Aerial view of Sherry Terrace

Sherry Terrace
Homes for Sale in Atlantic Beach, FL

Community in Atlantic Beach · Duval County · ZIP 32233
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data15 years of closingsUpdated twice daily

As of September 2026, the MLS records 4 closed sales in Sherry Terrace in Atlantic Beach, FL since 2011, the most recent in September 2016. Across Atlantic Beach as a whole, 189 homes closed in the last 12 months at a median of $610,000, 48 median days on market, with 39 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $10,900 ($10,160 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Sherry Terrace sits in Atlantic Beach, and that address does most of the pricing work here. Proximity to the ocean and the beach-town core of Duval County's coastal strip is the lever; lot and location carry more weight than any single interior finish. Because I don't have a verified price range in front of me, I'll say it plainly: values in a small beach-adjacent pocket like this are condition-driven and tend to spread widely between a tired original house and a renovated one.

Posture-wise, treat this as a location purchase first. For a buyer, that means underwriting the land and the walk-to-the-beach factor, then discounting for whatever work the house itself needs. For a seller, condition and presentation are where you actually move the number, since the address is already priced in by the market.

The 60-Second Overview

Sherry Terrace is a small Atlantic Beach pocket where the appeal is coastal location and the day-to-day access that comes with a beach-town address rather than any single amenity.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers whose top priority is a coastal Atlantic Beach location and beach access
  • Buyers with the budget and appetite to renovate an original house to their standard
  • Long-hold buyers who value the durability of a beach-town address over turnkey finishes

Probably not for

  • Buyers who need move-in-ready and won't take on any condition work
  • Buyers wanting a large selection with consistent, uniform pricing
  • Buyers stretching to the edge of their budget with no cushion for repairs

The market around Sherry Terrace

Sherry Terrace is too small for its own price trend, so here is the market around it.

In ZIP 32233, 105 homes are on the market and 41% are under contract — a fast-moving corner of Atlantic Beach.

Across Duval County, 3,937 homes are active and 1,726 pending (30% under contract).

ZIP and county figures describe the wider market, not Sherry Terrace specifically. Momentum Research analysis of MLS records.

If we were buying in Sherry Terrace today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sherry Terrace.

Best Buy
Buyers who want an Atlantic Beach address and coastal proximity above all.
Biggest Risk
Wide condition-driven price spread means two similar homes can differ sharply in value.
Sweet Spot
A sound house where you're paying mostly for location, not deferred work.
Avoid If
You need a predictable, uniform product with little variation between homes.

A location-first beach pocket

The case for Sherry Terrace is geography. Atlantic Beach is one of Northeast Florida's coastal enclaves, and buying here is buying into that proximity to the ocean and the compact walkable beach-town pattern. That's a durable driver, and it's the thing to lead with in any evaluation.

Where you'll see variation is in the houses themselves. In a neighborhood like this, expect a mix of original and updated stock, which means two homes on the same street can price very differently based on condition. Do your homework on what a given house actually needs, and price the renovation, not the fantasy.

The location and the amenities are priced into every listing in Sherry Terrace. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We're a Northeast Florida brokerage, and in a small coastal pocket like Sherry Terrace the difference between a good buy and a regret is knowing what the location supports versus what a house genuinely needs. We'll separate the address premium from the condition discount and tell you straight when a listing is asking you to pay for both.

Sherry Terrace in 15 seconds.

Best forBuyers who want an Atlantic Beach address and coastal proximity above all.
Biggest advantageA beach-town location in one of Duval County's coastal enclaves.
Biggest riskWide condition-driven price spread means two similar homes can differ sharply in value.
Sweet spotA sound house where you're paying mostly for location, not deferred work.
Avoid ifYou need a predictable, uniform product with little variation between homes.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sherry Terrace sales matched to your home.

What is your Sherry Terrace home worth?

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Real comps, not an automated estimate.
Buyers whose top priority is a coastal Atlantic Beach location and beach accessExcellent fit
Buyers with the budget and appetite to renovate an original house to their standardExcellent fit
Long-hold buyers who value the durability of a beach-town address over turnkey finishesExcellent fit
Buyers who need move-in-ready and won't take on any condition workProbably not
Buyers wanting a large selection with consistent, uniform pricingProbably not
Buyers stretching to the edge of their budget with no cushion for repairsProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-08-30
Historical depthClosed-sale records back to 2011 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,810/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.