Saga Bay Gardens
Condos for Sale in Cutler Bay, FL
All 75 homes for sale in Cutler Bay, FL · median $320,000 · 44 condos for sale in Cutler Bay · 103 homes for sale in 33189 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via MIAMI MLS
As of November 2026, Saga Bay Gardens Condo in Cutler Bay, FL has 8 homes for sale and 1 pending, asking from $165,000 to $295,000 (median $199,450). Homes listed or recently sold were built 1988–1988; 7 of 9 report an HOA (median $604/mo).
Last 30 days in Saga Bay Gardens: 5 new listings (median asking $189,000), 1 under contract right now. As of November 12, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Saga Bay Gardens Condo
Live MLS inventory for Saga Bay Gardens Condo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 977 daysTop listing
Active · 177 days
Active · 19 days
Active · 0 days
Active · 137 days
Active · 17 days
Active · 1 days
Active · 0 daysActive and pending Saga Bay Gardens Condo listings as of 2026-11-12, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Tap any home to ask about it.
Saga Bay Gardens Condo isn't giving us much to work with right now — the most recent window shows a single closing, which means there isn't a reliable pool of comparable sales to anchor a price trend. In a market this thin, the last closing tells you what one buyer and one seller agreed to on one day, not what the building is worth as a whole.
For a seller, that means pricing has to lean on unit-specific condition, floor plan, and any recent comparable activity in the broader Saga Bay area rather than a clean trend line. For a buyer, it means doing your own legwork on condo docs, reserves, and recent assessments before assuming the last sale is a fair benchmark — with volume this low, one outlier closing can skew perception of the whole community.
Figures in this note are as of July 22, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Saga Bay Gardens Condo is a condominium community in Miami-Dade County with very limited recent MLS turnover, which puts more weight on individual unit due diligence than on any building-wide pricing pattern.
MIAMI REALTORS sales records identify 10 homes in SAGA BAY GARDENS Condo that have changed hands since 2016, built between 1988 and 1988 (median 1988), with a median living area of about 760 sq ft and a typical 1-bedroom, 1-bath layout; 100% are condominiums. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Saga Bay Gardens Condo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Saga Bay Gardens CondoSaga Bay Gardens CondoSaga Bay Gardens CondoSaga Bay Gardens CondoSaga Bay Gardens CondoSaga Bay Gardens CondoSaga Bay Gardens Condo
Saga Bay Gardens CondoPhotos from MIAMI MLS listings in Saga Bay Gardens Condo; content deemed reliable but not guaranteed.
Who Saga Bay Gardens Condo is best for.
Best for
- A buyer targeting a specific unit in this building who is prepared to lean on condo documents and inspection rather than market comparables
- An investor comfortable evaluating a condo purchase on fundamentals when comparable sales data is limited
- A seller who has realistic expectations about pricing given the low recent transaction volume
Probably not for
- A buyer who wants a clear list of building amenities before considering a purchase, since none are currently identified in MLS data
- Anyone relying on recent sales trends to set or validate a price, given only a single closing in the current window
- A buyer who wants a fast, comparable-driven transaction rather than one built on individual due diligence
The market around Saga Bay Gardens Condo
Saga Bay Gardens Condo is too small for its own price trend, so here is the market around it.
In ZIP 33189, 102 homes are on the market and 19% are under contract — a steady corner of Cutler Bay.
Across Miami-Dade County, 14,507 homes are active and 2,241 pending (13% under contract).
In ZIP 33189 (Cutler Bay), 66 homes closed in the last 12 months at a median of $560K ($386/sq ft), with a median 49 days on market. Right now 70 active and 21 pending listings put supply at about 12.7 months — a buyer's market. See the live ZIP 33189 housing market and the Miami-Dade County market.
ZIP and county figures describe the wider market, not Saga Bay Gardens Condo specifically. Momentum Research analysis of MLS records.
The Saga Bay Gardens Condo buying strategy.
If we were buying in Saga Bay Gardens Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Saga Bay Gardens Condo.
Reading a market with almost no data
Current MLS data does not identify any specific community amenities for Saga Bay Gardens Condo, and the closings window shows only a single transaction. That combination — no amenity detail on file and one closing — means this is not a community where we can point to a clear price band, a typical days-on-market figure, or an amenity package as a selling point. It's a snapshot, not a trend.
That doesn't mean the building isn't worth considering; it means the analysis has to move from the market level down to the unit level faster than usual. Condo association financials, building reserves, insurance status, and the specific unit's condition will carry more weight here than any aggregate statistic, simply because the aggregate statistic barely exists yet.
The location and the amenities are priced into every listing in Saga Bay Gardens Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When MLS data is this thin, the value of a broker isn't reciting stats — it's knowing what questions to ask the condo association, how to pull comparable context from outside the immediate closings window, and how to structure an offer or a listing when there isn't a clean trend to point to. That's the work we do before you sign anything.
Saga Bay Gardens Condo in 15 seconds.
Tools for a Saga Bay Gardens Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Saga Bay Gardens Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Saga Bay Gardens Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Saga Bay Gardens Condo home worth?
Get a no-obligation home value based on real comparable sales in Saga Bay Gardens Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cutler Bay →
Should you buy in Saga Bay Gardens Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: November 12, 2026) |
| Under-contract shares | MIAMI MLS records, as of 2026-11-10 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how SAGA BAY GARDENS CONDO fits the bigger picture — live prices, inventory, and Momentum Scores: