Settlers Point
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of JWB REALTY LLC · via realMLS
Settlers Point's numbers point to a smaller, condition-driven pocket: 83 homes built between 1989 and 1994, with a median size of 1,566 square feet and a median price of $258,000 — a per-square-foot figure of $191.68. That combination lands this squarely as an entry point into Jacksonville's Duval County resale market rather than a move-up community.
With zero active listings at the moment, there is nothing on the market to compare against today — sellers here are working from a thin comparable set, and buyers watching this pocket need to move quickly when something does list. Homes have carried a median 70 days on market, and prices are up 334% since 2012, so the long-term trend favors patience over urgency for anyone timing an exit.
The 60-Second Overview
Settlers Point is a compact resale pocket of 83 homes in Jacksonville's Duval County, built between 1989 and 1994. Current MLS data shows no listed community amenities, so the value here is squarely in the home and the location, not a clubhouse or gated package.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Settlers Point. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Settlers Point
Settlers Point
Settlers Point
Settlers Point
Settlers Point
Settlers PointPhotos from realMLS listings in Settlers Point; content deemed reliable but not guaranteed.
Who Settlers Point is best for.
Best for
- Buyers with a target budget around $258,000 looking for Duval County resale value.
- Buyers comfortable with a smaller, 1,566-square-foot footprint and a buy-and-hold horizon.
- Buyers prioritizing price per square foot over amenities, since none are currently listed here.
Probably not for
- Buyers who need a clubhouse, pool, or other listed community amenities.
- Buyers who need multiple active listings to choose from right now — there are currently none.
- Buyers set on a home built after 1994, since this community's build years run from 1989 to 1994.
The market around Settlers Point
Settlers Point is too small for its own price trend, so here is the market around it.
In ZIP 32225, 194 homes are on the market and 37% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,861 homes are active and 1,760 pending (31% under contract).
ZIP and county figures describe the wider market, not Settlers Point specifically. Momentum Research analysis of MLS records.
The Settlers Point buying strategy.
If we were buying in Settlers Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Settlers Point.
The math behind Settlers Point's pricing
At a median price of $258,000 and $191.68 per square foot, Settlers Point prices in as an accessible resale option in Duval County, reflecting both its 1,566-square-foot median size and its 1989–1994 build years. This is a market where price is set by condition and individual updates more than by subdivision-wide amenities, since none are currently identified from MLS listings.
Just over half of homes here — 51.8% — carry a homestead exemption, pointing to a meaningful base of owner-occupied resale activity. Current figures are drawn from a trailing 3-month closings window and show zero active listings today alongside a median 70 days on market. Longer term, values are up 334% since 2012, which is the more telling number for anyone thinking about hold period here.
The location and the amenities are priced into every listing in Settlers Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and no amenities currently identified in MLS data, Settlers Point does not surface easily in a generic portal search — it takes close, local tracking of this 83-home pocket of Duval County to catch a listing here before it moves. Momentum's agents watch thin-inventory Jacksonville communities like this one closely, so buyers get called the moment something comes available, and sellers get priced against real Duval County comps rather than guesswork.
Settlers Point in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Settlers Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Settlers Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Settlers Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Settlers Point home worth?
Get a no-obligation home value based on real comparable sales in Settlers Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Settlers Point on the map →
Should you buy in Settlers Point?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Settlers Point with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 20, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2001 (101 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Settlers Point fits the bigger picture — live prices, inventory, and Momentum Scores: