Aerial view of Seaside Cottages

Seaside Cottages
Homes for Sale in Jacksonville Beach, FL

All 182 homes for sale in Jacksonville Beach, FL · median $732,450 · 165 homes for sale in 32250 · Duval County homes for sale

Community in Jacksonville Beach · Duval County · ZIP 32250
98 homesBuilt 1929–2024
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Built fromLive realMLS data24 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 7 closed sales in Seaside Cottages in Jacksonville Beach, FL since 2002, the most recent in July 2021. Across Jacksonville Beach as a whole, 267 homes closed in the last 12 months at a median of $630,500, 51 median days on market, with 74 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $11,260 ($10,530 with the full homestead exemption).

Live · Seaside Cottages Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
61%
Owner-occupied · Seaside Cottages
60 of 98 parcels homesteaded (FL DOR 2025)
39%
Non-owner-occupied · Seaside Cottages
incl. 19% trust or LLC-held · 6% out-of-state
98
Homes in the community
98 residential parcels (FL DOR 2025)
Track record · 24 years of records
5
Recorded sales · 2024-2025
median $700K · qualified sales on the county roll (FL DOR 2025)
Est. 1929
Community established
homes built 1929-2024, median 1986 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Seaside Cottages sits in Jacksonville Beach, Duval County, and the numbers here tell a condition story more than a location story. The 98 homes span construction years from 1929 to 2024, so buyers are choosing between an original-era cottage and a recent-year build, not a single architectural generation — and that construction-year gap does more to explain how one home differs from the next than anything else in the data. At a median living area of 1,608.5 square feet, this is a compact-scale community rather than one built around large floor plans.

Homestead exemptions cover 61.2% of the 98 homes in Seaside Cottages, pointing to a majority owner-occupied base rather than a market driven by rental or second-home turnover. No community amenities are identified from current MLS listings, so whatever value is here is coming from the individual lot and structure, not a clubhouse or pool line item. For a buyer, that means diligence on the specific home's age and condition matters more than the community amenity sheet.

Nearby homes for sale

No active listings inside Seaside Cottages right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

2050 GAIL Avenue
$972K · 0.0 mi away
3 bd · 3.5 ba · 2,089 sqft
2050 GAIL Avenue
Listed by EXP REALTY LLC
2072 GAIL Avenue
$972K · 0.0 mi away
3 bd · 3.5 ba · 2,028 sqft
2072 GAIL Avenue
Listed by EXP REALTY LLC
1869 S 2ND Street
$1.35M · 0.1 mi away
4 bd · 3.5 ba · 3,313 sqft
1869 S 2ND Street
Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
2106 GAIL Avenue
$605K · 0.1 mi away
2 bd · 1.5 ba · 1,020 sqft
2106 GAIL Avenue
Listed by COMPASS FLORIDA LLC
2114 GAIL Avenue #C
$649K · 0.1 mi away
3 bd · 3.5 ba · 2,100 sqft
2114 GAIL Avenue #C
Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLC
1812 OCEAN Drive
$849K · 0.1 mi away
2 bd · 1.5 ba · 904 sqft
1812 OCEAN Drive
Listed by EXP REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Seaside Cottages is a 98-home community in Jacksonville Beach, Duval County, where construction years run from 1929 to 2024 — a spread that makes individual home condition, not community averages, the primary driver of value here.

realMLS (Northeast Florida) sales records identify 6 homes in Seaside Cottages that have changed hands since 2002, built between 1999 and 2013 (median 2000), with a median living area of about 2,694 sq ft and a typical 4-bedroom, 4-bath layout; 83% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 5 qualified sales in Seaside Cottages across 2024–2025 (3 in 2024, 2 in 2025), median $700,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a primary residence in a compact, cottage-scale home near Jacksonville Beach.
  • Renovation-minded buyers comfortable evaluating each home's individual construction year and condition rather than relying on a community-wide standard.
  • Buyers who want the full budget going into the home and lot rather than into a shared amenity package.

Probably not for

  • Buyers who want a uniform, single-era subdivision instead of a mix of original-era and recent-year construction.
  • Buyers who expect a clubhouse, pool, or other planned community amenity as part of the purchase.
  • Buyers unwilling to budget time for a detailed condition and age assessment on a home-by-home basis.

The market around Seaside Cottages

Seaside Cottages is too small for its own price trend, so here is the market around it.

In ZIP 32250, 238 homes are on the market and 22% are under contract — a steady corner of Jacksonville Beach.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32250 (Jacksonville Beach), 577 homes closed in the last 12 months at a median of $660K ($423/sq ft), down 1.5% year over year, with a median 48 days on market. Right now 101 active and 33 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32250 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Seaside Cottages specifically. Momentum Research analysis of MLS records.

Seaside Cottages by the numbers

From county property records and closed MLS sales for the Seaside Cottages subdivision: 5 homes on record; built 1999–2013; typical size about 2,495 heated sq ft; 4 bedrooms is the median. Housing mix: single-family 100%.

YearRecorded salesMedian price
20021$520,000
20161$870,000
20191$715,000
20201$785,000
20211$875,000

Newest recorded sale: $875,000 on 2021-07-16.

Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.

Housing distress & ownership in Seaside Cottages, Jacksonville Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Seaside Cottages today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Seaside Cottages.

Best Buy
Best for buyers purchasing a primary residence who want a compact, walkable Jacksonville Beach cottage rather than a large floor plan.
Biggest Risk
The main risk is construction-year spread — homes range from 1929 to 2024, so condition and system age vary block to block.
Sweet Spot
The sweet spot is a well-documented home near the median living area of 1,608.5 square feet with clear records of updates.
Avoid If
Avoid if you're counting on a community amenity package — none is identified from current MLS listings.

A Cottage Stock Spanning Generations

The 98 homes that make up Seaside Cottages were built anywhere from 1929 to 2024, an unusually wide construction window for a single named community. That range means two homes on the same block can have little in common structurally — one may be an original-era cottage carrying decades of system and roof life, the other a recent-year build with none of that deferred maintenance. Buyers evaluating this community need to underwrite the individual home, not a community average.

At a median living area of 1,608.5 square feet, the housing stock here runs toward compact, cottage-scale floor plans rather than large-format construction. Homestead exemptions apply to 61.2% of the 98 homes, a signal that most owners are claiming the property as a primary residence rather than holding it as a rental or second home. No community amenities are identified from current MLS listings, so the appeal of Seaside Cottages is the individual lot and its Jacksonville Beach location, not a shared clubhouse, pool, or gate.

“

The location and the amenities are priced into every listing in Seaside Cottages. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With build years spanning from 1929 to 2024 across just 98 homes, comparable sales in Seaside Cottages are not interchangeable, and pricing a listing or evaluating an offer here requires knowing which specific homes are truly comparable in age and condition. Momentum's Northeast Florida team works this kind of mixed-vintage inventory regularly and pulls the individual construction and condition history a buyer or seller needs before relying on a community-wide average.

Seaside Cottages in 15 seconds.

Best forBest for buyers purchasing a primary residence who want a compact, walkable Jacksonville Beach cottage rather than a large floor plan.
Biggest advantageThe clearest advantage is owner-occupancy — homestead exemptions cover 61.2% of the 98 homes here.
Biggest riskThe main risk is construction-year spread — homes range from 1929 to 2024, so condition and system age vary block to block.
Sweet spotThe sweet spot is a well-documented home near the median living area of 1,608.5 square feet with clear records of updates.
Avoid ifAvoid if you're counting on a community amenity package — none is identified from current MLS listings.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Seaside Cottages homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Seaside Cottages.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Seaside Cottages sales matched to your home.

What is your Seaside Cottages home worth?

Get a no-obligation home value based on real comparable sales in Seaside Cottages, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville Beach →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Seaside Cottages?
The Florida DOR 2025 assessment roll shows 98 homes in Seaside Cottages (public records).
What share of Seaside Cottages is owner-occupied?
61% of Seaside Cottages parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Seaside Cottages built?
Homes in Seaside Cottages were built between 1929 and 2024, with a median year built of 1985.5 (FL DOR 2025 roll).
Who is the best real estate agent for Seaside Cottages?
The best agent for Seaside Cottages is one who actively works Jacksonville Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Seaside Cottages.
How do I find a top Jacksonville Beach real estate agent who knows Seaside Cottages?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Seaside Cottages and the wider Jacksonville Beach area.
Can Momentum Realty connect me with an agent for Seaside Cottages?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Seaside Cottages purchase or sale - no call center and no pressure.
Where is Seaside Cottages, and what county is it in?
Seaside Cottages is in Jacksonville Beach, Duval County, FL, ZIP 32250. The community's center is about 2 miles southeast of the center of Jacksonville Beach (straight-line).
How far is Seaside Cottages from downtown Jacksonville and the beach?
About 17 miles from downtown Jacksonville (straight-line; driving distance is usually 15 to 30 percent more). The community sits on the Atlantic coast, at Jacksonville Beach.
Buyers seeking a primary residence in a compact, cottage-scale home near Jacksonville Beach.Excellent fit
Renovation-minded buyers comfortable evaluating each home's individual construction year and condition rather than relying on a community-wide standard.Excellent fit
Buyers who want the full budget going into the home and lot rather than into a shared amenity package.Excellent fit
Buyers who want a uniform, single-era subdivision instead of a mix of original-era and recent-year construction.Probably not
Buyers who expect a clubhouse, pool, or other planned community amenity as part of the purchase.Probably not
Buyers unwilling to budget time for a detailed condition and age assessment on a home-by-home basis.Probably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 32250))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2002 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Seaside Cottages with Momentum Realty’s local guides.

Atlantic Campgrounds0.0 mi away · 42 homes, built 1946–24SSouthwind0.0 mi away · 28 homes, built 1929–22, 2 for salePRPermenters R P Atlantic0.1 mi away · median $645K, 6 sales/12 moCasa Grande0.1 mi away · median $462K, 4 sales/12 mo2B22Nd By The Sea0.1 mi away · 1 for saleAhern And Associates0.1 mi away · 28 homes, built 1929–22Westwind Townhomes0.1 mi awayPablo Surfside0.1 mi away

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Seaside Cottages. These are the public schools most often assigned to other communities in ZIP 32250; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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