · PreK-5 (in the community) · FLDOE grade A (assigned to 8 nearby communities)
- Thunderbolt Elementary · K-5 · FLDOE grade A (assigned to 7 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Riverwood Terrace with Momentum Realty’s local guides.