Scott Mill Bluff
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of HOMESMART · via realMLS
Scott Mill Bluff is trading at a median of $556,750, working out to $208.76 per square foot, and the four closings behind that number moved in a median of just 16 days. That is a fast clearing time for a community this size, and it tells you pricing here has been getting hit close to right the first time — sellers are not leaving room on the table and buyers are not finding much to negotiate.
The catch for anyone watching this community right now is that there are no active listings. With nothing on the market to compare against and only a handful of closings setting the tone, a buyer or seller both need a pricing approach built on the actual sold data rather than what is showing up in a search today — because there is nothing showing up in a search today.
The 60-Second Overview
Scott Mill Bluff market snapshot (as of August 5, 2026): the median sale price is about $555K ($203 per sq ft over the trailing 12 months of closed sales), and a median 23 days on market for closed sales.
Scott Mill Bluff is a Jacksonville, Duval County community where the HOA's scope is limited to Maintenance Grounds, keeping shared costs narrow and homeowner responsibility for the lot itself relatively standard.
The setting & the homes.
Aerial and on-site photos of Scott Mill Bluff. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Scott Mill Bluff
Scott Mill Bluff
Scott Mill Bluff
Scott Mill Bluff
Scott Mill Bluff
Scott Mill BluffPhotos from realMLS listings in Scott Mill Bluff; content deemed reliable but not guaranteed.
Who Scott Mill Bluff is best for.
Best for
- Buyers ready to act fast on a new listing rather than shop a long list of options
- Buyers comfortable trusting recent sold pricing over a live inventory comparison
- Sellers who want their home priced tightly against actual recent closings and are prepared for a quick sale
Probably not for
- Buyers who want to tour several active listings side by side before deciding
- Buyers who need a wide price range to shop within rather than a single median benchmark
- Sellers expecting a slow, patient process with room to test the market over time
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 5 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($555K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
39% of homes for sale in ZIP 32223 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
Scott Mill Bluff Market Scorecard
Scott Mill Bluff is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Scott Mill Bluff, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Scott Mill Bluff on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Scott Mill Bluff
- Maintenance Grounds · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Scott Mill Bluff buying strategy.
If we were buying in Scott Mill Bluff today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Scott Mill Bluff.
A thin, fast-moving data set
$208.76 per square foot is the clearest read on value here, since it normalizes the $556,750 median against home size rather than leaving it as a flat number. With only four closings feeding that figure, though, it should be treated as a directional benchmark, not a precise ceiling or floor — a single unusually large or unusually updated sale can move it more than it would in a deeper market.
A 16-day median days-on-market alongside zero active listings is a pattern worth sitting with: homes here have not been lingering, and right now there is nothing available to test that pace against. For a seller, it argues for pricing tight to recent solds and being ready to move quickly once a buyer engages. For a buyer, it means watching for a new listing to hit rather than expecting a stack of active options to compare.
The location and the amenities are priced into every listing in Scott Mill Bluff. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active listings and only four closings to reference, the value an agent adds is less about touring inventory and more about knowing the comps cold, pricing off the actual sold data, and being positioned to act the moment something new comes to market — that is where Momentum's day-to-day MLS access and local read on Duval County pricing matter most.
Scott Mill Bluff in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Scott Mill Bluff buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Scott Mill Bluff sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Scott Mill Bluff, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Scott Mill Bluff home worth?
Get a no-obligation home value based on real comparable sales in Scott Mill Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Scott Mill Bluff on the map →
Frequently Asked Questions
What is the median home price in Scott Mill Bluff?
How long do homes in Scott Mill Bluff take to sell?
Do cash buyers compete in Scott Mill Bluff?
Who is the best real estate agent for Scott Mill Bluff?
How do I find a top Jacksonville real estate agent who knows Scott Mill Bluff?
Can Momentum Realty connect me with an agent for Scott Mill Bluff?
Should you buy in Scott Mill Bluff?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Scott Mill Bluff with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 5, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 5, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2002 (22 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Scott Mill Bluff fits the bigger picture — live prices, inventory, and Momentum Scores: