Spencer Trails
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
Spencer Trails right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 23, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Spencer Trails market snapshot (as of August 23, 2026): the median sale price is about $320K ($188 per sq ft over the trailing 12 months of closed sales), a median 46 days on market for closed sales, and 4.0 months of supply, a balanced market.
The setting & the homes.
Aerial and on-site photos of Spencer Trails. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Spencer Trails
Spencer Trails
Spencer Trails
Spencer TrailsPhotos from realMLS listings in Spencer Trails; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($320K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
28% of homes for sale in ZIP 32068 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).
Spencer Trails Market Scorecard
Spencer Trails is currently a balanced market. About 4.0 months of supply, a median asking price of $344,900, and homes go under contract in about 122 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Spencer Trails, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Spencer Trails
Live MLS inventory for Spencer Trails. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Spencer Trails listings as of 2026-08-24, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Spencer Trails on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Middleburg High School (Clay County District Schools, verify by address)FLDOE grade A · High
- Wilkinson Junior High School or your address-zoned middle school (verify by address) · Middle
- Middleburg Elementary School or your address-zoned elementary school (verify by address) · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Spencer Trails address.
The Spencer Trails buying strategy.
If we were buying in Spencer Trails today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spencer Trails.
A closer look at the Spencer Trails market
At a median of $188 per square foot, Spencer Trails prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market. Homes that do trade take a median 46 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Spencer Trails. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Spencer Trails buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spencer Trails sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spencer Trails, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spencer Trails home worth?
Get a no-obligation home value based on real comparable sales in Spencer Trails, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Spencer Trails on the map →
Frequently Asked Questions
What is the median home price in Spencer Trails?
How long do homes in Spencer Trails take to sell?
Is Spencer Trails a buyer's or seller's market right now?
What schools serve Spencer Trails?
Who is the best real estate agent for Spencer Trails?
How do I find a top Middleburg real estate agent who knows Spencer Trails?
Can Momentum Realty connect me with an agent for Spencer Trails?
Nearby Communities
Explore more neighborhoods near Spencer Trails with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 23, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 23, 2026 |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (46 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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