Spencer Trace
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Spencer Trace sits in Middleburg, out in Clay County, and the read here starts with a caution: the canonical snapshot gives us the location and the feed, but no active price, inventory, or days-on-market figures to anchor a hard number. That means anyone quoting a specific value or trend for this community right now is guessing, and we would rather tell you that plainly than dress up a number we cannot support.
For a buyer or seller, the honest posture is to treat Spencer Trace as a community you underwrite on the ground — recent comparable closings, current listing condition, and lot specifics — rather than off a headline stat. Middleburg's Clay County setting tends to trade on space and value versus the coastal side of the metro; whether that holds for a given home comes down to condition and timing, which is exactly the work we do before you commit.
The 60-Second Overview
Spencer Trace is a Middleburg community in Clay County, on the inland side of the Northeast Florida market where lot size and value typically carry more weight than proximity to the coast.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Spencer Trace is best for.
Best for
- Value-focused buyers who want more house and lot for the dollar and will accept an inland Clay County location
- Patient buyers comfortable underwriting a purchase from comparables rather than a published market stat
- Buyers prioritizing a quieter, less coastal setting over walkable urban amenities
Probably not for
- Buyers who need to be minutes from the coast or downtown employment centers
- Buyers who want a data-rich, high-turnover market with abundant recent comps at their fingertips
- Buyers unwilling to base an offer on ground-level condition and comparable analysis
The market around Spencer Trace
Spencer Trace is too small for its own price trend, so here is the market around it.
In ZIP 32068, 475 homes are on the market and 27% are under contract — a steady corner of Middleburg.
Across Clay County, 1,221 homes are active and 475 pending (28% under contract).
ZIP and county figures describe the wider market, not Spencer Trace specifically. Momentum Research analysis of MLS records.
Recent Developments in Spencer Trace
Development, infrastructure, retail, and school activity affecting Spencer Trace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 5 miles west of Spencer Trace.
Source: Jax Daily Record - June 2026Builder Activity
Hyland Trail to bring over 3,000 homes to Lake Asbury in Clay County
News4Jax reported that Hyland Trail, along with the related Edenbrooke and The Glens communities, will bring more than 3,000 new homes to the Lake Asbury area of Clay County. Homes are being built by Dream Finders, Pulte and Lennar, with a Lodge amenity center featuring a beach-entry pool, splash zone, exercise facility and pickleball courts. Edenbrooke includes an age-restricted, low-maintenance home section.
What it may mean for the marketAdds a large volume of new single-family housing supply and a private amenity center to the Lake Asbury area, expanding for-sale inventory across a range of home sizes and price points. The project is about 11 miles south of Spencer Trace, elsewhere in Clay County.
Source: News4Jax - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 12 miles south of Spencer Trace.
Source: Jax Daily Record - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 5 miles west of Spencer Trace.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Spencer Trace buying strategy.
If we were buying in Spencer Trace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spencer Trace.
The location and the amenities are priced into every listing in Spencer Trace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Because the public snapshot for Spencer Trace is thin, the value we add is legwork: pulling recent Clay County comparables, walking the actual condition of a home, and telling you what a listing is really worth versus what it is asking. We would rather hand you a defensible number built from closings than repeat a figure we cannot stand behind.
Spencer Trace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Spencer Trace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spencer Trace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spencer Trace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spencer Trace home worth?
Get a no-obligation home value based on real comparable sales in Spencer Trace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Spencer Trace on the map →
Should you buy in Spencer Trace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2007 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.