Settlers Point in Jacksonville

Settlers Point
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 130 homes for sale in 32225 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32225
83 homesBuilt 1989–1994
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of JWB REALTY LLC · via realMLS

Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Settlers Point in Jacksonville, FL has 1 home for sale. As of October 2026, the MLS records 101 closed sales in Settlers Point in Jacksonville, FL since 2001, the most recent in May 2026. Recorded prices since 2024 ran from $220,000 to $325,000 (median $290,000), on homes of 1,346 to 1,456 sq ft. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,180 ($4,450 with the full homestead exemption).

Live · Settlers Point Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Duval: 28% (1,522 of 5,475)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
52%
Owner-occupied · Settlers Point
43 of 83 parcels homesteaded (FL DOR 2025)
48%
Non-owner-occupied · Settlers Point
incl. 10% trust or LLC-held · 6% out-of-state
83
Homes in the community
83 residential parcels (FL DOR 2025)
Track record · 25 years of records
4
Recorded sales · 2025-2025
median $290K · qualified sales on the county roll (FL DOR 2025)
Est. 1989
Community established
homes built 1989-1994, median 1989 (FL DOR 2025)
1.2%/yr
Turnover rate
about 1 of 83 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Settlers Point's numbers point to a smaller, condition-driven pocket: 83 homes built between 1989 and 1994, with a median size of 1,566 square feet and a median price of $258,000 — a per-square-foot figure of $191.68. That combination lands this squarely as an entry point into Jacksonville's Duval County resale market rather than a move-up community.

With zero active listings at the moment, there is nothing on the market to compare against today — sellers here are working from a thin comparable set, and buyers watching this pocket need to move quickly when something does list. Homes have carried a median 70 days on market, and prices are up 334% since 2012, so the long-term trend favors patience over urgency for anyone timing an exit.

Settlers Point Housing Pulse · Momentum Research · as of October 1, 2026

Settlers Point right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Settlers Point is a compact resale pocket of 83 homes in Jacksonville's Duval County, built between 1989 and 1994. Current MLS data shows no listed community amenities, so the value here is squarely in the home and the location, not a clubhouse or gated package.

realMLS (Northeast Florida) sales records identify 48 homes in Settlers Point that have changed hands since 2001, built between 1989 and 1994 (median 1989), with a median living area of about 1,346 sq ft and a typical 3-bedroom, 2-bath layout; 90% are townhomes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 4 qualified sales in Settlers Point across 2025–2025, median $290,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a target budget around $258,000 looking for Duval County resale value.
  • Buyers comfortable with a smaller, 1,566-square-foot footprint and a buy-and-hold horizon.
  • Buyers prioritizing price per square foot over amenities, since none are currently listed here.

Probably not for

  • Buyers who need a clubhouse, pool, or other listed community amenities.
  • Buyers who need multiple active listings to choose from right now — there are currently none.
  • Buyers set on a home built after 1994, since this community's build years run from 1989 to 1994.

The market around Settlers Point

Settlers Point is too small for its own price trend, so here is the market around it.

In ZIP 32225, 174 homes are on the market and 25% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32225 (Jacksonville), 1,013 homes closed in the last 12 months at a median of $375K ($222/sq ft), up 4.3% year over year, with a median 30 days on market. Right now 166 active and 81 pending listings put supply at about 2.8 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.

ZIP and county figures describe the wider market, not Settlers Point specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Settlers Point, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Settlers Point

Live MLS inventory for Settlers Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Settlers Point listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

If we were buying in Settlers Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Settlers Point.

Best Buy
Best for buyers seeking entry-level resale pricing in Jacksonville's Duval County.
Biggest Risk
The risk is thin inventory — zero active listings means limited choice and limited fresh comps right now.
Sweet Spot
The sweet spot is a buyer comfortable with a smaller, 1989–1994-built home around 1,566 square feet who values price over amenities.
Avoid If
Avoid if you need listed community amenities or a fast-moving market with plenty of active choices — none are currently identified and the median days on market is 70.

The math behind Settlers Point's pricing

At a median price of $258,000 and $191.68 per square foot, Settlers Point prices in as an accessible resale option in Duval County, reflecting both its 1,566-square-foot median size and its 1989–1994 build years. This is a market where price is set by condition and individual updates more than by subdivision-wide amenities, since none are currently identified from MLS listings.

Just over half of homes here — 51.8% — carry a homestead exemption, pointing to a meaningful base of owner-occupied resale activity. Current figures are drawn from a trailing 3-month closings window and show zero active listings today alongside a median 70 days on market. Longer term, values are up 334% since 2012, which is the more telling number for anyone thinking about hold period here.

“

The location and the amenities are priced into every listing in Settlers Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With zero active listings and no amenities currently identified in MLS data, Settlers Point does not surface easily in a generic portal search — it takes close, local tracking of this 83-home pocket of Duval County to catch a listing here before it moves. Momentum's agents watch thin-inventory Jacksonville communities like this one closely, so buyers get called the moment something comes available, and sellers get priced against real Duval County comps rather than guesswork.

Settlers Point in 15 seconds.

Best forBest for buyers seeking entry-level resale pricing in Jacksonville's Duval County.
Biggest advantageThe advantage here is a long track record of appreciation, with prices up 334% since 2012.
Biggest riskThe risk is thin inventory — zero active listings means limited choice and limited fresh comps right now.
Sweet spotThe sweet spot is a buyer comfortable with a smaller, 1989–1994-built home around 1,566 square feet who values price over amenities.
Avoid ifAvoid if you need listed community amenities or a fast-moving market with plenty of active choices — none are currently identified and the median days on market is 70.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Settlers Point homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Settlers Point.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Settlers Point sales matched to your home.

What is your Settlers Point home worth?

Get a no-obligation home value based on real comparable sales in Settlers Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

Recently off market in Settlers Point

Homes in Settlers Point that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

Is Settlers Point a buyer's or seller's market right now?
As of October 1, 2026, Settlers Point leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Settlers Point?
The Florida DOR 2025 assessment roll shows 83 homes in Settlers Point (public records).
What share of Settlers Point is owner-occupied?
52% of Settlers Point parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Settlers Point built?
Homes in Settlers Point were built between 1989 and 1994, with a median year built of 1989 (FL DOR 2025 roll).
Who is the best real estate agent for Settlers Point?
The best agent for Settlers Point is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Settlers Point.
How do I find a top Jacksonville real estate agent who knows Settlers Point?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Settlers Point and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Settlers Point?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Settlers Point purchase or sale - no call center and no pressure.
Where is Settlers Point, and what county is it in?
Settlers Point is in Jacksonville, Duval County, FL, ZIP 32225. The community's center is about 11 miles east of downtown Jacksonville (straight-line).
How far is Settlers Point from downtown Jacksonville and the beach?
About 11 miles from downtown Jacksonville and about 4 miles from the Atlantic beach at Atlantic Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers with a target budget around $258,000 looking for Duval County resale value.Excellent fit
Buyers comfortable with a smaller, 1,566-square-foot footprint and a buy-and-hold horizon.Excellent fit
Buyers prioritizing price per square foot over amenities, since none are currently listed here.Excellent fit
Buyers who need a clubhouse, pool, or other listed community amenities.Probably not
Buyers who need multiple active listings to choose from right now — there are currently none.Probably not
Buyers set on a home built after 1994, since this community's build years run from 1989 to 1994.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32225))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2001 (101 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in Settlers Point? 1 recorded closings (window ending 2026-10-01). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Settlers Point with Momentum Realty’s local guides.

Wedgefield Villas0.3 mi away · 147 homes, built 1990–98, 1 for saleWVWedgewood Villas0.3 mi away · median $330K, 5 sales/12 moGrogans Bluff0.4 mi away · median $415K, 5 sales/12 moGreenfield Lakes Jacksonville Duval0.4 mi away · 368 homes, built 1988–07Hickory Manor0.5 mi away · 128 homes, built 1992–00WEWedgwood Estates0.5 mi away · median $385K, 3 sales/12 moWedgewood Estates0.5 mi away · 205 homes, built 1990–98

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Settlers Point. These are the public schools most often assigned to other communities in ZIP 32225; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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