Riverwood Terrace
Homes for Sale in Fleming Island, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 8 closed sales in Riverwood Terrace in Fleming Island, FL since 2003, the most recent in September 2024. Across Fleming Island as a whole, 260 homes closed in the last 12 months at a median of $470,000, 28 median days on market, with 98 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $7,070 ($6,480 with the full homestead exemption).
There is no closing activity to read in the current window for Riverwood Terrace, so anyone quoting you a precise price or trend here is guessing. In a small Fleming Island community like this, price is set less by a running average and more by the specific home in front of you — its condition, its lot, and what the last comparable sale actually did.
For a seller, thin recent data cuts both ways: fewer comps to anchor an appraisal, but also less downward pressure from a stack of competing listings. For a buyer, it means the work is in the individual property and the surrounding Fleming Island market, not in a neighborhood-level number that does not yet exist. We would rather build the comp case from the ground up than pretend a trend line is here.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Riverwood Terrace is a small residential pocket of Fleming Island in Clay County; with no closings in the current window, it trades as a property-by-property market rather than one driven by a steady stream of comparable sales.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Riverwood Terrace is best for.
Best for
- Buyers who value a small Fleming Island setting and are comfortable pricing off surrounding-area comps
- Buyers focused on a specific home's condition and lot rather than a community price index
- Sellers willing to invest in a defensible, comp-driven price with limited in-community sales history
Probably not for
- Buyers who require a clear neighborhood price trend before committing
- Investors who underwrite strictly off recent in-community closing data
- Anyone wanting a fast, formula-driven valuation without hands-on comp analysis
The market around Riverwood Terrace
Riverwood Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32003, 170 homes are on the market and 28% are under contract — a steady corner of Fleming Island.
Across Clay County, 1,409 homes are active and 452 pending (24% under contract).
ZIP and county figures describe the wider market, not Riverwood Terrace specifically. Momentum Research analysis of MLS records.
The Riverwood Terrace buying strategy.
If we were buying in Riverwood Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Riverwood Terrace.
Reading a thin market
The honest headline is scarcity of data, not scarcity of value. When a community shows no recorded closings in the window, valuation has to lean on condition, the specific lot, and comparable Fleming Island sales just outside the immediate boundary. That is normal for a smaller enclave and not a red flag on its own — it simply changes how you price and how you negotiate.
Location does the heavy lifting here: Fleming Island sits in Clay County with the everyday retail, commuting, and river-corridor conveniences that draw people to the area. Because we cannot point to a neighborhood price trend, we evaluate each home against the broader Fleming Island backdrop and the details of the property itself, rather than a community average that would be misleading at this sample size.
The location and the amenities are priced into every listing in Riverwood Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has no fresh closings to lean on, the value we add is disciplined comp work — pulling relevant Fleming Island and Clay County sales, weighing condition and lot, and pricing a specific home rather than a market myth. We would rather tell you the data is thin and show our reasoning than hand you a confident number we cannot defend at the appraisal.
Riverwood Terrace in 15 seconds.
Tools for a Riverwood Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Riverwood Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Riverwood Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Riverwood Terrace home worth?
Get a no-obligation home value based on real comparable sales in Riverwood Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fleming Island →
Price History: What Homes Here Have Actually Sold For
Median sale prices in Riverwood Terrace Fleming Island year by year since 2014, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
How many homes are in Riverwood Terrace?
What share of Riverwood Terrace is owner-occupied?
When were the homes in Riverwood Terrace built?
Who is the best real estate agent for Riverwood Terrace?
How do I find a top Fleming Island real estate agent who knows Riverwood Terrace?
Can Momentum Realty connect me with an agent for Riverwood Terrace?
Should you buy in Riverwood Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Riverwood Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32003)) |
| Under-contract shares | realMLS records, as of 2026-10-25 |
| Historical depth | Closed-sale records back to 2003 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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